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A Little Juggling

April 27th, 2022 at 03:11 pm

Not with oranges or bowling pins, but with my budget.  I had previously logged my train tickets as "big ticket" items -- not coming out of variables  -- but after finding out yesterday that my dentist visit was totally covered by insurance, I decided to transfer the train tickets into variables.  That brings variables to 106% -- but my average for the year so far is only 84%, so I think it's a good move.  Big ticket items come out of savings, and I want to preserve that as much as possible.

There was one more cost that went into that variables percentage -- I renewed my license plate registration. It was only $25. As a "senior below a certain income" I get this nice discount. Otherwise, it would be $151.

My bathroom needs a major overhaul. I'm saving for that. Most people would take out a loan, but I'm determined to save for it -- or at least save a big chunk of it. I don't want to pay interest, and I don't want to have another monthly payment. It may take a long time, but I'm patient! And it's always good to have a goal.

4 Responses to “A Little Juggling”

  1. GoodLiving Says:

    CB, this is not related to your current post and I can understand if you choose not to respond. I know you have some level of kidney disease but seems to be mostly in check. My 80 year old mother has recently been diagnoised with stage 3, I don't know if it's stage 3A or 3B yet. Would you share more about your kidney disease, you seem to pay attention to your diet and attend to your doctor visits. Thanks for considering.

  2. CB in the City Says:

    I do have kidney disease. I'm in the 3A stage; my GFR is 50. There is a wealth of information on the DaVita site: If your mother is 80 and has just been diagnosed -- and is in stage 3 -- I think there is a strong possibility she will never have to go on dialysis. There IS a kidney diet, but it is mainly for dialysis patients. It is very restrictive, and it restricts some healthy foods. For people in stage 3, it is better to follow the DASH diet -- fruits, vegetables, low-fat dairy products, whole grains, fish, poultry, beans, seeds, and nuts. It is low in salt and sodium, added sugars and sweets, fat and red meats. It is important that your mother get control over high blood pressure or diabetes, if she suffers from either condition.

    Chronic kidney disease is pretty common, and, while it can't be reversed, it can be slowed down. If your mother gets regular testing to check her GFR, and is under the care of a nephrologist, she should be fine. My nephrologist actually returned me to the care of my internist, since the progression of my disease is so slow!

    As with everything, exercise is important, too! Walking and strength training are both excellent.

  3. LivingAlmostLarge Says:

    Glad you are doing well. So how much is the bathroom going to cost?

  4. CB in the City Says:

    I don't know yet. I haven't even decided exactly what I'm going to do. I just know I have to start saving.

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