I mentioned some time ago that my son needed a root canal. Recently I learned that he had decided not to get it because of the cost. He is underemployed right now, and really struggling financially. So I made him make the appointment, because I feel strongly about taking care of your teeth. Especially teeth that I already invested in, with braces! I had him charge the cost on my Discover card, and he will pay me back as he is able.
The dentist would have offered him a payment plan, but I doubt it would be interest-free. Furthermore, I had already signed up for a special Discover cashback bonus for any charge exceeding $1000. Silly me, I thought it was a $300 bonus, but it turns out it is a $30 bonus. Duh! I must have been reading without my glasses! So, at least a $30 break, not a big deal, but at least it's better than paying interest.
I made it clear that I need to have it back in full by the time I retire. I am sure he will pay it back.
So I have a big bill looming on my Discover card, which I can't pay in full from my income. I have the slush fund. My other resource is the emergency fund. I guess I will tap it, though I hate to.
This will make me gazelle-intense about saving!
I bought my groceries yesterday just ahead of the cold front -- in fact, when I took the groceries to the car, the windows had already iced over. It took me three trips to get them all in -- I counted that as my exercise! Three flights up, three flights down, three times -- I call it good enough.
The groceries were $140 -- way more than my usual bill, but a lot of it is for the brunch. And I am assuming there will be leftovers. Also, about $15 was for household supplies, and $12 for pet food.
I've had such a lazy day. I have to get on the ball with my dailies! Yesterday I managed nine. Today, not so much. I think the sudden cold has paralyzed me. Even with the radiators on full blast, it's chilly in here.
Tomorrow I go to work. It will be an easy day, as I will just be helping out with gift processing, and I don't have to put in a full day if I don't want to. But I'll have to walk to the station, and it will be cold. And snow is forecast for tomorrow, too! Oh well, a good chance to really try out my traction coils.
When I come home tomorrow, the grandsons will be coming over for a sleepover. Luckily, my DIL's mother will be here as well, and she'll entertain the boys while I cook. (The brunch is not till 11, so I have all morning, too.) Not sure how we're all going to sleep here, but we'll figure it out!
Glad the brunch is for family -- they'll understand if it's not perfect.
The Root Canal
December 30th, 2013 at 11:05 pm
December 30th, 2013 at 11:16 pm 1388445402
December 30th, 2013 at 11:20 pm 1388445614
December 30th, 2013 at 11:30 pm 1388446240
I stopped at the cemetery today (quite by surprise to me as I drove my daughter to a friend who lived right near there). I spent some time picking up Christmas trees that blew over in the Baby Section, and I put back some ornaments on. Consequently, my finger froze because I had to take my mittens off. Brr! I am not looking forward to this cold snap!
December 31st, 2013 at 02:31 pm 1388500317
December 31st, 2013 at 03:47 pm 1388504854
December 31st, 2013 at 04:40 pm 1388508023
December 31st, 2013 at 06:52 pm 1388515967