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Insurance, FSA, and ice on the windshield

November 6th, 2009 at 06:06 am

Got a letter from Allstate telling me my car insurance premium has been reduced by $33 every six months. I recently had to file a claim (not my fault -- my parked car was back-swiped) so I am pleased to get reduction, however small.

It is coming toward the end of the year and I still have more than $350 in my medical flexible spending account. There are still a few bills out there waiting for insurance approval, but at this point I have no idea how much I will have to pay out of pocket. Or when they will bill me. My plan is that if I'm still hearing nothing in mid-December, I'm going to stock up on OTC supplies with the remainder of the account. No way am I letting that money go!!

I just did my enrollment package for next year's benefits, and this time I only allocated $200 to flexible spending. I have received much better medical coverage at this job than I did with my previous employment, so a big FSA isn't necessary, and maybe wasteful.

I had to scrape ice from my windshield for the first time, which brings me to the question -- does anyone know of a really good way to do this? I will have to park outside all winter, so I am willing to buy a really good tool. Maybe something that heats up? Anybody have any ideas?

1 Responses to “Insurance, FSA, and ice on the windshield”

  1. Jerry Says:

    Congrats on the drop in your car insurance! That is a help, no matter how small the adjustment. Whatever you do with your icy windshield, do not put warm water on it, as it can lead to a cracked windshield!!! If you put a plastic/rubberized cover over the windshield overnight, I've heard that can make a difference, actually.
    Jerry

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