Housing - $795

Utilities - $198

Clothing - $125

Personal - $120

Groceries - $108

Gifts/Charity - $193

Medical/Health - $61

Gas - $32

Eating Out/Takeout - $31

Phone - $18

Laundry - $16

Entertainment - $14

Grand Total - $1611

Variables - 68%

After my stewing at the beginning of the month, it turned out to be a low-spend month.  Buying three pairs of shoes kind of threw things off, but I have returned one pair, and the above reflects the new total -- I am trusting that the credit for that return will eventually come through.  I'll go to Skecher tomorrow if there is still no action -- Chase has confirmed they have received no communication from Skecher, and that the credit will appear on my account immediately when Skecher comes through.  They did say they have 30 days to file a credit.  I don't know what they're waiting for.  Sigh.  I'll go back tomorrow if nothing happens today.

I have asked Amazon to replace the book that never appeared, though it was "delivered."

No updates on my food-stretching project; I'm still eating what I have already made.  But you can see it sure has made a difference in my grocery bill!

Looking forward to a frugal November!

Edit:  I switched something from gifts to personal, because it's something I'm going to keep for myself.  So the numbers above have changed, but not the bottom line.