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Pay Day

October 15th, 2014 at 01:54 pm

Whew! My pay day tasks are done. When I logged into Discover this morning, I realized that the $1908 for the car repair did NOT get included in this month's bill, so the transfer from my slush fund was unnecessary. I transferred back, with a little extra. I had a small Citi bill to pay, and I almost freaked out when I couldn't find my account on the site. Then I realized that I have two accounts with different id's and passwords. So that is paid. I transferred my mortgage payment from the e-fund (both held by the same credit union). I have started doing this for the sake of convenience; it is much easier than writing and mailing a check. The e-fund gets replenished regularly, anyway. Every paper check I receive goes there, as well as the "sweep" at the end of the pay period.

I updated the sidebar. Even with the stock market drop, my net worth has stayed pretty steady. The only part of my portfolio that is affected by the market is a small portion of my retirement fund, and the Cap One Sharebuilder account. That, by the way, is just fun money -- I got $75 for opening the account, then another $75 because there was some confusion about getting credited for it, so I got the bonus again. So it's mostly just free money. It's fun to watch it grow. I would have added to the account, but I've been focused on buying the condo, growing my e-fund, and my retirement fund.

So it will be NEXT month, when the big bills come in, and the slush fund really gets hit.

I have to spend about $500 more this month to get my Citi bonus. Looking at mattresses yesterday, I realized a good set will cost more than that, so I think I'll wait until later. I will probably spend another couple hundred this month on regular stuff. I have several ideas kicking around for the other $300, but nothing decided yet. If worse comes to worse, I'll get myself gift cards for groceries, Home Depot and PetSmart, to use later.

4 Responses to “Pay Day”

  1. creditcardfree Says:

    Definitely don't buy anything you don't need! Smile

  2. FrugalTexan75 Says:

    I paid $300 for my mattress set - and I'm wishing I had bought something better quality.

  3. CB in the City Says:

    Yes, I'm sleeping on a cheap set now (bought for my guest room). My body is really telling me I need something better.

  4. Kiki Says:

    I spent a lot of money on my mattress set and I have discovered it is to firm for me. I just bought a mattress topper to see if that will help at all with the level of firmness. It has been over a year and I thought it would be better but it is not. Some mornings I wake up stiff and sore-shouldn't with the right mattress. The topper comes in Friday or Saturday and I hope it works!

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