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September recap

October 2nd, 2012 at 01:33 pm

What a month! I have a few new categories to reflect my new circumstances.

Housing: $2364
Moving: $710
Vacation/Travel: $645
Car Repair/Maintenance: $355
Medical/Health: $189
Insurance: $156
Fares: $145
Gifts/Charity: $130
Fees/Services: $96
Utilities: $94
Eating Out: $90
Furnishings/Equipment: $65
Phone: $55
Groceries: $46
Gas: $43
Personal: $36
Household Supplies: $34
Clothing: $29
Misc: $22
Vet/Pet Supplies: $13
Entertainment: $10
Total: $5327

Then, of course, there is the $31,000 down payment that I did not count in my monthly expenses. The closing costs came out to be $5781. The "housing" expense above is what it cost to break my lease.

Next month will reflect my first mortgage payment and assessment fees.

The car repair cost was replacing the brake rotors about 1/3 of the way into our trip, and replacing the wiper blades about 7/8 of the way back. I could have waited till I got home to do the brakes -- it wasn't dangerous -- but they were annoying and I had a great service experience with a Toyota dealer in Kentucky.

The vacation/travel expense reflects the road trip as well as some of the cost of the previous trip to Florida for the wedding.

The medical cost is for two tests performed prior to surgery (later this month).

The insurance is the annual rate for the condo.

Fares -- my monthly pass plus some additional train rides prior to buying the pass.

Gifts -- mostly for flowers for the funeral.

Nothing else is particularly remarkable except how low the utilities and groceries were. Utilities were low because the electric bill didn't fall into this month (paid last of August, first of September). The grocery bill was low because I was deliberately "eating down" my pantry.

Next month will be the first taste of the new normal.

1 Responses to “September recap”

  1. Momma23 Says:
    1349188442

    We need to "eat down" our pantry as well, but I get resistance. "We don't have anything to eat" is what I hear. lol. Of course with three kids that are constantly hungry, I hear that reguardless. Just this morning my youngest was asking what is he going to eat. We don't have any cereal that he likes. I made him cinnamon toast with some grapes on the side. Content kid and mission accomplished. (For now anyway) Smile

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