Yesterday was my second no-spend day in a row. Today will not be one, however. I'm going downtown after work to attend a board event. This one is Dutch treat, so I'll be buying my dinner (at Panera) and there might be some taxi cost, too. The restaurant is not very close to the station.
We had a lot of rain last night that swept away a lot of the snow. However, it's supposed to get cold again tomorrow. I know March doesn't mean that winter is over, but I had such high expectations!
I'm really getting down to a system on my grocery list. As soon as I run out of something, or run low, I enter it on my Out of Milk app on my phone. Then, before I shop, I go through the list and pick out the must-have items. If that's below ten, then I decide what else makes the cut by what's on sale, what coupons I have, etc. I'm having fun with this! And it really is amazing how well a single person can get by with only ten purchases a week. I am even counting toiletries and pet food/litter! (However, I don't count anything I get at PetSmart -- like aquarium supplies -- that is another trip).
I am keeping track of my variables spending this month -- making sure I can stay under my post-retirement allowance for variables. With the month coming to a close, I am under half my allowance. That's great, because I know there will be months I am over! What I count as variables are: food, vet/pet supplies, medical expenses, parking, clothing, car repair/maintenance, furnishings, grooming, entertainment, household supplies, laundry, gas, fees/services, vacation/travel and home repair/maintenance. Whatever I don't spend will go into the slush fund. I can draw from the slush fund when there is an overage, but never more than the slush fund holds! That's the idea.
Ruminations on Spending
March 25th, 2015 at 01:49 pm
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March 26th, 2015 at 06:50 pm 1427395848