Bought a car with cash, first time ever!
Took a road trip to New England and stayed under budget.
Groceries averaged $88 per month, lowest average in six years (and maybe more!)
Property taxes were greatly reduced (52%) by Senior Freeze and Homestead Exemption.
Gifts/Charity was 79% lower than year before.
Spent 70% less on clothing than year before.
Brought in about twice as much extra income as the year before. ($2,250)
Dramatic drop in car repair costs – down by 98%.
Spent nothing on home repair or maintenance.
Financial Setbacks (I don't think they are really fails)
Fees/Services about 10 times the total of last year. Mostly due to warranty purchased for "new" car.
Utilities continually crept higher.
Insurance is about 34% higher due to newer car on auto insurance.
Gas expenditure was 23% higher despite several months of lower gas prices. This is explained by lots of chauffeuring of the grandsons.
Car purchase decreased my overall net worth by 7%.
2018 Financial Wins and Fails