Whew! My pay day tasks are done. When I logged into Discover this morning, I realized that the $1908 for the car repair did NOT get included in this month's bill, so the transfer from my slush fund was unnecessary. I transferred back, with a little extra. I had a small Citi bill to pay, and I almost freaked out when I couldn't find my account on the site. Then I realized that I have two accounts with different id's and passwords. So that is paid. I transferred my mortgage payment from the e-fund (both held by the same credit union). I have started doing this for the sake of convenience; it is much easier than writing and mailing a check. The e-fund gets replenished regularly, anyway. Every paper check I receive goes there, as well as the "sweep" at the end of the pay period.
I updated the sidebar. Even with the stock market drop, my net worth has stayed pretty steady. The only part of my portfolio that is affected by the market is a small portion of my retirement fund, and the Cap One Sharebuilder account. That, by the way, is just fun money -- I got $75 for opening the account, then another $75 because there was some confusion about getting credited for it, so I got the bonus again. So it's mostly just free money. It's fun to watch it grow. I would have added to the account, but I've been focused on buying the condo, growing my e-fund, and my retirement fund.
So it will be NEXT month, when the big bills come in, and the slush fund really gets hit.
I have to spend about $500 more this month to get my Citi bonus. Looking at mattresses yesterday, I realized a good set will cost more than that, so I think I'll wait until later. I will probably spend another couple hundred this month on regular stuff. I have several ideas kicking around for the other $300, but nothing decided yet. If worse comes to worse, I'll get myself gift cards for groceries, Home Depot and PetSmart, to use later.
Pay Day
October 15th, 2014 at 02:54 pm
October 16th, 2014 at 03:15 am 1413425720
October 16th, 2014 at 03:31 am 1413426707
October 16th, 2014 at 03:39 pm 1413470365
October 16th, 2014 at 05:16 pm 1413476178