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Setting out my goals

March 30th, 2008 at 10:55 am

I added some goals on the sideline, hoping the disclosure will help me to save.

My biggest goal is met, which is my medical premium for next year. It may seem strange to want to do that first, since it is so far away, but I just want to not have to worry about it.

Then comes all my dental work, which will get done in bits and pieces.

I don't have a true emergency fund right now, as all the extra is earmarked for the medical and dental. But if I have an emergency, I can borrow from those funds.

I thought about starting a new car fund, but then I got to thinking I might not even replace my car when it wears out. My cousin has a car which she rarely drives. Actually, with her condition, she shouldn't drive. It would be easy for us to share a car. The only disadvantage for me would be that I'd have to rent a car for trips, but I think that would be cheaper than buying and maintaining a car. Something to think about. My car is still in great shape, so I'm not thinking it will go in the near future.

3 Responses to “Setting out my goals”

  1. Dido Says:

    If you have access to daily transportation for errands, I think that not replacing the car and just renting for long trips is a great idea--should save you lots of money.

  2. luxlivingfrugalis Says:

    Glad to see you still looking forward and posting those goals for us to see.

    I'd agree on the car. Depending on how much you travel.

  3. nance Says:

    It must be a big relief having the medical premiums covered for 2009, as that is a big expense. I think you are doing well, considering your income is limited.

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