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Money In, Money Out

September 15th, 2018 at 05:51 am

The slow payer paid! I will mail the item out this morning. There are two more bids on other items which will bring in another $10.

I had to pay my Netflix fee yesterday, so variables went up to 126%.

I transferred a $14 cashback reward from Discover to my bank account.

I've pretty much decided that I will cash in my $200 bonus from Wells Fargo as an Amazon gift card and use it for Christmas shopping. I haven't done it yet, though.

The mystery shop at the car dealer went fine yesterday; however, I wasn't able to get a business card from the sales associate, so that may mess it up. I did explain why I could not, but they can be very picky. I enjoyed the test drive -- what a beautiful car, a luxury SUV! Wish I really was in the category where I could buy a car like that, but that is not my life.

Meanwhile, I just continue to eke it out. I will have to do some laundry soon, and I have an appointment with an ortho specialist on Monday, so the money does continue to dribble out.

4 Responses to “Money In, Money Out”

  1. KellyB Says:

    Hi, can you explain your variables budget? And if you are over 100%, does that mean you have taken on debt?

  2. CB in the City Says:

    No, it doesn't. I actually have more than $900 in checking right now. To explain my variables -- at the beginning of every month I subtract my fixed expenses (which includes savings) from my expected income. Then I add in whatever extra money I made the month before. That gives me a lump sum that I allow myself to spend that month. I track my spending by percentage because helps me control the pace of my spending and make it last. When I go over, that tells me that I must be very careful to get back on track, but it doesn't mean I'm out of money. I have a cushion in checking as well as my savings accounts. It's just a discipline too, really!

  3. CB in the City Says:

    I meant to say discipline tool!

  4. rob62521 Says:

    Hope you get credit for the mystery shop even if you didn't get a business card.

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