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Next month

May 18th, 2006 at 04:59 pm

I've worked up my budget for next month, and it looks like it's not going to be a lot better. The killing factor is that I have to pay Discover $433. About half of that is for an airplane ticket for which I will be reimbursed, but probably not until after my conference in August. I also paid off a pledge for a charitable contribution that I had been putting off and felt pretty guilty about.

After that and all my fixed expenses are paid, I'll only have about $20 a week to play around with. But I will also have $644 going into various savings accounts, which is good.

I will have to continue being very careful. By July I should have adequate cash flow again.

As supplies run out at home, I am learning to re-evaluate their importance. For instance, I ran out of dishwasher detergent last week, so I have been hand-washing dishes. I'm finding I don't mind it so much. When I'm doing better financially, I'll get dishwasher detergent, but for now I don't mind.

I'm really enjoying reading books from the library, but I do have to learn to avoid overdue fees. So far I haven't accrued the cost of even one book, but it's so silly to have to pay anything! I just have to remember to get on the website and renew.

I've been invited to a wedding shower at the end of the month, and to the wedding in August, so I need to be thinking of gifts for both, and also, what I will wear to the wedding. I realize now that if I don't plan ahead -- out comes the credit card!

3 Responses to “Next month”

  1. tynana Says:

    Looks like we are riding the waves in the same boat. I just had lunch with a retired co-worker and which it was great, i still hated spending the money because things are so tight right now. The only reason I did not turn her down was because it had been two months since I had seen her. I guess next time, we will need to plan a picnic lunch which would benefit both of us. Also about planning ahead for the wedding glad you are doing that. We have just gotten hit with a request for graduation gifts that we had not planned for.

  2. kylieb266 Says:

    lol on the library fines... I just paid one yesterday for $2. I had borrowed a magazine and you can only borrow them for a week, but normal books for 3 weeks. Needless to say, I forgot about the mag! I'was really peed off with myself for forgetting, I could have put the $2 to better use.

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