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More on the Car, and October Recap

November 2nd, 2019 at 06:19 am

I appreciated all the nice comments on my new car. I am definitely mulling over the idea of transferring the balance to a 0% card. I just got an offer for one the other day, which I threw away! I would still pay off as quickly as possible, but I wouldn't have to hurry as much. I'll have to look at the numbers, though.

Someone asked -- my new car is silver, with black interior.

I got up yesterday and first thing I did was take a look at my car (I could see it from my window.) To my shock, it looked like a garden had been planted on the roof! It turned out that the surprise Halloween snowstorm we had dumped a load of wet snow and then knocked down the leaves from the trees. I was parked under a big honey locust tree, so all these tree-like compound leaves were stuck in the frozen snow on my roof, waving around in the wind. And I mean a lot! They were all over the windshield, too.

I cleaned it up the best I could, but I had to wait for the temperature to warm up before I could really move them. Hoping the ones I couldn't reach will blow off today.

I went to the gym (it's been a long break from that!) and then to Sam's, where I spent $36 on bread, dishwasher pods and parchment paper. Large packages, of course. I was planning on stopping at the senior center to pay my wheel tax, but, being a senior, I totally forgot to do that, so I'll do it today! I will go to Aldi, too; I have about 7 items to buy. And I hope to be able to get in for a haircut, though that is not easy on a Saturday. That may wait till Monday.

I did my October recap yesterday, and here it is:

Furnishings/Equipment/Decor: $5,383
Housing: $809
Car Repair/Maintenance: $221
Insurance: $211
Utilities: $175
Groceries: $143
Vet/Pet Supplies: $118
Clothing: $60
Phone: $52
Gifts/Charity: $51
Medical/Health: $36
Gas: $30
Eating Out: $24
Laundry: $14
Vacation/Travel: $10
Fares/Parking: $10
Entertainment: $9
Personal: $7
Household Supplies: $4

Grand Total $7367

$5,273 of the first category is the cost of the car beyond the insurance payout. I figure a car is equipment. The rest is the pans, sheets, remote and curling iron I bought earlier in the month.

Housing: I paid $50 extra on the mortgage.

Car Repair/Maintenance: That was the work I had done on the Civic just before the crash. Wish I had waited on that!

Insurance: That was my annual condo insurance.

Vet/Pet Supplies: A vet visit and special kidney care food.

Clothing: Underwear! Much needed.

Everything else is pretty much self-explanatory. The $10 for vacation was the money I paid my grandson for taking care of my cat. I paid him after I came back, and it fell in the next month.

8 Responses to “More on the Car, and October Recap”

  1. Petunia 100 Says:

    Silver is my favorite vehicle color; sounds nice! I chuckled at the "garden" on your car's roof. Have a good one, CB.

  2. Stephanie Says:

    I saw a car like your new one on the road. It is so nice and pretty peppy as it past me on the highway doing more than 70 mph. I wish you lots of grand adventures in your new to you auto. Silver and black sounds so sleek. Happy for you.

  3. FrugalTexan75 Says:

    Congrats on your car!

  4. Dido Says:

    spendy month on a cash flow basis, but don't forget that you've also added a more valuable asset, presuming your new car is worth more than the totaled car was before it was totaled.

    What type of kidney food are you using for your cat and how does the cat like it? My Bridget was just diagnosed as having some kidney issues.

  5. CB in the City Says:

    Dido, I don't include autos in my net worth calculations, because they are always a diminishing asset. To me, a car is more of a necessary piece of equipment, like a fridge.

    The cat food I am using is Hill's Prescription Diet Kidney Care K/D, both canned and dry. Iggy really likes it, especially the vegetable stew with tuna! I get mine at the vet but you can get it at PetSmart if you have a prescription from the vet. Amazon sells it also, but I haven't tried that.

  6. MonkeyMama Says:

    CB, glad you got the wheels worked out!

    I posted this link on Amber's blog the other day. I don't know why anyone would pay a fee for a balance transfer these days, unless they just didn't have a high enough credit score. Lots of free balance transfers.
    Text is https://www.mymoneyblog.com/best-pre-screened-no-fee-0-apr-balance-transfer-offers and Link is
    https://www.mymoneyblog.com/best-pre-screened-no-fee-0-apr-b...
    Heck, it looks like you can get a sign up bonus in addition to 0% interest and a no-fee transfer.

  7. rob62521 Says:

    You sound like DH...anytime he gets a different vehicle, he goes out into the garage and admires it for the first few nights. Glad you are so pleased.

  8. Frugaltexan75 Says:

    We use the same kidney food and get it from Amazon.

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