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The Root Canal

December 30th, 2013 at 03:05 pm

I mentioned some time ago that my son needed a root canal. Recently I learned that he had decided not to get it because of the cost. He is underemployed right now, and really struggling financially. So I made him make the appointment, because I feel strongly about taking care of your teeth. Especially teeth that I already invested in, with braces! I had him charge the cost on my Discover card, and he will pay me back as he is able.

The dentist would have offered him a payment plan, but I doubt it would be interest-free. Furthermore, I had already signed up for a special Discover cashback bonus for any charge exceeding $1000. Silly me, I thought it was a $300 bonus, but it turns out it is a $30 bonus. Duh! I must have been reading without my glasses! So, at least a $30 break, not a big deal, but at least it's better than paying interest.

I made it clear that I need to have it back in full by the time I retire. I am sure he will pay it back.

So I have a big bill looming on my Discover card, which I can't pay in full from my income. I have the slush fund. My other resource is the emergency fund. I guess I will tap it, though I hate to.

This will make me gazelle-intense about saving!

I bought my groceries yesterday just ahead of the cold front -- in fact, when I took the groceries to the car, the windows had already iced over. It took me three trips to get them all in -- I counted that as my exercise! Three flights up, three flights down, three times -- I call it good enough.

The groceries were $140 -- way more than my usual bill, but a lot of it is for the brunch. And I am assuming there will be leftovers. Also, about $15 was for household supplies, and $12 for pet food.

I've had such a lazy day. I have to get on the ball with my dailies! Yesterday I managed nine. Today, not so much. I think the sudden cold has paralyzed me. Even with the radiators on full blast, it's chilly in here.

Tomorrow I go to work. It will be an easy day, as I will just be helping out with gift processing, and I don't have to put in a full day if I don't want to. But I'll have to walk to the station, and it will be cold. And snow is forecast for tomorrow, too! Oh well, a good chance to really try out my traction coils.

When I come home tomorrow, the grandsons will be coming over for a sleepover. Luckily, my DIL's mother will be here as well, and she'll entertain the boys while I cook. (The brunch is not till 11, so I have all morning, too.) Not sure how we're all going to sleep here, but we'll figure it out!

Glad the brunch is for family -- they'll understand if it's not perfect.

7 Responses to “The Root Canal”

  1. crazyliblady Says:

    I'm sure that your son really appreciates the help with his teeth feeling better.

  2. creditcardfree Says:

    You will probably warm up moving around doing your chores! Very nice of you to help your son with his teeth. I'm sure he is grateful for the relief.

  3. momcents Says:


    I stopped at the cemetery today (quite by surprise to me as I drove my daughter to a friend who lived right near there). I spent some time picking up Christmas trees that blew over in the Baby Section, and I put back some ornaments on. Consequently, my finger froze because I had to take my mittens off. Brr! I am not looking forward to this cold snap!

  4. PNW Mom Says:

    How nice of you to help your son....I am sure he appreciates it very much!

  5. LittleGopher Says:

    What a great mom you are to help out your son! (no surprise!!)

  6. rob62521 Says:

    What a wonderful mother you are...I'm sure you will figure out a way to save and cover the cost.

  7. CB in the City Says:

    Thanks, everyone! I think if I am uber-careful for the next two weeks, I can pay the bill out of my slush fund! I would really like to not touch the EF.

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