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Did It!

January 25th, 2017 at 05:46 am

I had a no-spend day yesterday, and I ended my January pay cycle with only 96% of my variables budget spent. I'm proud of this, because my variables included $461 for vacation expenses.

It was a short month, since I didn't start counting until Jan. 1 (instead of my payday, which fell in December.) So it did not include my mortgage or assessment fees, or even utilities -- all of that was paid in December. Plus, since I was away from home until the 10th or so, my regular expenses were low.

Here is how it fell out:

Vacation/Travel: 461
Insurance: 335
Phone: 52
Gas: 49
Groceries: 46
Gifts/Charity: 43
Medical/Health: 38
Eating Out: 32
Furnishings/Equipment/Decor: 31
Vet/Pet Supplies: 18
Clothing: 12
Laundry: 11
Household Supplies: 2
Fares/Parking: 2
Grand Total: 1132

Doubt that I'll be able to match this again!

This morning I paid my mortgage, my credit cards, and an outstanding medical bill.

I'm going to the doctor later on, but that will only cost $5. (I will be billed, however, for the labs I had done last week.)

After school, I will pick up my grandsons, and we'll probably go somewhere for a treat.

I'm probably going to take tomorrow off as well as today, so I can take the car to the shop. I can't do it today, as I have to have it available.

This morning I made myself silver dollar blueberry pancakes, which I served with Kerrygold butter and pure maple syrup. Yum. These little treats get me through.

7 Responses to “Did It!”

  1. creditcardfree Says:

    Don't doubt your ability to try again! It is at least something to aim for. Smile

  2. My English Castle Says:

    Pancakes sound delicious! And I do like imported butter. Congrats!

  3. rob62521 Says:

    I bet you can do it again...you are careful and you watch things!

    Your pancakes sound wonderful!

    Hope you have a great time with the grandsons.

  4. Amber Says:

    Aw hope you had a fabulous vacation anyway to go on keeping the spending down

  5. FrugalTexan75 Says:

    46 for groceries? Wow!

  6. CB in the City Says:

    Well, FT, I wasn't home until January 11 and my pay period ended on the 25th. So it was a short period. But I did only buy necessities and ate mostly from the pantry and freezer.

  7. Frugaltexan75 Says:

    That'll do it.. Smile

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