Yep, the check I sent for my monthly assessment fees cleared on the same day that the automatic withdrawal went through (which supposedly wasn't going to happen). I'm a little annoyed; if I had just ignored their emails I would have been fine. Now I'm $339 short and I have to go through a claim process with BoA to get the money reinstated.
In the past, this would have been awful. An extra $339 out of my account would have been a catastrophe. It's so nice to know I have savings that will cover emergencies, and I only have to wait for the mistake to be cleared up.
That said, it's going to be a bad month for my finances. The Discover bill is $3,462 -- if I don't add to it -- which will mean my slush fund will have to go into action. AND, if the rugs come before the 11th, that will be another $1,000+ on the card. And that's very likely. They should be ready any minute now. I wonder if I can stall off the delivery past the 11th and if that will in fact delay the charge?
Well, I plan to skip grocery shopping this weekend -- I have plenty on hand. My son wants to have a good-bye dinner at his old restaurant, but I hope that will be after the 11th.
The one thing I really don't want to do is take $$ out of the credit union, because I think I would have to go there in person to do that. It's strictly a savings account, with no debit card or checks or any remote access -- on purpose!
Got Charged Twice
February 7th, 2013 at 09:43 pm
February 7th, 2013 at 09:52 pm 1360273970
February 7th, 2013 at 10:09 pm 1360274985
February 8th, 2013 at 02:50 am 1360291843
February 8th, 2013 at 01:52 pm 1360331527
I probably can change my access to my CU; I'll look into it when the time comes that I need to use it.
The folks at BoA couldn't have been nicer, so I hope it all works out.