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Oil Change

September 19th, 2015 at 06:25 pm

Just got back from the auto clinic, where I got an oil change and safety inspection, in preparation for my big trip. It was $70, even with a $10 coupon! Oh well, at least I know the car is in good shape.

While the car was in the shop, I walked over to the grocery store and got a free bag of Earthbound Organic salad (with a virtual coupon) and a bottle of coffee creamer for $3.

My variables spending is now at 51%. Still good, since we are 63% of the way into the month. And my October will essentially start on the 23rd, when I get my SS payment. Though I think I will still record everything strictly by the month; it's just easier that way.

I am proud to say that even with some challenges, I have not tapped into the $12K lump sum payment I got from the College in June. My slush fund is a little higher, and my e-fund/mortgage fund is only $100 lower. So I essentially cash-flowed everything even without the SS pyament!

The $12K is not represented in my sidebar, because it is still sitting in checking! I was planning to put $15K into a new Chase savings account, in order to earn a $500 bonus, but the unexpected delay of my SS check made that move too close to the bone. I need to do something with it, once I get a regular income again, but I'm not sure what. Add to my scrawny Cap One Sharebuilder account? I think I may have missed the best time to buy. I guess I'll put it in my e-fund -- I really fear not having liquidity during this four-year stretch of austere living.

It is a beautiful, beautiful day. I love it when the temperature drops below 70 and there is low humidity. I guess I am just not a summer person. Even though I already had a bit of a walk today, I will take another later, just to soak in the beauty. Talk about free entertainment! Maybe I'll even take my camera, which has not had much of a workout in the last five years. I need to reacquaint myself on how to use it.

I posted today's menu yesterday, but I'm going to alter it, since I now have a salad to eat.

Breakfast: Quiche
Lunch: Salad
Dinner: Orange Chicken on Rice

About the latter, I slow-cooked a bunch of chicken legs yesterday. Today I will skin and debone them. I'm going to make an orange sauce from marmalade, and let the chicken marinate in it before serving over rice. I'm going to throw in some sweet onion, as well, and I would add peppers if I had them! I think it will be pretty good. One of my experiments.

I have eaten my way through about 60% of the quiche, and I'm tired of it, so the last 40% wedge went into the freezer this morning. Cooking for one is always challenging that way.

Found two dimes at the grocery store! Lucky day!

4 Responses to “Oil Change”

  1. creditcardfree Says:

    Enjoy your beautiful weather. Still hot where I am, wore shorts last night to the high school football game. I did have a hoodie I put on towards the end because it was so breezy.

  2. Carol Says:

    I really think you are right to keep liquidity in the lean years. Maybe another good account offer or great CD rate will come along.

  3. FrugalTexan75 Says:

    Have you checked out any local credit unions for deals/good interest rates? I think there is a page similar to the ones for bank interest rates for credit unions (I don't have the link right now.) That might be an option for the money.

  4. CB in the City Says:

    My e-fund is in a credit union account, and I think that's the way I will go.

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