My $300 challenge makes a difference. I spent $293 on my designated categories, and that made for a low-spending month and an anticipated transfer to savings of $854!
Here's the breakdown of my total spending: $1712.
Rent - $1132
Utilities - $181
Fees & Services - $115
Vacation & Travel - $64
Groceries - $54
Gifts & Charity - $40
Gas - $38
Miscellaneous - $22
Personal - $15
Eating Out - $13
Medical & Health - $11
Vet & Pet Supplies - $11
Clothing - $5
Car Repair & Maintenance - $3
Entertainment - $8
June will be more of a challenge. I will be taking a camping vacation with the grandkids and I will have to count that outside of the $300 -- there's just no way to include it. Which is okay, I think. Once I am retired, vacations will have to come out of a savings account for special expenses -- and they will have to be cheap! (As I think this one will be). However, much of the planning will be under my DIL's control, so I will go with the flow and try to optimize my spending where I can.
Wow!
June 1st, 2012 at 04:19 pm
June 1st, 2012 at 04:48 pm 1338569332
June 1st, 2012 at 05:43 pm 1338572617
June 1st, 2012 at 07:27 pm 1338578847
June 2nd, 2012 at 02:35 am 1338604542
June 2nd, 2012 at 05:25 am 1338614729