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August 19th, 2012 at 12:49 pm

The contract was signed, the loan is in the works. Every time I turn around someone else is asking for money. I thought I had enough for fees, but I realize now I was naive. I've bought two houses in the past, but I don't remember fees of this volume and this amount. Of course, the first time, my husband handled most of it, and the second time, it was an FHA loan, which is different. Still, I'm nervous.

I'm also nervous because my down payment is in cyberspace. The money doesn't show up now either in my bank or in my retirement fund #2, where I'm taking it from. Yes, I've checked on it, and I am assured that everything is okay, but soon the loan officers will be looking at my accounts and I want them to see the money!

I went for the home inspection yesterday, and the inspector had a lot to say about the building -- it was built in 1920, so it doesn't meet many of the standards of modern building. Things that can't really be changed, like the height of the rails on the stairways, and such. But people buy there all the time, so I don't think those issues will stop me. The unit itself did pretty well, except for some screens that need replacing. He pointed out that the glass in the kitchen cabinets is not tempered glass, and that the swinging door might pinch fingers. Duh! I guess I can appreciate that he was thorough.

Maybe next time I'll post pictures. I'm a little too stressed right now to learn something new.

7 Responses to “Update”

  1. laura Says:

    Hang in there; the joy of the long-term will outweigh the stress of the short-term! Big Grin Take care and have a nice day!

  2. creditcardfree Says:

    It is nice the inspector was detailed. It's likely he spotted everything that could be an issue. If they look at your accounts before the money is there, you can resubmit documentation when it is and it will be fine!! Take a deep breath.

  3. snafu Says:

    Congratulations, it sounds like a perfect place for your new home. Thrilled for you. Feel free to vent about the process of moving.

  4. SicilyYoder Says:

    It will all work out. I'll be praying for the process to go quickly and smoothly for you. Have a good week.

  5. rob62521 Says:

    Congrats...I hope everything goes smoothly so you can relax!

  6. Looking Forward Says:

    Hang in there it'll be fine.
    Can't wait to see some pics! Smile

  7. FrugalTexan75 Says:

    Progress is good Smile

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