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More expenses and money worries

July 16th, 2010 at 06:16 am

Got my hair cut last night and with tip it was $56 (I think -- I forgot to write it down and can't find a receipt). So expensive. It's a good haircut, but short. My hairdresser cut it shorter on purpose so I could go longer between cuts. She was really listening to me about my discomfort with the cost. She also told me to come in any time for a complementary bangs trim, so she's really trying to work with me.

I dropped my cat off at the vet this morning for dental work -- she has a cracked tooth, and we don't know what all until they really get in there. It will be at least $300.

This will be an expensive month.

I didn't sleep well at all last night; I think I've been letting money worries get to me, even though there is no crisis right now. I am worried about finding permanent housing in this area. I am willing to make sacrifices, but what really worries me is that I won't get a loan because my income will be low. Maybe I should buy before I retire? That would mean a long, ugly commute, but I could do it. These are the thoughts that thrash around in my head at night. Anyway, it won't happen for several years, and meanwhile, I'll keep saving.

7 Responses to “More expenses and money worries”

  1. patientsaver Says:

    that is a lot of money for a haircut.

    around here, there are any number of places where you can get a much cheaper haircut. I pay $16 at a place i the mall for just a cut (no shampoo), so plus tip it comes to $18.

  2. HouseHopeful Says:

    I get a very good haircut at one of the chain places. With blow-dry, its still under $20. The trick is to know exactly what you want, so you can describe to the 't' how you would like it.

    And I hear you about sleeplessness. I have been tossing & turning some nights lately & I know its due to a major change in my finances.

  3. MonkeyMama Says:

    In this economy I wouldn't pay more than $10 for a haircut (got coupons out the wazoo). Of course, I also picked a cut I can get by with only 2-3 times a year for trims.

    Is your hair on the short side? I have given up short (boy short) hair because it is just way too expensive too maintain. You have to go in at least every 2 months, and the chains will never get it right (unless maybe you carry around a picture).

    I got the cutest haircut/style, about shoulder length right now, and it cost me $9.99 tip. (I asked them to chop off quite a bit, for summer). But in general, I have an easy style that I have found no one can really screw up, and grows out real nice. Saves me a fortune. People will ask me who my stylist is. (Super cuts!)

  4. momcents Says:

    I've got all you guys beat -- Having long hair (three inches below the back bra strap), all I need is a pair of good scissors and my husband! And I color it myself three or four times a year (color always purchased with a coupon). But then again, I am boring old vanilla in the icecream colors of hair styles and choices - predictible, but cheap.

    If you get the numbers out of your mind and on paper would that help? I usually find that its worse in my mind than reality.

    Are you looking for a condo or house or townhomes? I remember the suburbs that you mentioned. Could you buy now if you found something?

  5. CB in City Says:

    I want to get a condo, a small one would be fine, but I want to settle in the north suburbs, and that's the scary part. I COULD buy now -- I have $50K for a down payment, but it would be a terrible commute from the North Shore to Elmhurst -- there seems to be a very large airport in the way Smile And taking the train would mean a daily transfer at Ogilvie.

    I would actually like to take a few years and save quite a bit more toward the down payment. I won't be able to pay a very high mortgage when I retire. Such a dilemma.

    Gals, I hear you on the haircuts. My last haircut was about $12 at Great Clips, but I HATED it! I felt so ugly. I think once I get past my son's wedding in October, I'm going to let it grow out. It's a short, high-maintenance cut now, but I wouldn't mind having it long enough to pull back, and it would certainly be cheaper.

  6. dmontngrey Says:

    I'm with momcents!! Hair just past my shoulders and DH cuts it. It has a natural wave so no one would ever notice if it's crooked. I cut my own bangs and color it myself with free/nearly free color. That's on tap for morning - need to even out the color before vacation. Big Grin

  7. My English Castle Says:

    It depends, doesn't it? I just trimmed DD's bangs myself, but I've had a discussion with my haircutter about the cost. She's broke too, so we stretch it out as long as we can between color and cut so I don't go to the chains. DH goes to the chain clip joint, but he has easy hair. DD goes there most of the time, but the stylists vary--and there were a couple there who made us look like we were recently escaped prisoners.

    But half the folks I know I sweating the animal dental costs. I've delayed the dog's cleaning because it's $300. Teeth are so expensive.

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