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CB in the City

Retired grandma, happily living the good life in the second city!

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Home > It's New Years Eve...

It's New Years Eve...

January 1st, 2026 at 02:45 am

... And I've calculated my spending for December and for the year.

December:

Gifts/Charity - $864

Housing - $799

Property Taxes - $441

Utilities - $250

Groceries - $140

Fees/Services - $90

Household Supplies - $60

Phone - $50

Medical/Health - $47

Furnishings/Equipment/Decor - $35

Personal - $33

Entertainment - $32

Gas - $27

Vacation/Travel - $25

Laundry - $17

Eating Out/Takeout - $2

Grand Total - $2912

2025

Housing - $9588

Insurance - $4312

Gifts/Charity - $2959

Utilities - $2788

Fees/Services - $1322

Medical/Health - $1196

Furnishings/Equipment/Decor - $1079

Groceries - $1072

Property Taxes - $951

Vacation/Travel - $858

Phone - 594

Home Repair/Maintenance - $500

Entertainment - $431

Personal - $415

Eating Out/Takeout - $305

Gas - $287

Car Repair/Maintenance - $219

Laundry - $203

Household Supplies - $201

Clothing - $94

Vet/Pet Supplies - $47

Fares/Parking - $10

Grand Total - $29431

What went up this year? Housing, Insurance, Gifts, Utilities, Furnishings, Taxes, Phone, Gas, Laundry

What went down? Medical, Groceries, Vacation, Home Repair, Entertainment, Eating Out, Car Repair, Clothing, Fares, Household Supplies

And these stayed exactly the same -- Personal, Fees/Services, Pet Supplies

Altogether, I spent about $400 less this year. That's pretty good for a year like we've had!

I should add - my net worth rose by almost $40K. Mostly due to the value of my condo.

Posted in Uncategorized | 4 Comments »

4 Responses to “It's New Years Eve...”

rob62521 Says:
January 1st, 2026 at 05:55 pm 1767290134
1767290134

That's amazing that you spent $400 less this year than last with the way prices have increased. It shows how careful you've been. Well done!
Dido Says:
January 1st, 2026 at 08:03 pm 1767297780
1767297780

Congrats on a successful frugal year!

I'm sorry you lost a kitty (saw your response to Laura on her post).

Best wishes for a good year!
CB in the City Says:
January 1st, 2026 at 11:47 pm 1767311268
1767311268

Dido, that was Ceejay. I did lose a kitty several years ago, however, and I still miss him.
Tabs Says:
January 2nd, 2026 at 07:30 pm 1767382235
1767382235

I like the quick summary of what went up and what went down. Congrats on a frugal year, especially cost of living having gone up.

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CB in the City

Modest means, but a rich life!

It's New Years Eve...

4 Responses to “It's New Years Eve...”

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