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2018 Financial Wins and Fails

December 28th, 2018 at 05:12 am

Financial Wins


Bought a car with cash, first time ever!

Took a road trip to New England and stayed under budget.

Groceries averaged $88 per month, lowest average in six years (and maybe more!)

Property taxes were greatly reduced (52%) by Senior Freeze and Homestead Exemption.

Gifts/Charity was 79% lower than year before.

Spent 70% less on clothing than year before.

Brought in about twice as much extra income as the year before. ($2,250)

Dramatic drop in car repair costs – down by 98%.

Spent nothing on home repair or maintenance.


Financial Setbacks (I don't think they are really fails)


Fees/Services about 10 times the total of last year. Mostly due to warranty purchased for "new" car.

Utilities continually crept higher.

Insurance is about 34% higher due to newer car on auto insurance.

Gas expenditure was 23% higher despite several months of lower gas prices. This is explained by lots of chauffeuring of the grandsons.

Car purchase decreased my overall net worth by 7%.

2 Responses to “2018 Financial Wins and Fails”

  1. creditcardfree Says:

    Thanks for participating! You did have a lot of wins. I agree that setbacks is probably a better term for the things that didn't work out.

  2. rob62521 Says:

    You had a lot of wins. You are so careful with your money that I look forward to seeing how you make it stretch as well as you do.

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