I had a no-spend day yesterday, and I ended my January pay cycle with only 96% of my variables budget spent. I'm proud of this, because my variables included $461 for vacation expenses.
It was a short month, since I didn't start counting until Jan. 1 (instead of my payday, which fell in December.) So it did not include my mortgage or assessment fees, or even utilities -- all of that was paid in December. Plus, since I was away from home until the 10th or so, my regular expenses were low.
Here is how it fell out:
Vacation/Travel: 461
Insurance: 335
Phone: 52
Gas: 49
Groceries: 46
Gifts/Charity: 43
Medical/Health: 38
Eating Out: 32
Furnishings/Equipment/Decor: 31
Vet/Pet Supplies: 18
Clothing: 12
Laundry: 11
Household Supplies: 2
Fares/Parking: 2
Grand Total: 1132
Doubt that I'll be able to match this again!
This morning I paid my mortgage, my credit cards, and an outstanding medical bill.
I'm going to the doctor later on, but that will only cost $5. (I will be billed, however, for the labs I had done last week.)
After school, I will pick up my grandsons, and we'll probably go somewhere for a treat.
I'm probably going to take tomorrow off as well as today, so I can take the car to the shop. I can't do it today, as I have to have it available.
This morning I made myself silver dollar blueberry pancakes, which I served with Kerrygold butter and pure maple syrup. Yum. These little treats get me through.
Did It!
January 25th, 2017 at 01:46 pm
January 25th, 2017 at 02:52 pm 1485355937
January 25th, 2017 at 08:36 pm 1485376589
January 25th, 2017 at 10:17 pm 1485382672
Your pancakes sound wonderful!
Hope you have a great time with the grandsons.
January 26th, 2017 at 03:34 am 1485401653
January 26th, 2017 at 03:37 am 1485401842
January 26th, 2017 at 12:31 pm 1485433866
January 26th, 2017 at 11:50 pm 1485474600