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Day Eleven

March 3rd, 2016 at 01:46 am

Calories: 1469

Granola w/almond milk & raisins
Coffee w/ creamer
Taco salad
1 square chocolate
Frozen yogurt
Chicken biscuit
Lettuce w/ ranch dressing
Wine

A calm and quiet day. I did a load of laundry and cleaned the fish tank. Did a lot of reading. Visited with a neighbor in the laundry room. A very typical retirement day!

Too cold to walk.

I chuckled when I got my property tax bill yesterday -- on the day it is due! Then I realized it was the duplicate I had asked for so I could keep it on file.

Got a promo from Discover offering a $100 bonus if I put $15K into a savings account. I could do it; I could take it from the EF fund. I'm mulling it over. Never had a cyber account before; I'm so old-school in some ways, and I'd rather have my EF all in one place.

I do have my new Alliant credit card in hand. I've only charged $47; I have 90 days to charge $2500. The dentist's appointment will help with that. Too bad I didn't have it for the property tax!

Posted in Uncategorized | 6 Comments »

6 Responses to “Day Eleven”

  1. snafu Says:
    March 3rd, 2016 at 03:37 am 1456976264
    1456976264

    What are the other requirements to qualify for $ 100.? Is it credited immediately or only at the end? How long a commitment? What interest rate compared to your current S/Account? What are the advantages at your current institution? Since you are computer literate, what is your concern about Discovery? What do you see of concern with electronic banking?

  2. Amber Says:
    March 3rd, 2016 at 08:21 am 1456993298
    1456993298

    What is the Alliant card?

    In reference to the online bank, I use the Capitol One 360 formerly ING, and love it. Like you I was a tad bit skeptical but the interest rates are a little better and I like the fact that when transferring funds I think twice since, it takes about two days to receive.

  3. CB in the City Says:
    March 3rd, 2016 at 03:07 pm 1457017667
    1457017667

    I guess my concerns are, how would I get the money if I needed it, and just the hassle of having yet another account to keep track of. I don't want to close my account at the credit union, because it is very simple to transfer my mortgage payment every month.

    The Alliant card is a Visa Platinum Rewards card that was issued by Alliant Credit Union. I think the deal was only available to credit union members. Alliant Credit Union was formed for employees of United Air Lines, but residents and employees in certain suburbs are also allowed to open an account. It is where I hold my mortgage.

  4. snafu Says:
    March 3rd, 2016 at 04:49 pm 1457023746
    1457023746

    If you get a $ 100. 'snowflake' instantly, and interest rate is at least the same as your current EF account, it sounds sweet. I'm not advocating for change but sums are merely electronically transferred with a few computer clicks and EF savings is a stand alone category. In my mind it languishes, losing spending power to higher food and services costs...but necessary. I got quite annoyed at one point and turned it into a Bank ETF. It jumped dramatically in the next two quarter and I got scared and cash flowed half the sum back to savings. What is the current formula for ideal sum in EF?

  5. CB in the City Says:
    March 3rd, 2016 at 10:07 pm 1457042877
    1457042877

    Ideal sum in EF is as much as I can put in there! It's for anything big -- like if my refrigerator stops working, stuff like that. I don't ever want to have to go into debt again.

  6. Amber Says:
    March 4th, 2016 at 02:34 am 1457058870
    1457058870

    Thanks CB

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