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Pay Day

June 27th, 2018 at 11:49 am

I've paid my bills, and I still have savings, though quite reduced. At least I can take comfort in knowing I had the money to pay them. And I have a new (to me) car.

Here is my spending last month:

Furnishings/Equipment/Decor - $9244
Fees/Services - $2257
Housing - $1105
Insurance - $687
Medical/Health - $227
Utilities - $164
Vet/Pet Supplies - $91
Groceries - $89
Gas - $89
Eating Out - $77
Gifts/Charity - $73
Phone - $52
Clothing/Accessories - $24
Entertainment - $22
Laundry - $12
Fares/Parking - $5
Personal - $3

Grand Total - $14,221

Of course, the "equipment" in the first category was the car. Most of it, anyway.

And most of the fees and services were related: warranty, license plates, wheel tax.

I had to pay assessment fees twice this month.

My semi-annual insurance came due, and it reflected the expected jump from insuring an old car to insuring a newer one.

I had a dentist's appoint and an eye appointment.

I took Iggy to the vet.

Gas was higher due not only to prices but more driving as I cart the grandsons around.

It was just a killer month.

Gap Year is now in full swing, and my savings have been hit hard. Just what i didn't want to happen. But I am confident that most of my hurdles have been conquered, and the future will be frugal, but fine.

5 Responses to “Pay Day”

  1. PNW Mom Says:

    Sorry to sound dumb, but what is a gap year?

  2. CB in the City Says:

    Not dumb at all, because it's a name I made up! For the coming year, I am getting a lower than normal income because my early retirement monthly payout has run out. In about a year, my Social Security will go up, because I will be claiming my own (as opposed to the spousal benefit, which I'm getting now.) So I'm experiencing a gap.

  3. Dido Says:

    Sorry you had such a big hit at just the wrong time, glad you have the savings to cover. Is there any further hit that could happen which might make you consider going back to work, or is that completely out of consideration? Best of luck for no further hits during "gap year"!

  4. PNW Mom Says:

    Thank you for taking the time to answer! Smile

  5. CB in the City Says:

    Dido, I have no plans to work during this year, but if something comes my way I will probably take it. The problem is, my field has changed dramatically with technology and I am falling behind. I don't feel comfortable with the work any more. I certainly won't do anything this summer, since I am babysitting most days.

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