What' wrong with me?
When things get tougher, I stop sharing my woes. But it helps me to share, to keep myself on track, so I'm going to keep trying to do it.
My finances have become inextricably woven with my sister's. I know many of you would say cut her loose, she made her own mess, but I can't do that. Aside from my kids, she is the family member I am closest to. And she really is trying to change. While we once thought her house would go into foreclosure, she has now made the mortgage payment for four months running; she is paying her bills, paying for her food and gas, and even has a little in savings (which I keep in my account, so she can't raid it). It still worries me that a single emergency will set her all the way back, but I am so grateful she has made the strides she has.
However, I am falling behind. Christmas gifts and a trip to the Midwest, among other things, has given me an $800 Discover bill to pay next month. For the first time since I have retired, I am facing the possibility that I might not be able to pay it in whole.
I have to drive to Florida in a week or so to be with my cousin. Before I go I should take the car in for its 90,000 mile checkup. Both my cats need to go to the vet for checkups. In January I have to start paying $456 a month for health insurance -- and I am only drawing $637 out of my retirement fund.
The booth did well last month, with sales of $308, but so far this month there hasn't been much activity. I may not even make the rent payment.
I can't look for a job because I have to go back and forth between here and Florida. Besides, my cousin IS my job, I need to be around to help her.
So I am feeling frustrated. Not exactly frightened -- I know I will have a roof over my head, no matter what. But the economy has taken its toll on my cousin's portfolio, so she cannot help me much other than providing me with a home.
This isn't what I expected when I retired.
But I will persevere.
On a different note, yesterday I was feeling like I just rattle around and do nothing -- so I decided to keep a log of my daily accomplishments. I was surprised that I DO do something all day!
Sewed buttons on a sweater.
Wrapped Christmas presents.
Updated my budget.
Updated my family blog.
Made homemade vegetable beef soup and egg salad.
Stocked booth with new items.
Entered a bunch of Pepsi, Coke, and Stouffer's codes.
Ran the dishwasher.
Bought 5 shares of stock in King Pharmaceuticals on ING Sharebuilder.
Talked to my grandson on Skype.
Not so bad for a do-nothing day.
I've been away so long
What' wrong with me?