I woke up from a nap with a pain in my eye, so I immediately went to the eye doctor. He determined that the pain was caused by a small abrasion, most likely the result of dryness. He told me to get Systane eye drops. I went over to Walgreens and got the drops - $14. After a day of use, my eye is feeling much better. The visit to the eye doctor was free, because I had a debit card provided by Medicare Advantage, to be used for medical costs not covered by the plan. It's worth $250. This was the first time I used it. I wonder if I could have paid for my x-ray and urgent care visit with it -- or if it is just for eye and dental. I'll have to check on that.
Variables are now at 43%.
I got a notice from my insurance company that my new car will cost me another $117 semi-annually. It was not a bill. That will come soon, I'm sure.
Edit: I checked. The card is just for dental, hearing and vision costs not already covered by the plan. Still, a great benefit!