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June recap

July 2nd, 2006 at 11:35 am

Okay -- here's what I did in June.

I had 15 no-spend days!!! However, as we all know, that means nothing if your overall spending isn't down.

But it is! I spent $2274 last month, compared to $2496 in May and $2838 average since January. (These numbers do not include anything taken out of my paycheck beforehand, such as taxes, medical premium & flexible spending, parking fee, donations, etc.)

I spent less on pet supplies/vet, gifts, groceries, gas, entertainment, vacation/travel, medical/health, and miscellaneous. I spent MORE on home improvement/yard, eating out, furniture/equipment, personal, clothing and snacks. Exactly the same on car repair/maintenance, household supplies, and fees/services.

Yesterday I spent $14 on a haircut, $30 on a shower gift (including card and wrapping paper), $15 on groceries, and $68 for a new memory stick for my camera.

I still need to get some things at Wal-Mart and fill up the tank, but I'm staying in today. I'm nursing a sinus headache, so this will just be my first no-spend day of July.

On Friday I paid most of my bills, including $400 toward credit cards. I usually pay $250-300 so this is a step up. I intended to put an extra $40 on my mortgage, but I was counting on a raise to cover that. I forgot that my raise doesn't go into effect until next month, so that's when I will increase the mortgage payment.

Sometimes I get down about how difficult my situation is, but when I can see real progress, like this, I am very pumped.

It really helps to be talking to others who understand! Thanks guys!

2 Responses to “June recap”

  1. ima saver Says:

    Good going!

  2. contrary1 Says:

    Nicely done, definate progress. Doesn't it feel great?? And, talking about it here feels normal, if I talked about things like my letter from the electric co, lowering my monthly payment to anyone else.........they would just roll their eyes.

    As it is, I feel like framing the silly letter & putting it right here in my office. Proof of a job well done around the place! Smile

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