Home > Day One Hundred Ninety-Two

Day One Hundred Ninety-Two

August 31st, 2016 at 01:15 pm

Calories: 1550

Yay! The car is ready! And the total cost is less than the estimate: $4305. Now I just have to get there to pick it up. I bought an Amtrak ticket last night - $25. Unfortunately, the train only runs that way at 5:45 pm, and arrives at 9:45 pm (because of the time change.) So I'll spend the night at BFF's and pick up the car tomorrow.

I want to put the charge on my Discover card, but just in case it is too large of a charge to go through, I'm going to transfer enough $$ to my checking account as a backup. I don't see why it wouldn't go through -- I think my credit limit on Discover is quite large, and I pay off the card every month. But I don't want anything to go wrong!

I got an offer yesterday for a Chase Sapphire card - $500 bonus for spending $4K in three months. That's a nice bonus but the spending is a little high for me. I think right now I am better off curtailing my spending -- drastically, if I can!

So, in the interest of "earning" the car repair bill money, I have turned off the AC for the last couple of days. Today, I think, it will be no problem, as it is cooling off. I will pack my dinner to eat on the train, rather than buy food on the way (peanuts & raisins, probably). If I have time I will run a load of laundry at BFF's house. These are little things, but I am trying to think in terms of little things, which are mostly the ones at my disposal. I think, combined with the extra income from the museum, I can make up the difference fairly quickly if I put my mind to it.

The museum still hasn't contacted me. It's always a waiting game with them, but I assume since I have been asked if I am available, they will eventually get in touch again.

6 Responses to “Day One Hundred Ninety-Two”

  1. Kiki Says:

    Call Discover and let them know about the charge and where it will come from then there shouldn't be a problem with it going through.

  2. Michelle Says:

    Hi CB! - just a thought.. If you're "brave," perhaps you can ask the mechanic/garage if they could provide you a little discount for paying cash (i.e., your checking account). I believe cc providers charge a fee to merchants, so maybe they'd like to not incur that fee and have the cash.

    Just a thought - it never hurts to ask Smile I hope they do give you one!

  3. CB in the City Says:

    Thanks to both of you! I suspect that an out-of-state check would be more suspicious to the repair shop than using a credit card. I decided to call Discover and let them know about the charge coming up, and it's all taken care of. I should get a nice cashback bonus on my next bill, which is almost as good as a discount!

  4. rob62521 Says:

    I was just going to write what Kiki said, call Discover and let them know. Glad you called and it is all taken care of.

  5. VS_ozgirl Says:

    Glad your car repairs are lower than anticipated!!

  6. FrugalTexan75 Says:

    I'm glad your car is taken care of!

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