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More of the Same

October 23rd, 2019 at 12:07 pm

Not much to report. I had several calls from the insurance company yesterday. The right hand doesn't know what the left hand is doing, because they are asking questions I've already answered. Mainly, they are trying to go after the other party to pay for repairs, and they will have to get that information from the police report. When I joined the scene, the driver was in handcuffs and yelling at the police, so I was hardly going to go up to her and say, "Hi, could I have your name and insurance information?"

No inspection has been done yet. I sent in the towing charge, but they told me I won't be reimbursed until the inspection is done. They will reimburse me for that and the $500 deductible at the same time. (Or whatever I get if the car is totaled.)

I did a load of laundry yesterday and I'll do one today. Variables are at 81%. Eight days to go.

I still have plenty of food on hand, but I'm out of creamer, on top of being low on dishwasher pods. If DIL loans me her car tomorrow, I will make a quick stop for those two items. As well as a stop at the library, because a book is due on Friday and it cannot be renewed (there's a hold on it).

Posted in Uncategorized | 6 Comments »

6 Responses to “More of the Same”

  1. Smallsteps Says:
    October 23rd, 2019 at 12:30 pm 1571833835
    1571833835

    I hope they get that sorted out soon for you. I know it takes time to sort it out but in the mean time you have items to do.
    I know from experience that when with out a car even if I do not use it much, I feel somehow stir crazy and think I want to go here or there.

  2. CB in the City Says:
    October 23rd, 2019 at 01:15 pm 1571836541
    1571836541

    My policy does not allow for a rental car, though I could get a discount from Enterprise. But that's $19 per day, so I'm going to soldier through without a car. We have excellent mass transit in this area, and I have a ride-free card.

  3. creditcardfree Says:
    October 23rd, 2019 at 05:12 pm 1571850737
    1571850737

    Why would they reimburse you for your deductible? Isn't the deductible the portion you pay? It does sound like the entire process is slow, but may it all work out in the end.

  4. AnotherReader Says:
    October 23rd, 2019 at 06:15 pm 1571854508
    1571854508

    In California, your deductible becomes an uninsured motorist claim instead of part of the collision claim if the other party is not covered or can't be found. Going through that now with a minor fender bender. My insurance company figured out the guy who was responsible was an excluded driver on the car owner's policy and was not insured. My deductible will be paid as an uninsured motorist claim.

    The accident happened in mid September. Minor cosmetic work took over a week once it was in the shop. Four weeks start to finish.

  5. CB in the City Says:
    October 23rd, 2019 at 08:38 pm 1571863117
    1571863117

    CCF, my understanding is that if they get the other insurance company to pay, it is not my responsibility to pay the deductible.

  6. rob62521 Says:
    October 23rd, 2019 at 09:19 pm 1571865572
    1571865572

    CB, I think that is right -- if the insurance company of the other person pays, then you shouldn't have to pay the deductible. Hope things start coming together because I'm sure this is frustrating that they are moving in slow motion.

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