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Confession

May 4th, 2006 at 11:33 pm

Okay, I messed up. I spent too much last month vacationing with my kids -- and bought a digital camera to boot. I paid it all off this month, but now I have almost nothing to live on until I get paid again at the end of the month. So dumb.

So this is my challenge right now -- get by till the end of the month without whipping that old credit card out again. To be honest I don't know if I can do it, but I'm going to try. I'm tired of that credit card merry-go-round and I want to get off!

Tomorrow I have to go out of town for an all-day training session. The transportation is paid for by my company, and I expect a free lunch also. So it should be a pretty frugal day. I'll keep you posted. One day at a time!

3 Responses to “Confession”

  1. carol Says:
    1146791546

    Perhaps this idea might help? Don't keep it in your wallet. If you don't have it with you all the time, you won't be tempted to use it so much.

    I have to do that about cash. Once I've cashed the monthly check, I place all allotted amounts in the marked envelopes, spend only for family supplies, then straight home. I take all remaining cash out of my wallet and place it in my savings can.
    The next day, I go to the bank and change all bills into rolls of coins: quarters and dimes.

    For me, green bills=spend, rolls of heavy cumbersome coins=save.

  2. boomeyers Says:
    1146805967

    Wow Carol! What a great idea! I have heard of people doing that to save for vacation, but it is a great idea for those of us who have trouble letting money slip away!

  3. markio26 Says:
    1147284315

    vacations are so expensive if you let someone else change your plans.. i stick to my plan.. we had an expensive vacation 2 years ago, dil had to have her way... we were miserable.. next time we are gonna rent an apt.

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