A couple of finance-related things....
I got a bill from the oral surgeon who did some minor surgery this summer -- it was for a little more than $300 after insurance. I called the office because it was my understanding the procedure would be totally covered. They said they are still waiting for another insurer to kick in -- probably the dental. The odd thing was, I was little disappointed, because my immediate thought was -- something to use my FSA for!
I got my credit card bill, and sure enough, 0% interest has ended, and the rate is now 11.9%. I have the option of transferring to a 3.9% deal, but with a 3% transfer charge, it's all a wash. Especially since I will be paying it off soon. Having this interest tacked on will encourage me to pay it off especially soon!
I'm seeing a counselor from TIAA-CREF today. That is where my retirement account from my previous job is. I'm not invested currently, because I was out of the job market for two years. That's one of the things I'm going to discuss today. It seems to me that since I was in it for 20+ years that they could waive the rule. We'll see.
I also want to see how much of a penalty I would have to pay for withdrawing a large sum (say, to buy a house) and if it would be better to withdraw small sums without penalty and invest it myself.
Tomorrow is pay day!!! Can't wait to attack my bills!
Bills and retirement and all that
November 12th, 2009 at 12:29 pm
November 21st, 2009 at 01:32 am 1258767150
Jerry