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Not Loving Online So Much

January 2nd, 2020 at 03:18 pm

I left the house only once yesterday, and that was to take a short walk to the mailbox. I was sending in a $2 payment to a Wells Fargo credit card I never use. I think I mistakenly used it for an Amazon purchase without realizing it. (Clicked on the wrong button.) I'm grateful that I got a paper bill, because otherwise I might never have realized I owed some money, and it would have exploded into a much bigger bill eventually, and a ding on my credit report.

I tried to pay online, but my previous sign-in information was expired, and it was so much trouble to sign up again I just gave up and wrote a check. It was so much easier.

Also difficult online -- ordering my free OTC benefit now that UnitedHealth has switched to Walmart as the vendor. The setup is clunky. You have to toggle back and forth between the UH site and the Walmart site. You can't see the price of an item until you are ready to put it in the cart. Prices are higher. (Price is important, because you have to know you will not exceed the $50 limit.) The Walmart site entices you to order things that are not actually approved by UH. Generic versions are difficult to find. Important information (like dosage and number of pills) is hard to see. In frustration, I emptied the cart and closed the site.

I received a hard copy catalog and order sheet in the mail when the new system was announced. I'm going to order using that today. Funny how ordering online used to be considered so easy. Now, with all the layers required by security concerns, and the obvious attempts to confuse the user into buying more than he/she wants -- it is so much easier to just fill out a paper form with a pen.

Now to 2020 resolutions. I'm not making any!

But I do have some changes I want to make. I want to try out yoga, but I don't want to pay for it. (Really expensive classes around here!) I'm going to try Yoga with Adriene on YouTube. She was on the Today Show this morning, and it looks like something I can do -- and at my price -- free.

I want to get the car paid off with $300 payments to AmEx, and then, if my lifestyle doesn't feel too spartan by then, I will direct the $300 to extra principal on my mortgage.

My dining room table literally fell apart yesterday. It was cracking, and a section fell off the end. Yikes! I was going to have it refinished, but now I think its problems are too severe, and it would be too expensive. I'm going to look for a replacement. Not online. I'm going to go look at real live tables and try to find the best value. Won't be easy, as I want to keep the chairs, so the table will have to blend in. I'm going to make this a mission! We have many furniture stores around here, and I have a lot of time.

6 Responses to “Not Loving Online So Much”

  1. My English Castle Says:
    1577986833

    Ugh, I'm with you about online layered security. We have multi-layer authentication now at my university, and I always have to have either my keys with the dongle or my phone in order to access even my e-mail. I recognize that it's necessary, but still.

    Have you considered an estate sale for your dining room table? We bought ours with four chairs for $60 almost 18 years ago. I'm finally done with it now so I think we got our money's worth. I don't suppose you want a formal cherry table with two leaves and four chairs? 😊

  2. Carol Says:
    1577994631

    I would look at Goodwill and also used furniture type stores, as people our age (retired) down size and get rid of real wood that our kids don't want.

  3. creditcardfree Says:
    1578002949

    Good luck find a new to you table!

  4. Dido Says:
    1578060416

    I did the same thing--press the wrong button for a payment--and missed my first CC payment in over 8 years a month ago. It's an account I haven't used in years but I also hadn't closed it since closing accounts tends to decrease your credit score (since your credit used to credit available ratio goes up).

    I'd also suggest looking for used. I bought a glass and chrome dining room table for $100 my first year of grad school (38 years ago now) and it is still in good shape. Most of my furniture I either bought used or from Ikea. It's not high fashion but it has all served me very well.

  5. CB in the City Says:
    1578072459

    EC, mine is a formal cherry table with two leaves, and yes, I'm interested -- but not in the chairs, I have six chairs in great condition. You probably want to sell them together, though?

    This could be doable, as I don't live too very far from you!

  6. rob62521 Says:
    1578429425

    Sorry about the table/ Any chance it could be repaired if you can't get EnglishCastle's.

    I didn't make resolutions either. Maybe some "goals" but not resolutions because they don't tend to last. With a goal, I'll plan and hopefully keep up the good work.

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