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Goals

May 16th, 2006 at 06:58 pm

Next month -- when I have some cash again -- I have some goals.

My first goal -- I will NOT raid my savings accounts. My emergency account will be for EMERGENCIES. My home improvement account will be for HOME IMPROVEMENT.

My second goal -- I will not charge anything on my credit cards.

My third goal -- at the end of each day I will save all my $1 bills in a change jar -- I guess it will be my bill jar.

Sounds simple? It is, but I am already shaking in my boots; afraid I can't do it. Oh well, I still have half a month just to ruminate!

6 Responses to “Goals”

  1. robex Says:

    Good goals! I think I'm going to join you on not putting anything on my credit card for the month...ready for a challenge?

  2. baselle Says:

    Why start all these at the beginning of the month? Why not start on one or two of them now so you don't feel so overwhelmed?

  3. PRICEPLUS Says:

    Good goals. Remember that you do the best you can. Nothing on the cards in and of itself is a mightily worthy goal! You can do it!Smile

  4. Carolina Bound Says:

    Yeah! I'm ready for a challenge!

    I'm starting next month because I get paid at the end of the month and it's when I have money that I run into problems. Right now, I'm out of cash (almost) and my savings accounts are almost empty. But next month I will have some cash and the accounts will have some money in them, because I have direct deposit into the two accounts. That's when it will be a challenge to follow the rules!

    Also, I know that right now, with no cash on hand and two weeks left before I get paid, I will most likely have the use the credit card at some point. So I'm afraid I'd be setting myself up for failure if I try to start my plan now.

    Right now, it's just SURVIVAL!!

  5. Ima saver Says:

    Good luck!!

  6. baselle Says:

    Apologies. As soon as I reread your post, I realized why you couldn't start right away.

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