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Pay Day

November 14th, 2014 at 06:53 am

Well, it's pay day, and I made my mortgage payment and paid off my Discover bill. I am trying to pay off the Citi bill, but their website is not working, so I'll do that later. In order to pay off these two big bills, I withdrew $500 from the slush fund. Hoping I can cash flow next month's Discover bill.

I got my $100 bonus from Citi -- that is, I got it rolling -- I don't have the check yet. I had problems ordering it because of my problematical address. I have a 1/2 in my address, which many software programs convert to "5" or to "12" and then my mail is mis-delivered. So aggravating. While I was ordering the check from Citi, the system refused to process it because of the "invalid address" -- which their software had created -- no duh! There is no 5365, I agree. Please put in the address I gave you and there would be no problem! Geesh. I really can't stand it. I did finally talk to a representative but it took an hour of waiting. I'm still not sure the problem was solved, but the rep says so.

So my snowflakes have now increased by $100!

In other good news, we got a memo from the President yesterday that there will be an across-the-board 3% raise in January. I think that may have been announced, or alluded to, before, but anyway, it's good to know I'll have a LITTLE extra coming in.

We will also have the capability to set aside pre-tax dollars for mass transit expense, starting in January. That should help a bit, too.

I've decided I'm going to get the $300 Target gift card on Black Friday (with the 10% discount). That will help with the Discover challenge, and then will help after the challenge, too, when I'll be going back to frugal living.

And I think I will get the Bose. That, the $300 Target card, the crown, the balance on my couch re-cover, and my regular living expenses should total a bit over $2000. The Bose will be my Christmas present to me this year. (I always like my gifts to myself the best!) Smile

In December, I'll have another dentist payment, trip expenses, and Christmas gifts to meet the $2000. In January, the last month of the challenge, I will get the mattress & box spring. I'll squeeze in a new TV and DVD player if there's room, financially. That's my plan.

Then it's back to austerity, but with an extra $400 to sweeten the deal.

2 Responses to “Pay Day”

  1. creditcardfree Says:

    Someone pointed out that buying the Target card online may qualify for the 5% off shopping cash back from Discover. Worth a try, right?

  2. FrugalTexan75 Says:

    Congrats on the coming raise!

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