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Pay Day

August 17th, 2022 at 02:16 pm

It's pay day! This is the day I finally pay that electrician's bill via paying off my Discover card.  There were other things on it as well -- I put everything I can on the card, but I always pay in full. Anyway, the payment exceeds $2800.  That led to a nice cashback bonus of $31.  I still have about $750 in checking, above what I will need to pay for utility bills later in the month. If it's not been used by the end of the month, I'll keep it there anyway, since I like to have about $1000 in checking as a buffer. The emergency fund stands at $1756 right now -- I want to get it back up to $5000. When I do that, I'll start diverting money into the bathroom fund, which is at $2257.

Making this Discover payment makes me feel like I'm over the hump.

I also got $41 from Allstate for participating in Drivewise.

My city is taking applications for a pilot Guaranteed Income program. The plan is to pay recipients (not sure how many) $500 per month for a year.  I read up on it, and I realized that my income is low enough (just barely) to qualify. And I'm also old enough. So I started filling out the application. There were numerous questions on the application about my assets, my health and insurance, my job status, my net worth, home ownership, ability to pay bills, etc.  I realized that despite my low income I'm doing pretty well, and the money would be better spent on people who are in worse shape. I'm sure there are many of them. I would be ashamed to take up a slot and deny someone who is unemployed, with dependents, no property, no insurance. So I closed the application and decided to just keep going as I am. They would probably take one look and throw out my application, anyway!

Today I'm taking it easy, but tomorrow I'm driving to the midway city to meet BFF for lunch and a late birthday celebration. Life is good!

1 Responses to “Pay Day”

  1. VS_ozgirl Says:

    Sounds like you’re getting to a good place financially with your emergency fund. Hope you enjoy your day at the midway city!

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