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End of month reckoning

July 31st, 2012 at 05:58 am

Since I'm not going to spend anything today -- God willin' and the creek don't rise -- I did my monthly recap already.

Rent - 1182
Insurance - 379
Vacation/Travel - 201
Utilities - 168
Groceries - 153
Fees/Services - 57
Gas - 52
Medical/Health - 47
Gifts/Charity - 45
Vet/Pet Supplies - 20
Household Supplies - 19
Personal Care - 14
Entertainment - 8
Eating out - 4
Total - 2350

First of all, HOW 'BOUT THAT EATING OUT! That was one trip to McDonalds.

My rent went up this month, and I had to pay my semi-annual insurance payment. I also renewed my AAA, bought a plane ticket for the wedding trip coming up, and had one big grocery shopping trip to stock on on low-carb food. I paid my water bill twice (missed last month's). My only entertainment was Netflix.

I kept to my $300 challenge, and here is how that part breaks down:

Groceries: 153
Gas: 52
Medical/Health: 26
Vet/Pet: 20
Household Supplies: 19
Gifts: 15
Personal: 14
Eating Out: 4

That comes out to $303, but I did add in two Pine Cone payments of $3. Only the spontaneous gifts counted in this, and the medical is not doctor's fees, but vitamins/supplements and parking.

My challenges for August:

I am planning to eat out with friends at a downtown restaurant. It will be expensive. I also may eat out with a former boss -- we talked about getting together in August, but it hasn't been set yet.

I have a three-day conference starting tomorrow, but I will not count those expenses in my $300 challenge. Nor will I count the wedding trip at the end of the month. However, those are still real expenses, and I will have to keep those costs down to protect my bottom line.

Oh, and I still have to get my oil changed.

4 Responses to “End of month reckoning”

  1. creditcardfree Says:

    You did great!!!

  2. rob62521 Says:

    Bravo on the great work!

  3. My English Castle Says:

    Nice job! Have fun in MSP!

  4. FrugalTexan75 Says:

    Great going on the challenge!

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