Housing - $12,027
Home Repair/Maintenance - $3,056
Gifts/Charity/House - $3,026
Utilities - $2,425
Insurance - $1,775
Vacation/Travel - $1,184
Groceries - $1,119
Taxes - $1,021
Medical/Health - $987
Fees/Services - $877
Furnishings/Equipment/Decor - $704
Personal - $644
Car Repair/Maintenance - $553
Gas - $427
Clothing - $415
Phone - $379
Eating Out/Takeout - $359
Household Supplies - $264
Vet/Pet Supplies - $190
Laundry - $186
Fares/Parking - $7
Grand Total - $31,885
Variables - 113%
The big thing this year was the special assessment fee I had to pay for the replacement of our building's roof. That was $3500. It was not a surprise, but the board had put if off so long it was on a back burner in my mind. I am relieved that it's done. I would hate to go into winter with a bad roof.
I also had large bills (for me!) for plumbing and electrical work.
I took a vacation on the train to Oregon this year. All in all, it was pretty frugal, but I wouldn't do it again unless I reserved a sleeper (which is a lot more expensive). I learned that I cannot sleep in coach. At all.
Personal was a bit high because I went through that spell of going to salon stylist. When inflation started ratcheting up, I realized that was something that had to be cut. (Ha, ha!) My new plan is to only cut my hair once per quarter at Supercuts. With a blunt cut, that's doable.
Clothing was a little high because I invested in a new winter coat and two pairs of boots. I think this coming year I will be set.
My grocery spending has been a success story. I managed $100 or less per month pretty easily. Even if prices continue to climb, I think I can make adjustments to keep me in the same range.
I've been lucky on car repairs, and I hope it continues. My car is a 2014, however, so I am braced for some possible big expenditures.
I haven't spent too much on gas because I don't drive that much! Generally, its one day out -- when I combine errands -- and two days in. The falling prices recently have been very welcome, however.
And eating out was very low! Hope I can keep that up!