Well, as I said before, November is going to be challenging. I have already spent 29% of my variables. That included a $30 medical copay, $20 in groceries, $10 for hair conditioner, $38 for deoderant (6-pack from Amazon), and $24 for a haircut. It also includes my medical premium and my streaming expenses, which are actually fixed, but it's just easier this way. Medical and entertainment categories include a lot of true variables and I'd rather not split the categories. Too much explanation, I know, and only meaningful to me.

Tomorrow I will go to a cookout at my ex's house, and I'll buy potato salad to take, and probably a bottle of wine as a late birthday present. On Tuesday I'm going to go down to BFF's house and there I will attend a birthday dinner for her and another friend. I'll spend a day there and come home on Thursday to attend a free Tai Chi class to see if I like it.

My big expenses this month are the second installment of my property tax, birthday presents for my granddaughter, grandson and son, and college fund donations for the two grands having birthdays. And there will be a trip to my brother's house in Michigan for Thanksgiving, and food expenses for that event.

And after that comes Christmas, and a trip to Florida for my nephew's wedding. Which may include a side trip to NC! Whew! A lot going on.