Home > Unbelievable


June 19th, 2011 at 08:42 pm

Just when things seemed to be going so well, I got my final bill from the ankle surgery. $8,000. Insurance has declined to pay.

Since it's the weekend, I can't talk to anyone to find out why it has been denied. I've had trouble since day one, because I had the nerve to get injured outside my HMO area. They have tried to deny everything except the actual surgery and hospital stay. Everything else -- x-rays, followup visits, etc. have been "bones" of contention (haha). But it has all been paid, except this -- this, being the surgery to remove a pin that held my bones together while my leg was healing. $8,000 for about 10 minutes. And the insurance has told the surgery center they will pay $0. I'm so upset. I will contest, when I can get someone on the phone and find out how to do it.

Of course this happened right after I loaned $3,500 to my son! But I imagine the contesting stage will still be going on after he pays me back.

This has certainly made me think about ways I can cut back more. I'm pretty frugal already, but I have been even more mindful about using electricity, gas, water, etc. I have gone through my refrigerator and I'm cooking everything that is perishable -- yes, that means refrigerator soup for dinner! I've decided to skip this week's grocery shopping -- I have enough on hand, and I'm leaving on Friday anyway, for my nephew's wedding (which will be expensive, but I've already made that commitment). Ah me.

Yesterday I worked at a jazz concert -- actually, at the pre-concert festivities, which included a social hour with buffet for the President's Society (our top donors). Although I really didn't want to go, and was praying for rain, I had a great time, and I not only got a free dinner but food to take home as well, which I had for brunch this morning.

Before the concert I went out for pizza with my son's family, and they paid, in thanks for the check I had given them. So I've really been operating on free food for a few days!

7 Responses to “Unbelievable”

  1. Ima saver Says:

    That is a shame! $8,000 for 10 minutes! I hope you can do something to get them to pay part of it. I have a $7000 bil for my husband's one night in the hospital and I am just sending them a payment every month.

  2. LuckyRobin Says:

    I find it very believable, unfortunately. I hope you are able to get them to pay it. It is amazing what health insurance companies will try to squirm out of giving even 1% of a chance to do so.

  3. laura Says:

    Sorry to hear that! Hope you can contest the bill with minimal frustations!

  4. creditcardfree Says:

    Yep, I'd fight it. It sure seems like a necessary procedure, too. Did they want the pin to stay in?

    Good luck!

  5. My English Castle Says:

    Our stupid Humana insurance declined everything the first time through. They declined required baby immunizations for our daughter, everything! But when I pushed them, they gave in. But I had to do it with every single claim. We have better insurance now through the WI Teachers'Plan. I'll bet you can get them to pay, but you'll probably have to be persisitant. What jerks they are....

  6. ceejay74 Says:

    Ugh, that is just disgusting. As if ankle surgery would ever be elective! Stick with it: Don't let them off too easy. Good luck!

  7. Jerry Says:

    The insurance company paid when I had the pin removed from my finger, and your insurance company should cover the removal of one from your ankle. They are absolutely unbearable, I swear, it's enough to lead one to want to leave the country sometimes. Do NOT let them get away with this crap!

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