I got home from my friend's house yesterday. She is doing well after her cataract surgery, and we had a good time together. I didn't sleep well the night before my trip home, so I was very tired upon arrival. I didn't do much. I'm trying to catch up on things today.
The cost of my "vacation" was $60, most of it for gas. I spent $18 on food, but BFF provided most of the food.
Here is my March recap:
Housing: $462
Utilities: $218
Furnishings/Eqipment/Decor: $194 (mostly for new phone)
Fees/Services: $189 (Ancestry.com)
Personal: $139 (Haircut, conditioner, Poise pads)
Vacation/Travel: $128 (two trips, one to Michigan, one to Indiana)
Groceries: $97
Medical/Health: $79 (Premium, prescription, probiotics)
Car Repair/Maintenance: $43 (Minor body work, wash)
Eating Out/Takeout: $38
Entertainment: $36 (Board game, streaming)
Phone: $31
Vet/Pet Supplies: $24 (Aquarium supplies)
Gifts/Charity: $23
Gas: $20
Clothing: $17 (Underwear)
Laundry: $16
Household Supplies: $12 (stamps)
Fares/Parking: $3
Grand Total : $1769
Variables: 100%
It was a low-spend month because I didn't have to pay my mortgage. I actually don't have to pay it again until May 1. I have signed up for automatic payment. The housing expense listed is the new adjusted assessment fee.
I have already done a little April spending -- I spent $5 on the way home for breakfast at McDonalds. I've done a load of laundry ($2). I donated to a charity run my DIL is participating in -- $50. And my tollway pass replenished to the tune of $40. That puts this month's variables at 11%.
April 3rd, 2022 at 06:17 pm 1649009825
It's always nice to get that break from payments when you do a re-fi. What term and rate did you refinance to? I thought about refinancing last year when rates were so low, but I'm actually 5 years at most from paying it off and the additional closing costs didn't seem worth it.
April 4th, 2022 at 01:35 am 1649036133
Over here it doesn't matter how far in front you are with your payments you still can't miss a payment...that would be nice if you could.
April 4th, 2022 at 03:16 pm 1649085419
Mum, I haven't paid ahead, this recess is due to refinancing and a new payment schedule.