Yesterday was a no-spend day. A rarity in a high-spend month!

But this morning I bought my train pass, so that's the end of my "streak." I had to stand in a long line, and I almost missed the train. Kind of foolish, since I have another whole week in which to buy it, but my experience is that the lines just get longer and longer.

Last night I made tuna melts on crescent rolls. Two servings went into the freezer. I'm very well fixed for lunches now. I've been methodically freezing portions of virtually every meal I've made recently. It certainly makes the mornings easier, when I just grab something from the freezer and stick it in my lunch bag.

I went to bed really early last night. I wish I could say I slept the night through, but I had some wakeful times. I did not have the air conditioner on, but used the ceiling fan. It keeps the room comfortable, but it does make my hair tickle my face, which is kind of distracting! I also have a bit of a headache, and I wonder if the fan is responsible for that.

Today is supposed to be the hottest day yet this year, so I guess I'll have the air on tonight!

It was a good weekend. On Saturday I went to a huge church rummage sale with my DIL and her mom. I can't even describe what an event this was. Parking was almost impossible -- we had to stand in line to get in -- we had to stand in line to check out. They were very well-organized, but the attendance was enormous.

I bought a sugar bowl & creamer in my Old Britain Castles pattern, as well as two bread & butter plates. I also got four matching Pyrex bowls, two colored bottles, a book, a puzzle, and some reading glasses. I spent $30. The OBC items were not especially cheap, but cheaper than I have seen them on eBay.

After the sale, we all went to a local restaurant for lunch. I spent $16 on a steak sandwich, which served as my lunch AND dinner.

In the afternoon I did two loads of laundry for $3, and on Sunday I grocery-shopped -- only $20. My eleven items were spaghetti sauce, applesauce, crescent rolls, frozen peas, fresh green beans, a Vidalia onion, butter, two boxes of potato flakes, and two prepared meatloaves. The meatloaves were BOGO, plus $1.00 off each, so I thought they were worth it. In addition, I got 10% off overall. I had my fried chicken coupon with me, but I went too early in the day -- the chicken hadn't been made yet. So I substituted the meatloaves. They are in the freezer to use another day. Everything else was on sale, except for the butter and onion.

I had a BIG can of tuna in my pantry, and on Sunday I made tuna salad, tuna patties and the makings for tuna melts (in crescent rolls). I think I'll be eating tuna all week!

Also on Sunday, I got a haircut ($17).

I found .09 over the weekend -- a nickel and four pennies, all in different places.

I met a friend at the pie shop (yeah, it's my place). She treated me, because she was trying to get me interested in selling vitamins for a company called USANA. It seemed like a typical multi-level marketing company to me, and I passed. It was a bit uncomfortable. I don't like the concept of friends selling to friends. But I really like this person, so I heard her out. She brought her mom, however, who was a BIG salesperson -- not pushy, but determined! I had to disappoint them.

Once again, I had an awful night's sleep -- my knee hurts the WORST when I'm lying down for some reason. But I'll sleep tonight, once I get through this day!

Last night I went to Goodwill and scored two wonderful finds! I found a Baccarat frog paperweight for $3. Perfect condition. This little item retailed for $500 when it was produced and is selling on eBay now for $150 or so. I'll enjoy it for a while but it's eventually going on the selling block.

The other find was a perfect yellow Fiesta teapot. Also $3. That will be a Christmas gift for my DIL. It's worth about $50.

I also found some clothes for the grandkids, some wrap, some decorative file boxes, and two scarves for myself. Altogether I spent $20.

I filled up the gas tank ($37) and went to Wal-Mart for household & pet supplies ($50).

I got home pretty late, and I was tempted the whole way to stop for fast food. I didn't. I was too tired to cook at home, but I had cereal, which was fine. Tonight I'll make the broccoli cheese soup I planned for last night.

And I found .02!

I didn't mention that while I was on my trip, the wheel fell off my rolling duffle bag. It can't be replaced -- the plastic piece that attaches to the bag cracked and broke in half. Not too long ago, the wheel fell off my little Samsonite bag, too. I'm definitely losing my wheels! So yesterday, when I got an email from Groupon that they would chip in $10, I looked for a wheeled bag. I ended up getting a Swiss rolling bag for $77 (after the $10 off). Supposedly the original price is $200. I would never pay that, but $77 is okay. Should be a nice bag! I'm considering it an early birthday present for myself.

I went back to the Amex site and found the $20 Amazon offer. So this morning I ordered a game for my son's birthday, as well as more K-cups and a wooden spoon so I could get free shipping. After the $20 is deducted, I will pay $10 for the lot. I'm kind of excited about the wooden spoon -- it has a squared-off corner so it can be used in straight-sided bowls.

Now I'm going to stop shopping deals for a while!

I drove today so I could pick up x-rays at the hospital, so I will get gas this afternoon. I'm also going to make a stop at the jeweler's -- I brought a diamond necklace whose chain has a knot in it, and the clasp is so small I can't ever get it on and off. I'm going to see if they can replace the chain, or fix it. It's one of those chores I've meant to get done for a while.

I believe I will also stop at Wal-Mart on the way home. My grocery list is getting full of non-food items. It would make more sense to get them at Wal-Mart.

For my weekend grocery shopping, I have a 10% off coupon for my regular grocery store, as well as a coupon for 8 pieces of fried chicken from the deli for $4. I think I will get the chicken. It would make good lunches, something different. I love fried chicken once in a while, but I don't like making it!

Yesterday I got an email from Amazon with a code for $10 to use by 7/31. It was a reward for buying a $50 gift card (which I gave to my DIL). I had decided I wasn't going to get the reward, because in fact I didn't pay any cash for the gift card -- I had plenty of credit to redeem. But it came! I got online right away and ordered a pack of 72 K-cups. They were free (using a little more Amazon credit). I figure I'm stuck with using K-cups; I might as well get them free.

I had an epiphany this morning when I realized I could take my laundry downstairs on the way out. I just locked it up in my storage unit. Tonight I'll stop in and start a load before going upstairs. I'm trying to limit my stair-climbing, as my leg is really bothering me again. Too much standing at the zoo didn't help any.

But about the zoo -- I had a starring role! My name was chosen out of a lottery to help out in the dolphin show. All I had to do was give some hand signals to the dolphin who was performing -- no getting in the water required! It was fun, especially to have that personal interaction with the dolphin and to see her face so close up.

SOOOoooo, I can cross that off my bucket list. Perform in dolphin show! Okay, it wasn't on my list, but it was still a neat thing to do.

What a wonderful weekend! My niece's wedding went off without a hitch, my brother's new house is fabulous, and we had lots of fun boating, tubing, swimming, playing games, and EATING, EATING, EATING! (Got to be good now!)

The spending wasn't awful. I spent $50 eating out, $87 on gas, and $21 for pictures. I truly meant to get a housewarming gift for my brother, but since my son had my car, I didn't have much opportunity to get out and get something. So I'll have to send something.

This morning I caught up on all my financial stuff, since it is payday. The highlights are: $300 in rewards were logged in from Cap One and Chase. (No longer working on a credit card reward.) I paid my mortgage and the credit cards, as well as my property taxes. My I-Pass payment ($40) was taken out of my Discover account.

After I got home I did laundry ($3) and went grocery shopping ($28). My ten grocery items were paper towels, dryer sheets, K-cups, tuna, bread, margarine, yogurt, cheese slices, almond milk and broccoli.

Today I'm going to the zoo with my office (one of those bonding things). It means a free lunch! My legs are really hurting again from all the weekend activity, so I hope it won't be excruciating walking around the zoo.

The car repair came to $1038. I can't believe how much better the ride is, and how unaware I was of how bad it was getting.

I charged it to my Chase Freedom card just at the right time -- it will not appear on this month's statement, but next. That's good because I may be able to pay for it out of my cash flow rather than having to dip into savings.

I did a little pre-packing last night, and some texting with my kids. I decided that sleeping in one of the kids' rooms was not going to work for me -- two rowdy boys in one, a night-owl toddler in the other. I'm sleep-challenged enough already! I tried to get another room, but the hotel is full. (Though I do have an alert in place, if a room opens up.) But my SIL graciously encouraged me to stay at their house. I'll have a couch one night, and a bed after the wedding is over. I think I'll take them a nice bottle of wine!

She also told me to see about getting life-jackets for the kids, since we may be going out on their boat. My guess is that one grandson, at least, will be terrified, but we'll give it a go!

I forgot to mention that I found a penny the other day, and it was a special one! It was a 1903 Indian head penny. It was in pretty good condition, too. I gave it to my grandson for his treasure box. I believe the value is something around a dollar or two, but, who knows, it may grow in value over his lifetime!

I got the call from the shop as I was walking to the train yesterday, so I couldn't capture all the details -- but the gist of it is, the cost to repair the brakes and replace the muffler/exhaust system -- and all the little things like lights, hoses, wiper blades, etc. -- was $2,500. I opted to go only for the brakes and the necessary items to keep the car safe. I think that will bring the cost down to around $1,000. While that is daunting, I have done pretty well on repairs over the life of the car. In 2011, it averaged $86 a month; in 2012 it was $183 a month, in 2013 it was $100 a month, and this year ... it's been $0 so far. We're talking about a 12-year-old car. And the above figures include routine maintenance.

I didn't go with the new exhaust system because the car is only worth $5,000 and I only want to keep it for one more year. The mechanic did not think it was unsafe to drive with the exhaust system in the shape it's in. And it's not noisy, at least not to me.

I'm glad I have a nice emergency fund. I remember when a quote like that used to tear up my gut. Now it's, "Oh well, that's what the EF is for!"

I just heard from a colleague who sits on the same board that I do. Her position at work has been eliminated due to reorganization. She has been with this organization for almost 12 years and it's quite a shock. She's single, so no second income to fall back on. I feel so bad for her. I can't even imagine how she must feel. I don't know anything about her financial situation, but I hope she has a cushion.

It seems like no one is safe these days!

Yesterday I talked to my SIL and she assured me that there are two rooms reserved in her name at the Hampton Inn and the kids are I are to use them. What's more, they've already been paid for by credit card points. It was all a misunderstanding with my brother that I had to reserve rooms on my own. Apparently, he wasn't in the loop, and she was the one I should have talked to!

So I can wipe that $815 out of my budget. I cancelled my reservation yesterday and am now watching my Chase account to make sure I get credited.

Makes me feel rich!

I bought gas this morning ($48) and breakfast ($3). (I forgot to grab a muffin out of the freezer.) I dropped my car off at the shop. They are going to check the brakes, the muffler, and give me an oil change. It's scary dropping a twelve-year-old car off for service -- I'm likely to lose the $815 I just gained!

After making the car roadworthy, all I have to do is pack.

Oh, it's hard to go back to work after a long weekend!

Yesterday it turned hot and muggy again. My son came to install the air conditioner in my bedroom. More circuit breaker problems. The bedroom air conditioner is more powerful than the others, so I can't run it at the same time that I run the others. I will have to save it for nighttime only, and turn the others off. Also, get this, I can't run it at the same time that the living room lights are on. I will change the bulbs in the three wall sconces to CF bulbs, which may help.

Now I understand why the previous owner didn't have AC in the bedroom.

Vintage buildings. Ugh.

My chicken in cherry sauce turned out great, and I have two more servings! I have to be mindful to use up everything, as I will be away this weekend.

Now on to getting my car ready for the trip. Only three hours, but I'll be transporting my precious granddaughter!

I had a headache all day yesterday that got so much worse at night that I was still awake after midnight. It is not completely gone today, but better. Yes, I have been taking medication for it. I used the very last of my prescription painkillers last night. Now I only have Advil.

I took a walk this morning, thinking that perhaps a day of inactivity helped to make things worse. It felt good to get out; it's a pretty day, though getting hot again. I walked to Walgreen's and then took the long way home. It was only a half-hour, but I definitely do feel better.

This afternoon I went back to Home Depot and bought some cellular window shades. I was on the point of buying them on Friday, but decided I had to measure again. I got them cut to fit today. They will go in my dining room and I hope will go a long way toward making it cooler there. At any rate, with the windows facing west, the sun beats in in the late afternoon, and blinds are very much needed just for the visual relief.

At Walgreen's I bought a wedding card, ribbons, a yoga strap and two decks of playing cards. $22

The shades were $142.

The playing cards are going on top my niece's wedding gift, since the couple really enjoys playing cards. Also, I needed to cover a bare spot after I wrapped!
The gift is a theater-style popcorn maker.

I was really happy to find a yoga strap. When I first went to physical therapy I looked around for one but couldn't find one at a reasonable price. This was $8, and I couldn't believe my little Walgreen's had it. This will make my stretching exercises so much easier -- probably executed more correctly, too.

I bought three big chicken breasts on Friday, and this morning I pounded and pan-grilled one of them. I cut half of it into strips and added them to a salad I had for lunch. The other half I'll have with a side of spaghetti some time later this week. The second chicken breast I put in the little crockpot, and I'll make that into sloppy chicks. Will probably freeze that. The third chicken breast I'll cook tonight with cherries and wine.

I also made a dozen sour cream cherry muffins yesterday. Boy, were they messy, especially the topping, which went everywhere. But they were good. I ate two and froze the rest.

Since I have a trip coming up this weekend, I thought I should take my car to the shop. It needs an oil change, and I'm going to have them look at the muffler, too. The last time it was in the shop they said it should be replaced soon, and that's been a while. So I'm going to make an appointment tomorrow.

I'm doing a lot of spending, but they are all things on my list to get done when the slush fund and e-fund were above $2K and $20K, and I'm there. None of this is impulsive. I just hope the hit to my funds isn't too bad when the credit card bills come in!

I got my second semi-annual tax bill yesterday and it was a nice surprise. Only $317. For comparison, my first tax bill of the year was $1881. I thought it must be a mistake, but I've talked to two other residents and their tax bills are markedly lower, too. Next year my taxes should be even lower, since I will turn 65 next month.

Also, when I turn 65 I can start to pay lower fares for the train. Less money going out -- I love it!

I had a frugal Fourth. I went to fireworks on the beach with my family on the evening of the 3rd, and on Friday morning went to a field day in the park. The boys competed in footraces, sack races, three-legged races, jump roping, pie eating, watermelon eating, penny scramble ... I think that's it! My older grandson took home three blue ribbons and one red. He is a really fast little guy! The younger one didn't get any ribbons but got .39 in the penny scramble. Like his Grandma, he is good at picking up coins!

Then I went to my son's house for sandwiches and board games.

Even though I skipped grocery shopping last week, I stuck to my ten items this week and spent $41. My purchases were: granola, sourdough bread, creamer, eggs, shredded cheese, chicken breasts, veggie salad mix, grape tomatoes, cherries, and tortillas.

Later today I will look up some chicken recipes and get at least some of that chicken cooked. I'm going to make some fancy tomato soup (Campbell's with some add-ins), and I'll try to find a muffin recipe that will use up some sour cream. And I'm going to pit the cherries. Some of those I'll have for snacking, but some may go into recipes.

My other spending this weekend was at Home Depot. I bought a portable chair for the beach ($7) and two power strips ($18). The chair was a deal. It was in a box labeled $6.98 (SALE) -- but it looked just like the $15 chairs in a box beside it. I asked for a price check before I checked out. Sure enough, it was a $15 chair. The clerk asked if I still wanted it, and I said yes, I needed to get a chair for the fireworks display. She gave it to me for $6.98! How nice was that?

I also returned the non-functioning air conditioner which gave me $130 back. My son will install the AC he got from his cousin on Sunday.

Really looking forward to two more days off! Whoo-hoo!

I'm working from home today. The electrician was scheduled to come at 8. I knew he would take at least an hour (he did). Then I figured that even if I caught the 9:13 train, I wouldn't get to work until at least 10:30. Then, I would have to leave an hour early because the trains stop early on the day before a holiday. (Don't ask me why! Not EVERYONE gets to cut out early!) Anyway, it would have made for a short workday, and I can get more done at home.

I'm glad I made this decision, because the electrician left a little after 9 and I never would have made the train.

It's all moot, anyway. Unless I have to go to a meeting, it makes not the slightest difference in my work to actually be there. Oh wait, yes, it does. People interrupt me at work! I really wish I could work remotely on a regular basis, but my bosses just can't pull that trigger.

The electrician was mostly helpful in educating me about how to use my antique wiring. I can't turn on the air conditioner when something else is already drawing current from that socket. There is a surge. If I turn my lamps off, then I can safely turn the air on. Then, after a few minutes, I can turn on the lamps because the surge is over. Also, I can't turn the air condition off and on in quick succession. I can never vacuum with the air conditioner on. Another problem I had was a lamp that was drawing too much -- changing to a compact fluorescent bulb solved that problem. He also pulled out some old speaker wires and cables that were hooked up to nothing but were unsightly. He charged me $125 and it was money well spent.

I'm going to get some power strips, which may help manage the surge. He didn't seem to think it was a necessity, but he said it wouldn't hurt and might save me a trip to the basement.

All in all, the wiring is good but has the typical quirks for an old building and I just need to be mindful of how I use it

Last night I made a Mexican Layered Casserole. That's what I decided to call it, anyway. I just layered food I had on hand -- tortillas, salsa, corn, red onions, cheese, jalapenos and Spanish rice. After baking it, I topped it with sour cream. It was delicious! It will serve for several more meals and it was essentially free because I was just using up bits and pieces.

We're interviewing a candidate for my boss' job today. Ironically, he is someone I already know from the board I serve on. I like him, but of course don't know how he would be as a boss. I once had a friend who became my boss, and she was awful! After we both left the job, we became friends again!

My boss who left for the museum had her last day on Monday. At the end of the day, she gave me hug and said "You'll be hearing from me."

So I don't know whether I'm looking at one year till retirement, or four more years at a new place. Either way has its advantages.

Yesterday evening a large group of the office went out for drinks to wrap up the fiscal year. The first drink was covered, so that's all I had. I had a pretty good time, but missed the train I was intending on taking. Since I was late, my son canceled on the air conditioner plan. We'll do it tonight. The electrician is coming tomorrow morning. I need to make a list of all my questions.

Anyway, it is so lovely and cool today that air conditioning is no longer an urgent issue! If only it could stay this way.

It was a high-spending month -- and there were reasons....

Vacation/Travel - $917
Housing - $677
Furnishing/Equipment/Decor - $394
Insurance - $219
Gifts/Charity - $167
Groceries - $165
Fares/Parking - $139
Medical/Health - $130
Utilities - $119
Eating Out - $94
Phone - $51
Gas - $49
Household Supplies - $28
Laundry - $14
Entertainment - $8
Vet/Pet Supplies - $5
Personal - $4
Clothing/Accessories - $3

Grand Total - $3183

The vacation cost includes the hotel rooms for next month, and the money I spent hosting a guest. I feel like it's a vacation when I have guests, so that's where I count it.

The F/E/D spending was mostly for the three air conditioners. Now it seems I may be returning one for a refund and not replacing it. My son is getting me one from his cousin. So if that happens, I'll make an adjustment.

Car insurance is a semi-annual cost.

Gifts -- two birthdays this month, plus a little charity.

Medical -- mostly a doctor bill, paid through Flex Spending, but I still count it. It's still my money.

Eating Out was a bit high. Summer always seems to be a challenge that way -- more running around, less incentive to heat up the kitchen.

Everything else was in line or low.

July will have some challenges. There will be the wedding weekend with its associated travel. The property tax bill will come soon. The heat will jack up electricity costs.

I found .02 yesterday and got a free lunch. Today I bought a muffin in the station and then learned that there will be pastries at a meeting this morning. Darn! I keep doing that.

I caught up on my sleep last night and it was lovely, despite the storms all night! No damage done, and today's it's beautiful and cool.

It was a fun weekend -- with some challenges. And I spent a lot of money.

My BFF arrived Friday evening, and, since I had no groceries, we ate out all but one meal. That was actually part of our plan -- we do enjoy eating at fun places when we get together. We also went downtown and visited the Art Institute, where we saw the new Magritte exhibit, as well as the miniature rooms, the paperweights, the folk art section and the impressionists. We did a lot of walking, with some of it in the rain! We caught the movie "Chef." Overall, the weekend fun cost $102, with $46 for food, $29 for parking, $20 for the Art Institute, and $7 for the movie.

With the weather topping 90 degrees, it was time to bite the bullet on the air conditioners. On Sunday evening, I snagged my son's help and I bought three small window units at Home Depot for $390. One turned out to be dysfunctional, so it will have to be exchanged. The others my son installed, but not without a lot of grief. I had to reset the circuit breaker four times before we figured out where to plug the things in and what else had to be turned off. Sheesh, old buildings! One outlet, that I had been using for lamps, is now not working at all. I have to call an electrician.

Clearly, I will have to restrict their use! I thought getting new units would make things better than the situation with the old ones, but not so much! I have to hope that we won't have a lot of very hot weather.

Anyway, between all the excitement, the exercise, the hot weather and multiptle trips to the basement, I went to bed with aching legs that no pill could touch, and whatever sleep I got was not restful. Here's to a good night's sleep tonight!

For Christmas last year I got a Massage Envy gift card. I never used it. I don't really like massages; I suppose I associate them with physical therapy. I thought about selling it on Plastic Jungle but never got around to it.

But it's going to come in handy. Our little office unit is going to give it to my boss, who is leaving, as a small parting gift. Someone just gave me $10 toward it; I expect a couple of others will chip in, too.

We are also going to bring in lunch from a local restaurant. (Laura knows it -- Portillo's). I'm not sure whether we are going to pay for that, or if the office budget will pick it up. My boss chose not to have a farewell party -- but this is just the immediate group that worked for her, and we HAVE to do something! It would feel too sad to send her off with no acknowledgment!

My BFF is coming this afternoon. She plans to arrive at my place at 3:30. I am very doubtful that she will make it by that time, considering the traffic she is going to meet up with, but I'm planning to leave early just in case. For that reason, I drove today. I bought a McDonald's breakfast on the way - $5. I'll probably buy gas on the way home.

I noticed that it's time for an oil change, so that's something else to work into the budget.

BFF and I will probably do eating out, shopping, and movies. It won't be lean -- either in calories or money! Oh well, we need these times, too!

Just paid $114 to the doctor -- followup visit for surgery done what -- two years ago? Seems like such a waste -- followups used to be included in the package, but times have changed. At least it came out of my flexible spending account, so it doesn't seem like real money.

Doing that made me think about scheduling a mammogram, so I got that ball rolling (I think). I tried to do it through the website, but it appears I will have to wait to be contacted by a real person. Sigh. If you wanted me to talk to a real person, give me that option in the first place.

I don't think I spent anything yesterday. And I found another penny.

I noticed I have a tomato starting to go a little soft. I'm going to dice it up tonight and make a tomato casserole -- cracker crumb bottom, diced tomatoes mixed with salsa, and an upper layer of mayo, cheese and green onion, browned in the oven. A little caloric but yummy.

I have a lot of leftover sour cream and not many ideas yet on how to use it up. Maybe beef stroganoff or Swedish meatballs? -- both of which sound pretty wintery!

The enchiladas provided two more meals for me and the remains have been frozen for future lunches.

So, except for the sour cream, leftovers have been handled!

My DIL's birthday dinner was a success. She loved the enchiladas, she loved her gifts -- she even loved the candles on the cupcakes! (Black & white dots and stripes) I rescued them before they burned too much, and I'll use them again!

After dinner we played games around the table. I still have a sink full of dishes soaking, but feel a nice glow.

I also have a lot of leftover food! Not just the enchiladas, but a lot of the ingredients. It will be fun figuring out how to use them up.

My niece's wedding gift already arrived from Amazon. Nice to know it's here and I don't have to worry about someone taking the package!

Today I bought my train ticket ($135). The candles I bought yesterday were $3. My monthly assessment fees were withdrawn from bank yesterday ($356).

My BFF is coming to visit this weekend. Only plans so far are to visit her favorite restaurant for Eggs Benedict. I'm really looking forward to a good time.

Today is street-sweeping day, and I decided to drive, not only to get the car off the street, but I had books and dry cleaning to tote, and I was hoping to get back home a bit early to get DIL's birthday dinner going.

I had everything gathered to take to the car (including a big bag of garbage to throw in the dumpster). What did I leave on the desk? My keys. I couldn't get in the car, couldn't get back in the building. My extra keys, which I always carry in my bag, mysteriously were not there. I had to go to my son's house and wake up DIL and her mother to get the spare set of keys. They were obviously driven out of bed, and I feel awful.

I cooked most of the enchilada dinner yesterday -- just need to assemble the filling and tortillas and bake. I made cupcakes, but they need to be iced. The only side dish will be watermelon, since the enchiladas are full of veggies. I will need to make some simple cheese quesadillas for the boys, too, as they are very picky eaters.

At noon I need to go to the post office (still mailing books for my organization), drop off the dry cleaning, and get more keys cut. I refuse to have this happen again! And I guess I'll pick up birthday candles, since I LOSE the box every single time I buy one!

So far, no spending, but I've found .12 in the past few days!

I couldn't sleep last night, then woke up this morning with a brutal headache and overall body aches. So I am staying home today. I am feeling better now, but I expect my lack of sleep will catch up with me later.

So, to catch up on financial things. On Friday evening, as I walked home from the train station, I bought an issue of StreetWise from a street vendor ($2). Then I bought a lemonade from a young neighbor ($.50). I was feeling expansive! Such different kinds of charity, a block apart. A man trying to lift himself up, and a well-heeled child trying to make a few bucks for a toy, or something. Of course, I support his entrepreneurship, so that's why I bought the lemonade (which sure wasn't very good!) Probably organic, my son said.

The StreetWise magazine had a really interesting article, which was about a day in the life of one of the vendors. So enlightening to learn how others live, all around us, but we don't really see them. I'm going to keep buying StreetWise -- it seems to provide a beacon of hope to its sellers.

On Saturday I went to Home Depot and bought batteries ($9), and then picked up nachos for lunch ($7). The nacho order was so large, I had three meals out of it! Warmed-up nachos aren't quite the same, but they are edible!

Yesterday I grocery-shopped. It was a larger-than-usual order, because I was buying ingredients for my DIL's birthday meal. She wants enchiladas. I already had the chicken, but needed to buy most of the other materials, and I also bought a card, some wine, and -- impulse item -- a set of bowl covers, for me! That's something I've missed having around, so I thought I'd better grab them when I saw them. Anyway, the total bill was $68.

There was no garage sale shopping this weekend.

I was going through my mail yesterday (I tend to only do it on weekends) and found a $5 Starbucks card. Yep, I need to keep opening my mail, no matter how junky it looks!

I ordered a wedding gift for my niece, using my Discover cash back points on Amazon, so it was free. She had it on her Wal-Mart gift registry, where it retailed for close to $100. On Amazon, it was only $78, but for me it was free. I texted her mother to see if she could somehow get it off the Wal-Mart registry, so she doesn't get two. She doesn't need two theater-style popcorn poppers! Unless they plan to have really big parties!

Anyway, a free gift has made me feel a little better about the expensive hotel rooms!

My plans today are to do some cleaning, bake a birthday cake, and assemble the enchiladas. The birthday dinner is tomorrow evening, but I won't have time to cook, since I don't get home till 6! But there was no other day that worked, without getting ridiculously late.

Hope everyone has a great Monday.

I tried to pin down my brother on where to stay for my niece's upcoming wedding. The family has always made accommodations before -- sometimes on couches and aerobeds, but I've rarely had to get a hotel room. Well, this time, he hemmed and hawed, and I finally figured out that he didn't want to say "no" but he was saying no. I think he is overwhelmed with wedding stuff and he's planning a family dinner after the wedding, so the thought of guests in the house was too much. I wish he had come right out and said so. I don't mind, I just want to KNOW.

So, I reserved two rooms at a nearby hotel for two days. My kids and I will figure out how we will manage with two rooms -- obviously I'm going to have to crash one of them! But I am paying the bill. The total bill is $815, and even half of this is way too much for either of them. I don't want them to decide not to come to the wedding after all!

I am shocked at how high hotel costs have risen. I have stayed in the same hotel in the recent past for $60-70 a night. It's a decent hotel, but trust me, it ain't luxurious!

I think part of the problem is that I'm running into in-season rates. This is a beach town.

I got an offer from Amazon yesterday to buy a gift card for $50 and get a $10 credit. Since I needed another gift for DIL, I went for it. She will be happy to be able to pick something out herself. She's very particular!

Yesterday someone left an apple in the break room. (There is a spot where everyone leaves stuff they are giving away -- it wasn't part of anyone's lunch!) I sliced it this morning and nuked it with butter and brown sugar to make stewed apple for breakfast. Yummy!

I didn't pack a lunch because I just had so much to carry today. I'm going to use my $15 coupon for the cafeteria. I'll finally find out if I have to use it all at once! If I do, I guess I'll stock up on snack food!

I got some extra exercise yesterday. A late train forced me to take a train that didn't stop at my station. It added about 20 minutes to my walk home. At least the weather was nice. I thought I might find some extra coins, with all that added sidewalk to navigate, but I only found one penny!

It was all in pennies, in three different places.

Now if only I would start finding bigger coins again!

I almost didn't make the train today. I couldn't get up, couldn't face washing my hair, didn't want to carry packing material (I have to mail some packages today). It was all wah, wah, wah, poor me. I wanted to drive, then I wanted to buy breakfast. I'm happy to report that I caught the train on time, washed my hair (though I still have to touch it up with the flat iron), and I ate oatmeal at work. The packing material wasn't that bulky and I carried it fine. Everything that seemed so hard, wasn't. So I saved money on gas and saved money on breakfast.

Last night I made another homemade salad dressing, using the ends of some chipotle and ranchero sauce, along with mayonnaise, oil and vinegar. It's a little thin, so I may add some Greek yogurt tonight. Then I scratched salad dressing off my grocery list!

I'm attending a virtual business meeting today for my professional organization. I wasn't going to, but then I saw that all attendees will have a chance to win a scholarship to next year's national conference in New Orleans. Well, that made it worthwhile! What a good ploy to get people to take part!

Sometimes I don't even know what I'm going to say when I start a new entry. Today is one of those days.

I have made a commitment to myself to blog daily on weekdays. It keeps me thinking about finance, even if I have nothing profound to say. And it serves as a kind of diary. Several times I have checked back to see what I was doing on a certain date years ago! It also reminds me of the progress I have made, what "clean living" (financially) has done.

So, today. I woke up very early, but since I also went to bed early, it shouldn't be a problem. The up side of getting up early is that I have plenty of time to get all the morning stuff done. It's a good feeling to make my bed, get my makeup on, clean the cat pan, and really think about what I want to pack for the day. Another chore to add to the list -- check where the cats are! Unfortunately, I closed one of my cats in a closet all day yesterday. For some reason, this cat never lets out a peep when she is closed up, but she did bump on the door to finally let me know. She must have been miserable in there all day. It doesn't seem that she relieved herself, either! When she got out, she went straight to the water dish.

I may have awakened early because of the heat. I have been dealing with 90+ heat in a second-floor unit, with no air conditioning, but, truthfully, it hasn't been too bad! I have to close up the windows during the day because storms are always threatening, but when I get home I open all the windows. When I go to bed, I turn on the big ceiling fan. It keeps me comfortable all night. I WILL buy air conditioners, but it's interesting to me that I am doing fine without them. I wonder if it's just because it's so early in the season, and this old brick building hasn't really absorbed the heat yet!

I bypassed all the temptations in the station this morning, and was rewarded with yet another free breakfast. (Very unhealthy, donuts. But I'll make it up later.)

I brought my own bag of coffee this morning and made a half-pot. Really would like to get away from the Keurig madness.

I've got a Smart One in the freezer for lunch, which I bought on sale and with coupon, so it was about 80c.

Last night I sauteed three chicken breasts. I ate the small one, with a salad, for dinner, and with the other two I will make chicken strips (to top a salad), chicken salad, and chicken fajitas. I'll start on assembling those meals tonight. There were two more chicken breasts that went into the freezer uncooked.

My DIL's birthday is coming and for the past two years I've made her a taco dinner. I just texted her to ask if that was what she wanted this year. If so, that may be what I'm doing this weekend. But she will be awfully busy till the end of this month helping her mother move to a new place, so I may just offer to take her out instead.

I still need to get another gift for her, too. At least it will be the last birthday till Fall, when I have four more -- all the grandchildren, and my son.

Finally, the Chase Freedom card arrived in my mailbox. I verified it this morning, and I'll use it later today to pay my insurance premium.

I haven't received the reward yet from my Quicksilver card, but I've more than reached the $500 goal. I assume it will come in the next billing cycle.

Yesterday was a no-spend day. And I didn't use very much of my own food stores, either. With all the free muffins and fruit available, I made them my breakfast and lunch (supplemented by the yogurt I brought from home). For dinner I made a couple of cheese quesadillas and finished up a head of lettuce in a salad.

This morning there were still muffins left, so it was my breakfast again. I'm sure the fruit is in the fridge -- I didn't investigate yet -- but I will later.

I have two packages of chicken breasts to process when I get home tonight. I think I'll cook some chicken strips to put in salad and freeze the rest.

I'm out of Keurig cups, so I think tomorrow I'll just bring a bag of coffee. The drip coffeemaker is still set up in the break room. If I make a pot, someone else might take a cup -- but I think it would still be cheaper! And I actually like the drip coffee better.

Today it's muggy and windy -- storms are forecast, but may be hit or miss. I managed to stay dry this morning -- this evening's walk may be something different!

I started my weekend as I usually do in summer -- going to garage sales. This time I went with my son and grandson as well as my DIL's mother. Poor grandson didn't find what he wanted -- Legos -- but he was good and we were able to keep at it for several hours.

My haul: two refrigerator magnets from places I've previously lived, two bone china mugs, an Emeril grill pan (very heavy), a set of brand new cheese spreaders (gift item), a sunhat for my granddaughter and a toy hippo for my grandson. Total spending $8.05. My son was very happy to find bicycle pedals.

After the garage sales I took my son out for Father's Day - $22 for lunch at a sports bar.

Later in the day I went to the grocery store. I spent $28 and bought: dried cranberries, croutons, bag of salad, mustard, rice, chicken breasts, blueberries, granola, chicken broth base, and crackers. And I paid $3 at the door for a candy bar to help out a baseball team.

I stopped in at a nearby shop and bought a necklace and ring for my DIL's upcoming birthday. (Yes, both of my DIL's have a birthday in the same month.) $26. Still need to get a little something more. But at least I don't have to mail it!

On Sunday I went to PetSmart and used a $5 coupon to purchase 28-lb. container of kitty litter. It was also $1.50 off, so I paid $5.44 out of pocket, less than half-price. And I also went to Home Depot for light bulbs - $5.

I also met friends at the pie shop, but only spent $2 on a cup of coffee.

Laundry was $3.

And I paid my $321 mortgage today, and transferred $1400 to savings.

This morning I was treated to a free breakfast again. We are kicking off a two-week fundraising challenge and our boss brought in muffins and fruit to get us going.

I have not yet done anything about the air conditioners, and it's warm today, so I'm expecting a lot of heat at home tonight. But I did want to wait for my Chase Freedom card to arrive before I start making big purchases. If it doesn't come today, I may call them....

I say almost because my pay deposit is pending in my account.

I went ahead and paid my credit card bills anyway, just changing the posting date to Monday. I'll pay the mortgage on Monday, and transfer money to savings. It will be $1400.

Yesterday I had free pizza for lunch, in recognition of a colleague who is leaving. After work I went to her farewell party at a wine house. I only bought one glass of wine, but also paid for a colleague who had previously picked up a tab for me. So it was $23. Whew! No one was getting appetizers, and I was starved, so after the party I went to McDonalds and got a burger for $2.

This morning I had a rough awakening, so I decided I would take the edges off by getting a muffin and coffee at the station ($4). Well, that was a bad decision, because when I came to work our office was invited to finish up a breakfast buffet that had been set up for a trustee meeting. I certainly could have forgone the muffin!

I still have two green peppers to use up, as well as some lettuce and cherry tomatoes. So I'm thawing the rest of the sloppy joe filling and will turn it into stuffed peppers. And I'll make a salad on the side.

I'm all for fresh fruits and vegetables, but it sure can be a challenge to use them up in a household of one!

After several gloomy, cold and rainy days, it's nice to see the sun peeking out again!

I found a penny this morning -- coin finding has been pretty good this spring; I find something almost every day. I'm getting close to $40 now!

I bought some Father's Day cards at the station for my two sons yesterday. No bargain -- $11 for two cards. But I don't buy them gifts for Father's Day, so a nice card is in order. And I liked what the cards said.

I took off two hours early yesterday because I had worked so long the day before. I didn't get much of anything done at home, however. I was tired and sleepy. I lay down to read and drifted off -- then woke up off and on all night. I think I got plenty of sleep, just a lot of interruption.

It was one of those hungry days yesterday. I started out well with oatmeal for breakfast, then ate an early lunch, a sloppy joe and cherry tomatoes. Starving an hour later, I bought a piece of German chocolate cake at the cafeteria. ($2) When I got home mid-afternoon I was STILL hungry, so I had a hot dog and a big bowl of buttered popcorn. Then I slept through suppertime. Weird day.

This morning I donated $10 to a fund for one of our custodians. He lost a son in a traffic accident and we are collecting for funeral expenses. So sad.

Tonight I'm going to a good-bye party at a local wine bar for one of my co-workers. She is leaving to start her own business with her mother. Pretty gutsy move, but she is bright and talented, and I wish the best for her. We will certainly miss her talents here!

Yesterday I worked at the College's golf outing/dinner. Easy work, but it comes at the end of the day, so basically I worked from 7AM to 8:25PM yesterday.

I got a free meal, which included pulled pork, baked chicken, ribs -- oh yes, there was stuff that wasn't meat, too! I took a salad and fruit for side dishes. I was going to pass on dessert, but a colleague brought me a brownie. I also got two drink coupons so I used them for glasses of wine.

I spent $5 on raffle tickets, but didn't win anything.

At noon I mailed my DIL's birthday package -- it was $10.

I really, really wanted to go get a muffin at the station this morning, but I resisted. Part of that was that I was already carrying an umbrella as well as my train bag and I knew it would be hard to handle anything extra. I'm going to have oatmeal (which I keep in my desk) instead.

I just realized I will have an early payday this month -- the 15th is on a Sunday, so we will get paid on the 13th instead. Yikes, it's Friday the 13th! So glad I'm not superstitious!

Yesterday I realized that my Florida DIL's birthday was way sooner than I expected -- like in four days! I always think it's later in the month.

So I scrambled to get together a nice (mailable) present without breaking the bank. I looked at her Amazon list, and, happily, I had a copy of one of the books she wants, and it's in like-new condition. So that was wrapped and went into the box. I also had a darling gold helicopter pin that I picked up a a garage sale. I put it in a pretty box, wrapped it, and it went into the box. I had a Kohl's $10 gift card, so I went and found a pretty infinity scarf in her favorite colors marked down from $28 -- I only paid $6 out of pocket. Put it in a velvet bag and put that into the box. My big spending was on the nail polish she wanted. I went to Ulta and picked up two bottles of Opi -- no deal on that - $17. Carefully wrapped each in tissue paper and wrapped them up in a nice little box. So she has four things to open, including the velvet bag. And two of them are from her wish list.

And I hope to heck she doesn't read my blog! (I don't think so. I've really tried to keep it secret from my family.)

I will mail the box today.

Yesterday, as I mentioned, I had two boxes to mail -- one a box of books for my sister and the other some clothes, books and puzzles for my granddaughter. The two packages were $19.

I didn't pack breakfast this morning so I stopped at McDonald's and got an Egg McMuffin and coffee for $4.

But I packed lunch, and I will get a free dinner tonight -- working at a golf outing, selling raffle tickets and helping with the auction. There is always a nice buffet dinner there.

I learned yesterday that my boss DID get the job at the museum. Now it remains to be seen if I can actually follow her there!

Quick edit: I just applied for a Chase Freedom card, since my Quicksilver is getting near the $500 mark. Already approved! I actually applied a few days ago, too, but I must have skipped something in the app, as nothing happened.