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January Recap

February 1st, 2020 at 01:30 pm

Housing: 773
Vet/Pet Supplies: 223
Utilities: 209
Groceries: 145
Fees/Service: 108
Eating Out: 83
Medical/Health: 51
Phone: 51
Entertainment: 39
Gas: 32
Personal: 27
Laundry: 20
Furnishing/Equipment/Decor: 18
Gifts/Charity: 6
Household Supplies: 6

Grand Total: 1791

This was not quite an uber-frugal month, but I tried. The higher pet care cost was inevitable, and it is really not too bad, considering it includes two vet visits. Fees included a deposit to my senior transportation card, a stop payment fee, and Amazon Prime membership, which is now being charged monthly. I don't remember authorizing that, but perhaps I did. Senior-itis. I do want to keep the membership; I use it for gift-buying and I watch the streaming offerings.

Eating out is mostly meals with my grandsons after music lessons, so it includes their meals, too. This is something I enjoy, and I will do it as long as they are still interested in having dinner with Grandma. That may not be long, as they are becoming teenagers!

My variables were 87%, so a little over $100 went to savings. That is on top of $225 that comes out automatically.

Posted in Uncategorized | 3 Comments »

3 Responses to “January Recap”

  1. LifeBalance Says:
    February 1st, 2020 at 02:06 pm 1580565992
    1580565992

    Really nice, especially considering that the mortgage payment is included. And your 'eating out' category could almost be classified as 'relationships', so not an area to cut like most of us who eat out to save time. In fact, this is making me think: I may go through 2019 and see if I can tell how much of my 'restaurants' category is one versus the other.

  2. rob62521 Says:
    February 1st, 2020 at 07:53 pm 1580586785
    1580586785

    I agree -- enjoy the time with the grandsons as long as they want to. I don't imagine you go crazy when you eat out. You've done a fine job on cutting in so many areas, especially when you've had some bad things come your way.

  3. CB in the City Says:
    February 2nd, 2020 at 02:08 pm 1580652520
    1580652520

    James, I bought a sweet one-bedroom condo at the bottom of the market, and I had a substantial down payment. I also got a good interest rate, so my mortgage payment is a bit less than $350, plus I pay a $425 assessment fee to my homeowners' association.

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