My refund from Amazon came almost immediately -- $8.04 -- woo hoo! It will be interesting to see if the toilet paper ends up being delivered anyway. Supposedly it was being shipped, but that had been the status for quite a while.

No spending yesterday. Today I will do some laundry, but will stay in otherwise. The weather is nice and cool, so I'll be sure to take a walk this morning.

I slept late this morning -- till 7:30! That's late for me; I'm usually up as soon as the sun rises, which is around 5:30. I've learned to sleep through Iggy's meowing.

I got online yesterday to renew my senior benefits card, which permits me free riding on local buses and trains, as well as a reduced fee for license plates. My current card will expire at the end of July. When I started filling out the app, I realized that if I waited to renew on July 16, I could use my 2019 tax data rather than my 2018 data. 2019 was a lower income year for me, since I didn't earn any consultant wages at all, so I decided it would make sense to wait.

I'm not sure when I will ride trains and buses again, after all. I'm certainly not ready to do that now, with the virus still very strong and active -- I will be doing all moving around in the safety of my car. I just renewed my license plates, so there is no hurry there, either.

Just got notice that my semi-annual auto insurance payment will be withdrawn on July 1. It seemed very high -- $655 -- but I always have that reaction. It's actually in line with what I paid last year. And I've gotten some refunds, but they have totaled only $43.

Supposedly I'm getting $904 in discounts, which includes safe driver, anti-theft alarm, being over 55 and retired, having antilock brakes, using the easy pay plan, having seatbelts, multi-policy, being a good payer and using Drivewise, an app that monitors my driving habits. Also something called "early signing," but I don't know what that is. It's worth $176, though!

I realized, while looking over my insurance, that my variables formula needed an adjustment, since I wasn't keeping out quite enough for taxes and insurance. It is such a slight adjustment, though, that my variables are still at 42% this month.