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I'm worried

September 6th, 2008 at 05:21 pm

First of all, I'm worried that the antique booth is going to turn into an expensive hobby rather than a source of income. I know we just began, but I spent $365 last month, and it has only earned $44. That's not counting the gas I spent going to garage sales. Yikes! I know I will never have to spend that much again, but still.... I'd like to be seeing more sales.

I'm also worried about my medical premium for next year. Because of heavy expenses last month, I really cut into my savings. I don't see any way I can pay $4800 in January. I will have to go month-to-month, which will be $400+. Since my pension only provides $637 a month, this will be very painful. (Don't worry, newbies, I don't have to pay for food or housing, so it's not as horrible as it might seem. I live as caretaker in my cousin's house and have free room and board). I am hoping for a nice tax refund to help out, but this will be very hard. I may have to find a part-time job, like it or not.

Maybe I should start buying lottery tickets! Smile

3 Responses to “I'm worried”

  1. fern Says:

    well, CB, i was wondering how the antique booth would work out when i first read about it earlier. But i didn't want to sound like a scrooge.

    Please be cautious with future expenses there. It seems to me that in this very tough economy, a lot of people are cutting back on non-essentials so they can still afford to buy food and gas.I don't mean to discourage you, but... It might be helpful to establish some gross monthly income goals for the booth and if you don't hit those goals by month 3, consider bailing so you limit your expenses there.

    Really sorry to hear about your health insurance concerns. If you could find a p/t job that was close enough not to require more spent on gas, that could be ideal, plus you may really enjoy it, albeit on a reduced schedule. Good luck with that.

  2. Carolina Bound Says:

    I should have said that my cousin is a "silent partner" in the antique booth and is paying the first three months rent, which takes some of the pressure off. But if it doesn't fly after three months, we will probably have a huge garage sale.

    Your answer made me think it over a little more and I realize I am not doing it just in hopes of making money myself, but to help out my sister, who has tons of stuff and can't work due to physical ailments from an auto accident. Plus she is over 65. I am really hoping for success more for her sake than mine, because I can find a job -- I hope. They are scarce in this area. Too many retirees looking for part-time work.

  3. debtfreeme Says:

    if you have to take a part time job, look for one with health benefits. it might help.

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