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July 7th, 2014 at 01:58 pm
Oh, it's hard to go back to work after a long weekend!
Yesterday it turned hot and muggy again. My son came to install the air conditioner in my bedroom. More circuit breaker problems. The bedroom air conditioner is more powerful than the others, so I can't run it at the same time that I run the others. I will have to save it for nighttime only, and turn the others off. Also, get this, I can't run it at the same time that the living room lights are on. I will change the bulbs in the three wall sconces to CF bulbs, which may help.
Now I understand why the previous owner didn't have AC in the bedroom.
Vintage buildings. Ugh.
My chicken in cherry sauce turned out great, and I have two more servings! I have to be mindful to use up everything, as I will be away this weekend.
Now on to getting my car ready for the trip. Only three hours, but I'll be transporting my precious granddaughter!
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July 6th, 2014 at 07:43 pm
I had a headache all day yesterday that got so much worse at night that I was still awake after midnight. It is not completely gone today, but better. Yes, I have been taking medication for it. I used the very last of my prescription painkillers last night. Now I only have Advil.
I took a walk this morning, thinking that perhaps a day of inactivity helped to make things worse. It felt good to get out; it's a pretty day, though getting hot again. I walked to Walgreen's and then took the long way home. It was only a half-hour, but I definitely do feel better.
This afternoon I went back to Home Depot and bought some cellular window shades. I was on the point of buying them on Friday, but decided I had to measure again. I got them cut to fit today. They will go in my dining room and I hope will go a long way toward making it cooler there. At any rate, with the windows facing west, the sun beats in in the late afternoon, and blinds are very much needed just for the visual relief.
At Walgreen's I bought a wedding card, ribbons, a yoga strap and two decks of playing cards. $22
The shades were $142.
The playing cards are going on top my niece's wedding gift, since the couple really enjoys playing cards. Also, I needed to cover a bare spot after I wrapped!
The gift is a theater-style popcorn maker.
I was really happy to find a yoga strap. When I first went to physical therapy I looked around for one but couldn't find one at a reasonable price. This was $8, and I couldn't believe my little Walgreen's had it. This will make my stretching exercises so much easier -- probably executed more correctly, too.
I bought three big chicken breasts on Friday, and this morning I pounded and pan-grilled one of them. I cut half of it into strips and added them to a salad I had for lunch. The other half I'll have with a side of spaghetti some time later this week. The second chicken breast I put in the little crockpot, and I'll make that into sloppy chicks. Will probably freeze that. The third chicken breast I'll cook tonight with cherries and wine.
I also made a dozen sour cream cherry muffins yesterday. Boy, were they messy, especially the topping, which went everywhere. But they were good. I ate two and froze the rest.
Since I have a trip coming up this weekend, I thought I should take my car to the shop. It needs an oil change, and I'm going to have them look at the muffler, too. The last time it was in the shop they said it should be replaced soon, and that's been a while. So I'm going to make an appointment tomorrow.
I'm doing a lot of spending, but they are all things on my list to get done when the slush fund and e-fund were above $2K and $20K, and I'm there. None of this is impulsive. I just hope the hit to my funds isn't too bad when the credit card bills come in!
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July 5th, 2014 at 12:56 pm
I got my second semi-annual tax bill yesterday and it was a nice surprise. Only $317. For comparison, my first tax bill of the year was $1881. I thought it must be a mistake, but I've talked to two other residents and their tax bills are markedly lower, too. Next year my taxes should be even lower, since I will turn 65 next month.
Also, when I turn 65 I can start to pay lower fares for the train. Less money going out -- I love it!
I had a frugal Fourth. I went to fireworks on the beach with my family on the evening of the 3rd, and on Friday morning went to a field day in the park. The boys competed in footraces, sack races, three-legged races, jump roping, pie eating, watermelon eating, penny scramble ... I think that's it! My older grandson took home three blue ribbons and one red. He is a really fast little guy! The younger one didn't get any ribbons but got .39 in the penny scramble. Like his Grandma, he is good at picking up coins!
Then I went to my son's house for sandwiches and board games.
Even though I skipped grocery shopping last week, I stuck to my ten items this week and spent $41. My purchases were: granola, sourdough bread, creamer, eggs, shredded cheese, chicken breasts, veggie salad mix, grape tomatoes, cherries, and tortillas.
Later today I will look up some chicken recipes and get at least some of that chicken cooked. I'm going to make some fancy tomato soup (Campbell's with some add-ins), and I'll try to find a muffin recipe that will use up some sour cream. And I'm going to pit the cherries. Some of those I'll have for snacking, but some may go into recipes.
My other spending this weekend was at Home Depot. I bought a portable chair for the beach ($7) and two power strips ($18). The chair was a deal. It was in a box labeled $6.98 (SALE) -- but it looked just like the $15 chairs in a box beside it. I asked for a price check before I checked out. Sure enough, it was a $15 chair. The clerk asked if I still wanted it, and I said yes, I needed to get a chair for the fireworks display. She gave it to me for $6.98! How nice was that?
I also returned the non-functioning air conditioner which gave me $130 back. My son will install the AC he got from his cousin on Sunday.
Really looking forward to two more days off! Whoo-hoo!
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July 3rd, 2014 at 04:06 pm
I'm working from home today. The electrician was scheduled to come at 8. I knew he would take at least an hour (he did). Then I figured that even if I caught the 9:13 train, I wouldn't get to work until at least 10:30. Then, I would have to leave an hour early because the trains stop early on the day before a holiday. (Don't ask me why! Not EVERYONE gets to cut out early!) Anyway, it would have made for a short workday, and I can get more done at home.
I'm glad I made this decision, because the electrician left a little after 9 and I never would have made the train.
It's all moot, anyway. Unless I have to go to a meeting, it makes not the slightest difference in my work to actually be there. Oh wait, yes, it does. People interrupt me at work! I really wish I could work remotely on a regular basis, but my bosses just can't pull that trigger.
The electrician was mostly helpful in educating me about how to use my antique wiring. I can't turn on the air conditioner when something else is already drawing current from that socket. There is a surge. If I turn my lamps off, then I can safely turn the air on. Then, after a few minutes, I can turn on the lamps because the surge is over. Also, I can't turn the air condition off and on in quick succession. I can never vacuum with the air conditioner on. Another problem I had was a lamp that was drawing too much -- changing to a compact fluorescent bulb solved that problem. He also pulled out some old speaker wires and cables that were hooked up to nothing but were unsightly. He charged me $125 and it was money well spent.
I'm going to get some power strips, which may help manage the surge. He didn't seem to think it was a necessity, but he said it wouldn't hurt and might save me a trip to the basement.
All in all, the wiring is good but has the typical quirks for an old building and I just need to be mindful of how I use it
Last night I made a Mexican Layered Casserole. That's what I decided to call it, anyway. I just layered food I had on hand -- tortillas, salsa, corn, red onions, cheese, jalapenos and Spanish rice. After baking it, I topped it with sour cream. It was delicious! It will serve for several more meals and it was essentially free because I was just using up bits and pieces.
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July 2nd, 2014 at 01:51 pm
We're interviewing a candidate for my boss' job today. Ironically, he is someone I already know from the board I serve on. I like him, but of course don't know how he would be as a boss. I once had a friend who became my boss, and she was awful! After we both left the job, we became friends again!
My boss who left for the museum had her last day on Monday. At the end of the day, she gave me hug and said "You'll be hearing from me."
So I don't know whether I'm looking at one year till retirement, or four more years at a new place. Either way has its advantages.
Yesterday evening a large group of the office went out for drinks to wrap up the fiscal year. The first drink was covered, so that's all I had. I had a pretty good time, but missed the train I was intending on taking. Since I was late, my son canceled on the air conditioner plan. We'll do it tonight. The electrician is coming tomorrow morning. I need to make a list of all my questions.
Anyway, it is so lovely and cool today that air conditioning is no longer an urgent issue! If only it could stay this way.
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July 1st, 2014 at 01:49 pm
It was a high-spending month -- and there were reasons....
Vacation/Travel - $917
Housing - $677
Furnishing/Equipment/Decor - $394
Insurance - $219
Gifts/Charity - $167
Groceries - $165
Fares/Parking - $139
Medical/Health - $130
Utilities - $119
Eating Out - $94
Phone - $51
Gas - $49
Household Supplies - $28
Laundry - $14
Entertainment - $8
Vet/Pet Supplies - $5
Personal - $4
Clothing/Accessories - $3
Grand Total - $3183
The vacation cost includes the hotel rooms for next month, and the money I spent hosting a guest. I feel like it's a vacation when I have guests, so that's where I count it.
The F/E/D spending was mostly for the three air conditioners. Now it seems I may be returning one for a refund and not replacing it. My son is getting me one from his cousin. So if that happens, I'll make an adjustment.
Car insurance is a semi-annual cost.
Gifts -- two birthdays this month, plus a little charity.
Medical -- mostly a doctor bill, paid through Flex Spending, but I still count it. It's still my money.
Eating Out was a bit high. Summer always seems to be a challenge that way -- more running around, less incentive to heat up the kitchen.
Everything else was in line or low.
July will have some challenges. There will be the wedding weekend with its associated travel. The property tax bill will come soon. The heat will jack up electricity costs.
I found .02 yesterday and got a free lunch. Today I bought a muffin in the station and then learned that there will be pastries at a meeting this morning. Darn! I keep doing that.
I caught up on my sleep last night and it was lovely, despite the storms all night! No damage done, and today's it's beautiful and cool.
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June 30th, 2014 at 02:55 pm
It was a fun weekend -- with some challenges. And I spent a lot of money.
My BFF arrived Friday evening, and, since I had no groceries, we ate out all but one meal. That was actually part of our plan -- we do enjoy eating at fun places when we get together. We also went downtown and visited the Art Institute, where we saw the new Magritte exhibit, as well as the miniature rooms, the paperweights, the folk art section and the impressionists. We did a lot of walking, with some of it in the rain! We caught the movie "Chef." Overall, the weekend fun cost $102, with $46 for food, $29 for parking, $20 for the Art Institute, and $7 for the movie.
With the weather topping 90 degrees, it was time to bite the bullet on the air conditioners. On Sunday evening, I snagged my son's help and I bought three small window units at Home Depot for $390. One turned out to be dysfunctional, so it will have to be exchanged. The others my son installed, but not without a lot of grief. I had to reset the circuit breaker four times before we figured out where to plug the things in and what else had to be turned off. Sheesh, old buildings! One outlet, that I had been using for lamps, is now not working at all. I have to call an electrician.
Clearly, I will have to restrict their use! I thought getting new units would make things better than the situation with the old ones, but not so much! I have to hope that we won't have a lot of very hot weather.
Anyway, between all the excitement, the exercise, the hot weather and multiptle trips to the basement, I went to bed with aching legs that no pill could touch, and whatever sleep I got was not restful. Here's to a good night's sleep tonight!
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June 27th, 2014 at 01:08 pm
For Christmas last year I got a Massage Envy gift card. I never used it. I don't really like massages; I suppose I associate them with physical therapy. I thought about selling it on Plastic Jungle but never got around to it.
But it's going to come in handy. Our little office unit is going to give it to my boss, who is leaving, as a small parting gift. Someone just gave me $10 toward it; I expect a couple of others will chip in, too.
We are also going to bring in lunch from a local restaurant. (Laura knows it -- Portillo's). I'm not sure whether we are going to pay for that, or if the office budget will pick it up. My boss chose not to have a farewell party -- but this is just the immediate group that worked for her, and we HAVE to do something! It would feel too sad to send her off with no acknowledgment!
My BFF is coming this afternoon. She plans to arrive at my place at 3:30. I am very doubtful that she will make it by that time, considering the traffic she is going to meet up with, but I'm planning to leave early just in case. For that reason, I drove today. I bought a McDonald's breakfast on the way - $5. I'll probably buy gas on the way home.
I noticed that it's time for an oil change, so that's something else to work into the budget.
BFF and I will probably do eating out, shopping, and movies. It won't be lean -- either in calories or money! Oh well, we need these times, too!
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June 26th, 2014 at 03:21 pm
Just paid $114 to the doctor -- followup visit for surgery done what -- two years ago? Seems like such a waste -- followups used to be included in the package, but times have changed. At least it came out of my flexible spending account, so it doesn't seem like real money.
Doing that made me think about scheduling a mammogram, so I got that ball rolling (I think). I tried to do it through the website, but it appears I will have to wait to be contacted by a real person. Sigh. If you wanted me to talk to a real person, give me that option in the first place.
I don't think I spent anything yesterday. And I found another penny.
I noticed I have a tomato starting to go a little soft. I'm going to dice it up tonight and make a tomato casserole -- cracker crumb bottom, diced tomatoes mixed with salsa, and an upper layer of mayo, cheese and green onion, browned in the oven. A little caloric but yummy.
I have a lot of leftover sour cream and not many ideas yet on how to use it up. Maybe beef stroganoff or Swedish meatballs? -- both of which sound pretty wintery!
The enchiladas provided two more meals for me and the remains have been frozen for future lunches.
So, except for the sour cream, leftovers have been handled!
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June 25th, 2014 at 02:55 pm
My DIL's birthday dinner was a success. She loved the enchiladas, she loved her gifts -- she even loved the candles on the cupcakes! (Black & white dots and stripes) I rescued them before they burned too much, and I'll use them again!
After dinner we played games around the table. I still have a sink full of dishes soaking, but feel a nice glow.
I also have a lot of leftover food! Not just the enchiladas, but a lot of the ingredients. It will be fun figuring out how to use them up.
My niece's wedding gift already arrived from Amazon. Nice to know it's here and I don't have to worry about someone taking the package!
Today I bought my train ticket ($135). The candles I bought yesterday were $3. My monthly assessment fees were withdrawn from bank yesterday ($356).
My BFF is coming to visit this weekend. Only plans so far are to visit her favorite restaurant for Eggs Benedict. I'm really looking forward to a good time.
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June 24th, 2014 at 03:22 pm
Today is street-sweeping day, and I decided to drive, not only to get the car off the street, but I had books and dry cleaning to tote, and I was hoping to get back home a bit early to get DIL's birthday dinner going.
I had everything gathered to take to the car (including a big bag of garbage to throw in the dumpster). What did I leave on the desk? My keys. I couldn't get in the car, couldn't get back in the building. My extra keys, which I always carry in my bag, mysteriously were not there. I had to go to my son's house and wake up DIL and her mother to get the spare set of keys. They were obviously driven out of bed, and I feel awful.
I cooked most of the enchilada dinner yesterday -- just need to assemble the filling and tortillas and bake. I made cupcakes, but they need to be iced. The only side dish will be watermelon, since the enchiladas are full of veggies. I will need to make some simple cheese quesadillas for the boys, too, as they are very picky eaters.
At noon I need to go to the post office (still mailing books for my organization), drop off the dry cleaning, and get more keys cut. I refuse to have this happen again! And I guess I'll pick up birthday candles, since I LOSE the box every single time I buy one!
So far, no spending, but I've found .12 in the past few days!
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June 23rd, 2014 at 02:30 pm
I couldn't sleep last night, then woke up this morning with a brutal headache and overall body aches. So I am staying home today. I am feeling better now, but I expect my lack of sleep will catch up with me later.
So, to catch up on financial things. On Friday evening, as I walked home from the train station, I bought an issue of StreetWise from a street vendor ($2). Then I bought a lemonade from a young neighbor ($.50). I was feeling expansive! Such different kinds of charity, a block apart. A man trying to lift himself up, and a well-heeled child trying to make a few bucks for a toy, or something. Of course, I support his entrepreneurship, so that's why I bought the lemonade (which sure wasn't very good!) Probably organic, my son said.
The StreetWise magazine had a really interesting article, which was about a day in the life of one of the vendors. So enlightening to learn how others live, all around us, but we don't really see them. I'm going to keep buying StreetWise -- it seems to provide a beacon of hope to its sellers.
On Saturday I went to Home Depot and bought batteries ($9), and then picked up nachos for lunch ($7). The nacho order was so large, I had three meals out of it! Warmed-up nachos aren't quite the same, but they are edible!
Yesterday I grocery-shopped. It was a larger-than-usual order, because I was buying ingredients for my DIL's birthday meal. She wants enchiladas. I already had the chicken, but needed to buy most of the other materials, and I also bought a card, some wine, and -- impulse item -- a set of bowl covers, for me! That's something I've missed having around, so I thought I'd better grab them when I saw them. Anyway, the total bill was $68.
There was no garage sale shopping this weekend.
I was going through my mail yesterday (I tend to only do it on weekends) and found a $5 Starbucks card. Yep, I need to keep opening my mail, no matter how junky it looks!
I ordered a wedding gift for my niece, using my Discover cash back points on Amazon, so it was free. She had it on her Wal-Mart gift registry, where it retailed for close to $100. On Amazon, it was only $78, but for me it was free. I texted her mother to see if she could somehow get it off the Wal-Mart registry, so she doesn't get two. She doesn't need two theater-style popcorn poppers! Unless they plan to have really big parties!
Anyway, a free gift has made me feel a little better about the expensive hotel rooms!
My plans today are to do some cleaning, bake a birthday cake, and assemble the enchiladas. The birthday dinner is tomorrow evening, but I won't have time to cook, since I don't get home till 6! But there was no other day that worked, without getting ridiculously late.
Hope everyone has a great Monday.
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June 20th, 2014 at 02:01 pm
I tried to pin down my brother on where to stay for my niece's upcoming wedding. The family has always made accommodations before -- sometimes on couches and aerobeds, but I've rarely had to get a hotel room. Well, this time, he hemmed and hawed, and I finally figured out that he didn't want to say "no" but he was saying no. I think he is overwhelmed with wedding stuff and he's planning a family dinner after the wedding, so the thought of guests in the house was too much. I wish he had come right out and said so. I don't mind, I just want to KNOW.
So, I reserved two rooms at a nearby hotel for two days. My kids and I will figure out how we will manage with two rooms -- obviously I'm going to have to crash one of them! But I am paying the bill. The total bill is $815, and even half of this is way too much for either of them. I don't want them to decide not to come to the wedding after all!
I am shocked at how high hotel costs have risen. I have stayed in the same hotel in the recent past for $60-70 a night. It's a decent hotel, but trust me, it ain't luxurious!
I think part of the problem is that I'm running into in-season rates. This is a beach town.
I got an offer from Amazon yesterday to buy a gift card for $50 and get a $10 credit. Since I needed another gift for DIL, I went for it. She will be happy to be able to pick something out herself. She's very particular!
Yesterday someone left an apple in the break room. (There is a spot where everyone leaves stuff they are giving away -- it wasn't part of anyone's lunch!) I sliced it this morning and nuked it with butter and brown sugar to make stewed apple for breakfast. Yummy!
I didn't pack a lunch because I just had so much to carry today. I'm going to use my $15 coupon for the cafeteria. I'll finally find out if I have to use it all at once! If I do, I guess I'll stock up on snack food!
I got some extra exercise yesterday. A late train forced me to take a train that didn't stop at my station. It added about 20 minutes to my walk home. At least the weather was nice. I thought I might find some extra coins, with all that added sidewalk to navigate, but I only found one penny!
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June 19th, 2014 at 01:49 pm
It was all in pennies, in three different places.
Now if only I would start finding bigger coins again!
I almost didn't make the train today. I couldn't get up, couldn't face washing my hair, didn't want to carry packing material (I have to mail some packages today). It was all wah, wah, wah, poor me. I wanted to drive, then I wanted to buy breakfast. I'm happy to report that I caught the train on time, washed my hair (though I still have to touch it up with the flat iron), and I ate oatmeal at work. The packing material wasn't that bulky and I carried it fine. Everything that seemed so hard, wasn't. So I saved money on gas and saved money on breakfast.
Last night I made another homemade salad dressing, using the ends of some chipotle and ranchero sauce, along with mayonnaise, oil and vinegar. It's a little thin, so I may add some Greek yogurt tonight. Then I scratched salad dressing off my grocery list!
I'm attending a virtual business meeting today for my professional organization. I wasn't going to, but then I saw that all attendees will have a chance to win a scholarship to next year's national conference in New Orleans. Well, that made it worthwhile! What a good ploy to get people to take part!
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June 18th, 2014 at 02:36 pm
Sometimes I don't even know what I'm going to say when I start a new entry. Today is one of those days.
I have made a commitment to myself to blog daily on weekdays. It keeps me thinking about finance, even if I have nothing profound to say. And it serves as a kind of diary. Several times I have checked back to see what I was doing on a certain date years ago! It also reminds me of the progress I have made, what "clean living" (financially) has done.
So, today. I woke up very early, but since I also went to bed early, it shouldn't be a problem. The up side of getting up early is that I have plenty of time to get all the morning stuff done. It's a good feeling to make my bed, get my makeup on, clean the cat pan, and really think about what I want to pack for the day. Another chore to add to the list -- check where the cats are! Unfortunately, I closed one of my cats in a closet all day yesterday. For some reason, this cat never lets out a peep when she is closed up, but she did bump on the door to finally let me know. She must have been miserable in there all day. It doesn't seem that she relieved herself, either! When she got out, she went straight to the water dish.
I may have awakened early because of the heat. I have been dealing with 90+ heat in a second-floor unit, with no air conditioning, but, truthfully, it hasn't been too bad! I have to close up the windows during the day because storms are always threatening, but when I get home I open all the windows. When I go to bed, I turn on the big ceiling fan. It keeps me comfortable all night. I WILL buy air conditioners, but it's interesting to me that I am doing fine without them. I wonder if it's just because it's so early in the season, and this old brick building hasn't really absorbed the heat yet!
I bypassed all the temptations in the station this morning, and was rewarded with yet another free breakfast. (Very unhealthy, donuts. But I'll make it up later.)
I brought my own bag of coffee this morning and made a half-pot. Really would like to get away from the Keurig madness.
I've got a Smart One in the freezer for lunch, which I bought on sale and with coupon, so it was about 80c.
Last night I sauteed three chicken breasts. I ate the small one, with a salad, for dinner, and with the other two I will make chicken strips (to top a salad), chicken salad, and chicken fajitas. I'll start on assembling those meals tonight. There were two more chicken breasts that went into the freezer uncooked.
My DIL's birthday is coming and for the past two years I've made her a taco dinner. I just texted her to ask if that was what she wanted this year. If so, that may be what I'm doing this weekend. But she will be awfully busy till the end of this month helping her mother move to a new place, so I may just offer to take her out instead.
I still need to get another gift for her, too. At least it will be the last birthday till Fall, when I have four more -- all the grandchildren, and my son.
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June 17th, 2014 at 02:21 pm
Finally, the Chase Freedom card arrived in my mailbox. I verified it this morning, and I'll use it later today to pay my insurance premium.
I haven't received the reward yet from my Quicksilver card, but I've more than reached the $500 goal. I assume it will come in the next billing cycle.
Yesterday was a no-spend day. And I didn't use very much of my own food stores, either. With all the free muffins and fruit available, I made them my breakfast and lunch (supplemented by the yogurt I brought from home). For dinner I made a couple of cheese quesadillas and finished up a head of lettuce in a salad.
This morning there were still muffins left, so it was my breakfast again. I'm sure the fruit is in the fridge -- I didn't investigate yet -- but I will later.
I have two packages of chicken breasts to process when I get home tonight. I think I'll cook some chicken strips to put in salad and freeze the rest.
I'm out of Keurig cups, so I think tomorrow I'll just bring a bag of coffee. The drip coffeemaker is still set up in the break room. If I make a pot, someone else might take a cup -- but I think it would still be cheaper! And I actually like the drip coffee better.
Today it's muggy and windy -- storms are forecast, but may be hit or miss. I managed to stay dry this morning -- this evening's walk may be something different!
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June 16th, 2014 at 03:07 pm
I started my weekend as I usually do in summer -- going to garage sales. This time I went with my son and grandson as well as my DIL's mother. Poor grandson didn't find what he wanted -- Legos -- but he was good and we were able to keep at it for several hours.
My haul: two refrigerator magnets from places I've previously lived, two bone china mugs, an Emeril grill pan (very heavy), a set of brand new cheese spreaders (gift item), a sunhat for my granddaughter and a toy hippo for my grandson. Total spending $8.05. My son was very happy to find bicycle pedals.
After the garage sales I took my son out for Father's Day - $22 for lunch at a sports bar.
Later in the day I went to the grocery store. I spent $28 and bought: dried cranberries, croutons, bag of salad, mustard, rice, chicken breasts, blueberries, granola, chicken broth base, and crackers. And I paid $3 at the door for a candy bar to help out a baseball team.
I stopped in at a nearby shop and bought a necklace and ring for my DIL's upcoming birthday. (Yes, both of my DIL's have a birthday in the same month.) $26. Still need to get a little something more. But at least I don't have to mail it!
On Sunday I went to PetSmart and used a $5 coupon to purchase 28-lb. container of kitty litter. It was also $1.50 off, so I paid $5.44 out of pocket, less than half-price. And I also went to Home Depot for light bulbs - $5.
I also met friends at the pie shop, but only spent $2 on a cup of coffee.
Laundry was $3.
And I paid my $321 mortgage today, and transferred $1400 to savings.
This morning I was treated to a free breakfast again. We are kicking off a two-week fundraising challenge and our boss brought in muffins and fruit to get us going.
I have not yet done anything about the air conditioners, and it's warm today, so I'm expecting a lot of heat at home tonight. But I did want to wait for my Chase Freedom card to arrive before I start making big purchases. If it doesn't come today, I may call them....
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June 13th, 2014 at 03:03 pm
I say almost because my pay deposit is pending in my account.
I went ahead and paid my credit card bills anyway, just changing the posting date to Monday. I'll pay the mortgage on Monday, and transfer money to savings. It will be $1400.
Yesterday I had free pizza for lunch, in recognition of a colleague who is leaving. After work I went to her farewell party at a wine house. I only bought one glass of wine, but also paid for a colleague who had previously picked up a tab for me. So it was $23. Whew! No one was getting appetizers, and I was starved, so after the party I went to McDonalds and got a burger for $2.
This morning I had a rough awakening, so I decided I would take the edges off by getting a muffin and coffee at the station ($4). Well, that was a bad decision, because when I came to work our office was invited to finish up a breakfast buffet that had been set up for a trustee meeting. I certainly could have forgone the muffin!
I still have two green peppers to use up, as well as some lettuce and cherry tomatoes. So I'm thawing the rest of the sloppy joe filling and will turn it into stuffed peppers. And I'll make a salad on the side.
I'm all for fresh fruits and vegetables, but it sure can be a challenge to use them up in a household of one!
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June 12th, 2014 at 02:32 pm
After several gloomy, cold and rainy days, it's nice to see the sun peeking out again!
I found a penny this morning -- coin finding has been pretty good this spring; I find something almost every day. I'm getting close to $40 now!
I bought some Father's Day cards at the station for my two sons yesterday. No bargain -- $11 for two cards. But I don't buy them gifts for Father's Day, so a nice card is in order. And I liked what the cards said.
I took off two hours early yesterday because I had worked so long the day before. I didn't get much of anything done at home, however. I was tired and sleepy. I lay down to read and drifted off -- then woke up off and on all night. I think I got plenty of sleep, just a lot of interruption.
It was one of those hungry days yesterday. I started out well with oatmeal for breakfast, then ate an early lunch, a sloppy joe and cherry tomatoes. Starving an hour later, I bought a piece of German chocolate cake at the cafeteria. ($2) When I got home mid-afternoon I was STILL hungry, so I had a hot dog and a big bowl of buttered popcorn. Then I slept through suppertime. Weird day.
This morning I donated $10 to a fund for one of our custodians. He lost a son in a traffic accident and we are collecting for funeral expenses. So sad.
Tonight I'm going to a good-bye party at a local wine bar for one of my co-workers. She is leaving to start her own business with her mother. Pretty gutsy move, but she is bright and talented, and I wish the best for her. We will certainly miss her talents here!
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June 11th, 2014 at 01:07 pm
Yesterday I worked at the College's golf outing/dinner. Easy work, but it comes at the end of the day, so basically I worked from 7AM to 8:25PM yesterday.
I got a free meal, which included pulled pork, baked chicken, ribs -- oh yes, there was stuff that wasn't meat, too! I took a salad and fruit for side dishes. I was going to pass on dessert, but a colleague brought me a brownie. I also got two drink coupons so I used them for glasses of wine.
I spent $5 on raffle tickets, but didn't win anything.
At noon I mailed my DIL's birthday package -- it was $10.
I really, really wanted to go get a muffin at the station this morning, but I resisted. Part of that was that I was already carrying an umbrella as well as my train bag and I knew it would be hard to handle anything extra. I'm going to have oatmeal (which I keep in my desk) instead.
I just realized I will have an early payday this month -- the 15th is on a Sunday, so we will get paid on the 13th instead. Yikes, it's Friday the 13th! So glad I'm not superstitious!
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June 10th, 2014 at 01:57 pm
Yesterday I realized that my Florida DIL's birthday was way sooner than I expected -- like in four days! I always think it's later in the month.
So I scrambled to get together a nice (mailable) present without breaking the bank. I looked at her Amazon list, and, happily, I had a copy of one of the books she wants, and it's in like-new condition. So that was wrapped and went into the box. I also had a darling gold helicopter pin that I picked up a a garage sale. I put it in a pretty box, wrapped it, and it went into the box. I had a Kohl's $10 gift card, so I went and found a pretty infinity scarf in her favorite colors marked down from $28 -- I only paid $6 out of pocket. Put it in a velvet bag and put that into the box. My big spending was on the nail polish she wanted. I went to Ulta and picked up two bottles of Opi -- no deal on that - $17. Carefully wrapped each in tissue paper and wrapped them up in a nice little box. So she has four things to open, including the velvet bag. And two of them are from her wish list.
And I hope to heck she doesn't read my blog! (I don't think so. I've really tried to keep it secret from my family.)
I will mail the box today.
Yesterday, as I mentioned, I had two boxes to mail -- one a box of books for my sister and the other some clothes, books and puzzles for my granddaughter. The two packages were $19.
I didn't pack breakfast this morning so I stopped at McDonald's and got an Egg McMuffin and coffee for $4.
But I packed lunch, and I will get a free dinner tonight -- working at a golf outing, selling raffle tickets and helping with the auction. There is always a nice buffet dinner there.
I learned yesterday that my boss DID get the job at the museum. Now it remains to be seen if I can actually follow her there!
Quick edit: I just applied for a Chase Freedom card, since my Quicksilver is getting near the $500 mark. Already approved! I actually applied a few days ago, too, but I must have skipped something in the app, as nothing happened.
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June 9th, 2014 at 02:16 pm
My weekend was not too spendy, and still fun.
On Friday night, after the workshop, I went out with some of the attendees for a Happy Hour. I bought a Sangria for $12 -- ample appetizers were provided, and they were my supper.
I ended up paying $3.50 in parking that day.
On Saturday I went garage saling with a friend. I spent $12.75 and bought a serving bowl to match my pattern, a winter hat, photo paper, knight action figures for the toy box, 2 children's books, a children's puzzle, and a ruffly top for my granddaughter. I'll be sending a box of all my found treasures to her today.
My grocery shopping was $30. I bought: toilet paper, 2 cans of tomato sauce, a can of garbanzo beans, a can of diced tomatoes, a zucchini, couscous, almond milk, yogurt, sourdough bread, mayonnaise and granola bars.
Just realized, looking at the receipt, that I was charged for a cucumber instead of a zucchini. I wonder if that made a difference in price? I think maybe it was cheaper.
Guess these young cashiers don't know the difference between a cucumber and a zucchini!
I spent $6 on laundry, and this morning, I filled up the gas tank for $49. (High prices today)
I made and shared the Moroccan chicken stew which Hamchan posted. My son liked it, my DIL didn't, and I was in the middle. My grandsons weren't even willing to try it. I certainly liked the calorie level, though! Between that, and hot & sour cabbage soup for lunch, I had a very lo-cal day.
I drove today, since I was low on gas, and I like to fill up in my work town. So I also grabbed two packages to mail -- also much more easily done in my work town. Unfortunately, I forgot that I'm working at a golf outing tomorrow, so will probably have to drive again. I should have waited!
I forgot to mention the fun part of my weekend -- attending my grandson's baseball game, and then his violin recital. It was a big day for him, and he got overtired and fidgety at the recital when it got long (he was one of the first to perform). But he apologized so sweetly to his teacher. The recital is fun for me, because it's so interesting to see the level of skill rise as the ages go up. One teenage boy was really quite amazing!
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June 6th, 2014 at 06:26 pm
I went to the workshop this morning -- paid $2 for parking. While there, I got a text that the books were going to be delivered today. So as soon as the first speaker finished up, I left to wait at home.
Well, so far one package has been delivered. A second package, a bigger one with 13 books, is still on a FedEx truck. It's getting close to the time when I am supposed to take part in the panel discussion. I just texted a colleague to ask what they want -- the books, or my participation in the panel?
I wish things were not so bumpy, sometimes!
I took the time at home to gather up bits and pieces. I combined the ends of four bottles -- mayonnaise, mustard, raspberry vinaigrette dressing and teriyaki marinade, which along with a little extra oil and vinegar, made a good salad dressing. I also gathered up the last bits of vegetables which I cooked with a little onion and will turn into soup. Later on, or maybe tomorrow, I'll gather up the fruit and make a smoothie. I just love to use it all up!
I did miss out on the free lunch at the workshop (unless some nice person has saved some for me). Oh well. I just wish the books would come so I could be on my way!
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June 5th, 2014 at 02:43 pm
It was a shiny one, too! I always love to pick up the freshly-dropped coins, rather than the ones that have turned green and been run over numerous times. Though I pick those up, too!
I am coming very close to the $40 mark now. I've done it the hard way. Only $18 has been in bills. The rest is in coins, mostly pennies.
I had another no-spend day, second in a row.
No ticket on my car! I was parked correctly -- but I did have to backtrack to go get it, having forgotten where I parked. Now I don't have to worry about street-sweeping again for another month.
Tomorrow I don't have to work -- I'm going to be on a panel at a workshop. I hope my brain is working better tomorrow. I just filled out a questionnaire and struggled with finding the right words. And writing is usually much easier for me than speaking!
This is the event I ordered the books for -- which were stolen. A second order of 10 has come in, but the original order of 20 -- which I reordered after the theft -- has not yet arrived. There is still a possibility it will come today, and since the workshop is in my town, I can also check for them at noon tomorrow. I did get set up for text messages on tracking updates. I really wish they would come in, because if they come after the event, our organization is going to have to pay to send them to the attendees. Even though it's no personal cost to me, as the Treasurer I hate to see that happen.
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June 4th, 2014 at 01:57 pm
Yesterday was a no-spend day. And I found .12!
I had to move my car for street sweeping this morning, and after I got to work, I started to worry that in my early-morning funk, I moved it to a spot that was still banned. So I started looking up addresses on Zillow and mapping them to see if I was on the right side of the street. I think I'm okay. I would hate to pay a $150 fine!
Not much is going on financially. This is the spell I have every month when the bills are paid, and I'm waiting for my next paycheck. I just try to keep the spending low, so that I can make a big sweep from checking to savings. I think $1500 will be a possibility.
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June 3rd, 2014 at 03:36 pm
Housing - $677
Entertainment - $199 (includes Ancestry.com membership)
Gifts/Charity - $155
Fares/Parking - $142 (includes monthly train pass)
Utilities - $118
Clothing/Accessories - $113 (including jewelry)
Vacation/Travel - $111 (trip to Indiana)
Fees/Services - $103 (license plate renewal)
Eating Out - $77
Groceries - $72
Vet/Pet Supplies - $63
Phone - $51
Furnishings/Equipment/Decor - $36
Personal - $17 (Haircut)
Household Supplies - $14
Laundry - $14
Grand Total - $1,962
As long as the total is below $2000, I'm happy. And I had some annual expenses thrown in there, like the ancestry.com membership and the license renewal.
No gas, and no medical, which helped!
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June 3rd, 2014 at 12:53 pm
After waiting most of the day for a plumber to show up or call, I called the property manager to ask if one was indeed coming. The person I talked to didn't seem to know. She gave me a number to call, but I could only leave a message there.
Finally I decided I had to call an outside plumber if I was going to get it fixed. I did, but they couldn't schedule an appointment till the following day. I texted work and told them the situation, but no sooner had I done that, than the property manager called and gave me the number of a person on-site who does some handyman work for them. He answered the call, and he came, and he fixed it for $15. Hallelujah!
I don't think this person works for the manager in a professional capacity, because he asked for cash. When I didn't have it, and offered to write a check, he asked me if I would get cash and tape it to my door (in an envelope). I left him a twenty this morning, since I was so grateful someone finally did something! I do hope no one else gets it! Only the building residents have access to the hallways and stairwells, but I don't know who is to be trusted anymore.
He replaced a part, so I am hoping that this will not happen again. If it does, I have his number!
As I was home all day yesterday, there was no other spending, so nothing else to report! Later I will post my May recap.
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June 2nd, 2014 at 02:05 pm
Remember the ever-flushing toilet? Well, when I walked in the house on Friday night, it was flushing again. It's still flushing. So far I have not had any response from the property manager. Last time this happened, the city turned the water main off and on. This time it was the building manager. I feel that they should send a plumber, or pay the bill, but as I say, so far I can't even talk to anyone. The office opens at 9, so I have some hope. (Last time it cost me $125. I don't like the idea of paying that every time someone messes with the water.)
I did a lot of spending. On Saturday, I went garage saling and spent $6.75 -- the best find was a set of three beautiful bone china mugs of the type that I collect. Then I went to my grandson's baseball game and bought my lunch out of the vending machine, since I didn't get a chance to go home. $4.50. That evening was the celebration dinner for my grandniece's high school graduation. I spent $21 on a card and wrap. Yes! My DIL took me to a specialty store when I said I needed these things. Crazy prices. Then I wrote a check for $20.14 to slip in with the photo frames I got so cheaply last week.
Parking at the restaurant cost me $3.36. However, I found .34 in change below the meter! Some was in plain sight; the rest I found digging around in a dense plant below the meter. I probably amused several onlookers -- I was dressed up very nicely; I'm sure it looked pretty funny! But when I kept finding coins I couldn't stop!
The dinner tab was picked up by my grandniece's grandparents, which was very nice and generous.
On Sunday, I grocery-shopped at Target so I could use some coupons. However, I forgot to use the $5 off coupon for any grocery order over $30! How did I miss that? Oh well, it's good through the 9th. But prices are high at Target. It is not a Super Target, but one of the stores that carries a limited selection of groceries. I spent $54 and got the following:
Dishwashing detergent
Shredded Mexican cheese
Cherry tomatoes
Brussell sprouts
Lettuce
Salad greens
Coffee
Watermelon
Strawberries
Raspberries
Hebrew National beef franks
Bacon
Whole wheat hot dog buns
2 green peppers
Shower cap
Then I went to Jewel and picked up a three-month supply of my prescription - $15 -- and also some wine and granola - $9.
Later in the day I met a friend at a coffee shop and had coffee and pie for $8.
And I did three loads of laundry for $4.50.
Oh, and I hosed off my car in a do-it-yourself car wash for $2.00.
So, no really big spending, just a lot of little stuff that made me feel like money was just draining away.
I'm working from home today, so I can deal with the plumbing issue. Wish me luck!
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May 30th, 2014 at 02:05 pm
The books I ordered for our workshop were supposedly delivered on Wednesday, but no package. I ordered a replacement shipment, but I don't know if it will make it on time.
What really distresses me is having another problem with receiving a package. The other one turned up -- will this one?
All I can say is, if someone stole a package with 20 copies of a book on how to do prospect research, they're probably sorely disappointed!
Before I even realized that the package was missing in action, I made a second order of 10, since more people had signed up. I hope THAT package arrives okay.
If this proves to be a continuing problem - with others as well as myself -- we will probably all have to go to the post office to pick up our packages. Yuck.
Today was my weigh-in day and the scale showed a 2-lb. gain! What? I haven't been starving myself, but I thought I was holding the line. Time to be more vigilant.
(Of course I'm very tempted to blame the junky scale!)
Yesterday was a no-spend day, and I think today will be, too, unless I do some laundry tonight!
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May 29th, 2014 at 02:35 pm
Last night's dinner went well. The bereaved mom seemed pretty much like her old self, only with a veil of sadness. She did not talk about her daughter, and we did not push her. She has always been a very private person and a very strong lady. I do hope there is someone in her life with whom she can openly share. I also hope it was therapeutic just to sit in the sun and have a good meal, some laughter, some gossip, and a glass of wine. It was good to see that she can still laugh.
My portion of the meal was $21.
The others were amenable to giving me cash and letting me put the whole meal on my Cap One Quicksilver card. I've put $309 on it so far and have two more months to get up to $500, so as far as I'm concerned, the $100 reward is in the bag.
One of them gave me a check. I'm going to use my app from the credit union and put it into savings (by taking a picture). I've decided to do this with all checks that I get. I don't get many, but it's easier than going to the bank, and it's another way to plump up savings.
It's the end of the school year and things are winding down quickly. Graduation is this weekend, but already the campus is cleared out. It's too bad -- when the campus is at its most beautiful, the students aren't here to enjoy it! But that means we 12-monthers get to enjoy it all the more!
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