Well, I finally got the bill from the gastroenterology center for my colonoscopy. It is $644 -- my insurance only paid around $255 because it was out-of-network. Like I had any choice? The only in-network services around here are family doctors and pediatricians. What is really discouraging is that I am still expecting bills from the doctor who performed it and the anesthesiologist (who I am certain are out-of-network also), so I'm not nearly done.
If I'd had any idea it would cost me so much out of pocket I wouldn't have done it. I'm not in the risky profile at all.
That said, I am glad I don't have cancer, but I wish there had been a cheaper way to check on that!
This will really throw my dental fund into oblivion. I don't see how I'll ever get those crowns at this point.
Anyway, I'm changing my savings goals -- it will now be the Medical/dental fund.
That stupid colonoscopy
May 31st, 2008 at 01:34 pm
May 31st, 2008 at 03:00 pm 1212246053
I agree that it is ridiculous that it costs so much! Insurance companies should make an exception/adjustment when "out of network" is the only option. It's not like you chose it deliberately. Can you make interest-free monthly payments or do you have to pay it all at once? Can you appeal to the insurance company to review and see if they will make any further adjustments?
May 31st, 2008 at 03:14 pm 1212246880
June 1st, 2008 at 12:37 am 1212280634
June 1st, 2008 at 03:55 am 1212292546
That was last Feb (over a year ago) and I still don't have a bill from the ambulance company. They keep submitting it because they said that sometimes BCBS eventually pays.
June 1st, 2008 at 12:51 pm 1212324678
June 1st, 2008 at 05:00 pm 1212339616
June 1st, 2008 at 06:55 pm 1212346517