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Title Woes, Etc.

November 8th, 2019 at 01:07 pm

My title seems to be missing in action. I am waiting for office hours to begin, but I will have to call Allstate again and see if anyone found it in my car. I now wonder if the employee at the collision center did not put my title in the glove box. If so, it may be floating around their office. This is so frustrating. I cancelled my weekend trip so I can follow up on this.

I'm supposed to get my registration today, but I'll bet the problem with the title will halt that. I'm very reluctant to travel with neither a title nor registration.

In other news, I reversed my decision and decided to put my credit card balance on a new 0% card. I took a look at the page Monkey Mama recommended, and I chose the American Express card, which offers 0% interest for 15 months and no fee. Even offers bonus points, but I'm not going to put anything else on the card in order to earn them. The transfer will take place in about 10 days.

I just couldn't see any reason not to do this. I'll pay it off before the 15 months are over, but now I don't have to decimate my savings or skip Christmas!

Yesterday I took the boys to music lessons and then went to a concert directly after. Dinner (from the Culver's drive-thru) cost $12.

I also got word from my son that they put on offer on a house in Oregon. The pictures look lovely and I hope they get it!

Oh, also, I canceled my warranty yesterday, and I am expecting to get about $800 back -- but it won't arrive for about 60 days.

9 Responses to “Title Woes, Etc.”

  1. creditcardfree Says:

    That warranty refund will definitely help put a dent in the $2700 credit card debt. I'm glad you went for the 0%, unexpected situations like yours are a good reason to use them!

  2. AnotherReader Says:

    0 percent for 15 months and NO balance transfer fee? That's a great deal, especially for a responsible person that will have the balance paid off by the end of the 15 months. I would do the same in your shoes.

  3. Dido Says:

    Great 0% deal, glad you found it!

    I'm sorry you had to cancel your weekend trip and I hope that title turns up soon!

  4. Lucky Robin Says:

    I think that was a wise decision for your budget.

  5. Amber Says:

    I’m sorry to hear about your title, I hope that gets straighten out.

    Sweet deal on the balance transfer

  6. FrugalTexan75 Says:

    Sounds like some good planning!

  7. Tammy Says:

    Can you share the info for the page where you found the transfer deal?

  8. rob62521 Says:

    Good deal on the 0% interest rate. Why not use their money?

    Hope you found your title. What an added stress.

  9. CB in the City Says:

    Tammy --

    https://www.mymoneyblog.com/american-express-everyday-card-review.html

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