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September 16th, 2013 at 02:57 pm
I put in my last post that I would send flowers for my DIL's grandmother's funeral. I've been going back and forth in my mind since she died, but now I've decided for sure I'm going to travel to the wake instead. It just meant so much to me that people came when my mother died. I want to be there to pay my respects.
So I won't send flowers, they will get my presence instead. I have budgeted about $70 for the trip.
It will be a lot of driving -- about 3 1/2 hours each way. But I haven't had a road trip in a while. I'll enjoy it.
I got my Capital One bill this morning, and that charge from zBiddy was still there! Even after cancelling my card and getting a new one. So I called, and I hope this time I got in taken off for sure. They got a rep from zBiddy on the line, and I did something I never did before. I angrily stated my case instead of just taking it! And I refused their offer for "discounts" "gas vouchers" "more bids", etc. I just kept saying, "Can't you remove the charge?" Well, they finally did, and gave me a confirmation number and a phone number to call, so I hope it's for real this time. Hey, it was $79 for something I didn't want and was tricked into buying. It wasn't even the money, it was the prinicple of the thing.
I'm going to be a lot more wary of the internet from now on.
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September 14th, 2013 at 10:24 pm
Well, I lost an entry while I was trying to copy it. So I'll write a shorter replacement.
Went to a garage sale this morning and spent $2.75 on puzzles, a T-shirt, an ornament, a lunch bag, and decorative glass. Then went to the grocery and spent $31. My ten items: chicken, spinach, 2 cans of soup, cheese, wine, apples, buns, granola, and croutons. I also bought 2 sympathy cards, which I didn't count in the ten.
Things to budget for this month:
Funeral flowers for DIL's grandma
Pizza delivery to friend recuperating from surgery
Donation for marathon runner (lymphoma survivor)
Train ride for grandsons
Breakfast for son's family (briefly visiting from FL)
Plane ticket for sister (birthday present)
Afternoon at Art Institute and lunch with friend
That's on top of the usual groceries, gas, phone, train fare, laundry, pet supplies, etc. If I am careful I can keep it under $1000. Really careful. I don't have to buy the plane ticket this month, but it's time to start looking.
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September 13th, 2013 at 02:00 pm
I transferred $150 to savings. Not a huge amount, but better than going backwards!
Hope I can do a little better next month.
I went with DIL to look at a condo for sale last night. We're scouting out places for her mother. This unit is rented -- I heard about it through a friend who lives in the same building. The owner was borderline rude to us -- very pushy about the "merits" of the place, which were pretty slim -- it's obviously been rented a long time; there's been no TLC. But we were polite. When we asked about price, she wouldn't say, only that she paid $170K, admittedly at the top of the market. She asked what we were looking to pay, and my DIL said her mother needed to find a place in the $100K area. The woman reacted very badly to that; said it was impossible and told us we had wasted her time. Hmmm. She wasted our time, too, by not revealing the price. But she will never get what she's dreaming of. It is shabby, no updates, a one-bedroom walkup on the third floor. There is another unit in the same building advertised for $107K, so we were not out of line for thinking her price would be in the same range.
Afterwards, we looked at a place in my building. Again, it was pretty shabby. Underloved. I would guess it was a rental, too, that housed a lot of CATS! However, it was priced right at $99K. Still, I don't think it is the place for DIL's mom. The bathtub would have to be reglazed, paint throughout, a new floor needed in the kitchen ... it is not anything like the condition my condo was in, and I only paid $111K. I know prices are starting to rise, but not that quickly.
We'll keep looking. Really, there's plenty of time, since she needs to get a job first! (She has a job, just not here!)
It really made me realize how much difference the owner's care and maintenance makes. My condo is a little old-fashioned jewel, and here in the same building -- a pretty yucky one.
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September 12th, 2013 at 02:53 pm
Yesterday, the ceiling in my bathroom was repaired. Very nicely, I might add, and no cost to me. The contractor who was responsible for the damage was professional and personable from beginning to end.
I spent $2 yesterday on a cheap lunch at the station. I also did some laundry - $1.50 -- and I can't remember if I already reported that I paid my annual condo insurance premium -- $157.
Since I had a few extra hours at home yesterday, I did some cooking. I made a skillet dinner from ground beef, peppers, tomato paste and rice. Didn't turn out the greatest, but I think it will be better today after the flavors have melded.
I turned off my air last night with the expectation of some cooler weather ahead. The highest electric bill I've had yet was last month's $50. Not bad -- I thought it would be a lot worse.
Tonight my DIL and I are going to look at a condo that her mother might consider buying. It will mean getting off at a stop where I've never been before, but hey, I haven't had a train adventure in a while.
Speaking of train adventures, we had a guy this morning who was headed to a meeting, but totally on the wrong train. He had just been told to get on at a certain track number, but they change the track numbers! He didn't know that he had to check the board for any changes. I and another passenger helped him figure out what to do. The best solution was to get right back to the city, so he could get on the right train, but the inbound train arrives almost immediately after the outbound train departs. I hope he followed my directions and went immediately to the underground tunnel and got on the right side of the tracks! It's so confusing for someone who isn't used to the system.
I think tomorrow is payday! It is supposed to be the 15th, but as the 15th is a Sunday, I think we'll see it in our bank accounts tomorrow. Sweet!
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September 11th, 2013 at 03:20 pm
I was at a retreat all day yesterday so was offline. Came back to a BUNCH of email this morning. Some sad -- the President of the board I'm on is stepping down due to worsening MS. And my DIL's grandmother passed away -- not unexpected, but since she just entered hospice, it seemed quick.
The retreat was one of those typical team-building things. But I tell you, I swear I will never fill out a personality test again. I am always the quiet intellectual introvert, who has high standards and feels a lot of responsibility. I don't think any of that is a bad thing. But the moderator yesterday pretty much called our little group a bunch of anal prigs who don't like people. (Ha, ha) Later in the day, when we were discussing the difference between phone calls and email (and she was definitely pro-phone call) I pointed out that email was useful because it could sometimes document the trail of the conversation. WOW! She practically went into a rant about WHY would I want to document anything, and how I wasn't really meeting the needs of the customer by being so anal as to ask for any clarification or details. YIKES! At break, my boss actually told her that in my position I needed to document requests, and she privately apologized -- but not really. She didn't mean it. I think this woman actually took a disliking to me because of that stupid test.
For the record, I like people very much. I don't like to go to loud parties where no one can be heard -- I don't think that makes me a people-hater. And I do a darn good job for my customers and they would say so, too. That was really so NOT what I needed.
At least it was a day of free food, and a brief respite from work.
Yesterday I had a $5 coupon for beauty products at CVS, so I decided to stock up on some cosmetics. Revlon was having a buy 2 get 1 half off sale that I figured would sweeten the deal. But even with the discounts I spent $33. Whew! That bought an eyeliner pencil, a lipstick, two bottles of nail polish, and brow scissors and brush. (My brows are getting wild as I age!) I don't buy cosmetics very often, and I don't think I'll be buying them again any time soon!
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September 9th, 2013 at 04:11 pm
I did a lot of spending this weekend, and not on big stuff. It just all added up.
On Saturday morning I went garage saling with my DIL. I don't have the breakdown with me, but I spent $37. $20 of that was for a carved walnut panel that had been rescued from the Oak Park library building that was torn down in the 'sixties. It is carved in a repeating leaf pattern and looks very Frank Lloyd Wright! (No, I don't kid myself that it's his design -- just very much in the same school). I'm going to find a place to hang it on the wall.
The rest of my finds were bottles, toys, books, a cake stand, a wooden Santa, a game for my son ... too much to remember.
In the afternoon I went to the new Trader Joe's. I found it -- okay. It was a little small for my taste. I like lots of choice, I guess. But I did find my 10 items, and they were only $31.
Sourdough bread
Wine
Almond Milk
Tomato Paste
Spreadable Margarine
Crackers
Cereal Bars
Butter
Ground Beef
Country White Bread
Two breads and two spreads! I like my sourdough for toast and most sandwiches, but I like white bread for grilled cheese. I just keep it in the freezer for that use only. And I like butter for baking and cooking and melting over popcorn, but I like the spreadable stuff for -- spreading. 
On Sunday I went to Home Depot, mainly to buy new flowers for the planters on my landing. The Martha Washington geraniums were shot. I bought six planters of mums for $20. I also bought some hardware and a watering can for $11.
On to PetSmart, where I bought an aquarium bucket for $11, and while I was there I picked up some kitty litter. $10.
Then to Target. I was intending only to buy a new bathroom towel. And I found the perfect one for $11. But I was distracted by a clearance display of school and art supplies. I decided to take care of my grandson's birthday, which is later this month, so I filled a $1 gift bag with pencils, notepads, sketch books, markers, crayons, dry erase board, you name it! When all was said and done, I'd spent $44 without even realizing it. I also bought a $20 Ninjago figure with accessories (which he'll probably like better than the art stuff, but the art stuff will last longer). I also picked up three cards for a total of $7, and toilet paper for $7.
So it was a bit spendy. Maybe next weekend I'll barricade myself inside!
I also went out for lunch with my kids and my nephew's family, and I owe my son $11 for that. It was a great old-fashioned Southern-type diner. I got a seafood cakes, eggs, home fries, and grits, and took home enough for a meal the next day.
The rest of the weekend's eating was centered around the free produce I had -- I made a tomato casserole and cucumber sandwiches which served for several meals.
Last night I cooked the ground beef and peppers for a skillet dish that I will assemble tonight. I still have plenty of leftovers in the freezer for lunches, and I'll be getting free breakfast and lunch tomorrow at a work retreat, so I'm doing great on food.
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September 6th, 2013 at 04:29 pm
Yesterday while I was waiting for the train home a young woman suddenly started screaming and running around the station in a panic. I recognized her as one of our special students. We have a program here at the college for college-age young adults who are developmentally disabled. They don't earn a degree, but they take classes in life skills (practical information to help them be independent)and they earn a certificate. It's a great program.
I had trouble understanding what she was saying at first, as her speech is slurred, but it turned out she had left her wallet at the college. I offered to help her and she asked me to go with her to find it. Begged me, actually. There was a taxi sitting at the station, so she and I took it (I wasn't sure she could walk to the college -- she has a bad limp). And anyway she was in such a panic, I don't think she could have walked for that reason alone. Long story short, after checking two different buildings, she actually found the wallet. The taxi driver could see the situation and was very kind about waiting for us as we looked. The charge was $9 and I gave him a $2 tip.
It was hard to make the girl understand that we missed the train and that we would have to wait for another one, but when she comprehended, she called her mother to tell her she would be on a later train. I must have asked her a dozen times if her mother would be there and she said yes. So I just have to believe she eventually got where she was supposed to be safely.
Her only response after she was all settled down was, "Do you have any gum?" But I know there is a mother somewhere thanking me.
The funny thing is, I came to someone else's rescue again this morning! There was a man on the train who had a ticket, but it wasn't for the right zone. The conductor told him he would need to pay more to get to his destination, and he said he didn't have cash, just the ticket. I was sitting right across the aisle, so I asked the conductor if it would help to take a punch out of my ticket (which is just an extra that I purchased the day I forgot my monthly pass). Basically I was donating one of my rides, but since it is only a back-up ticket for me it didn't feel like I was losing anything. I was glad to help.
So call me superhero! Seriously, I do like to do random acts of kindness, but rarely get the opportunity two days in a row. It's a nice warm fuzzy feeling!
There was no other spending yesterday besides the taxi, and I brought my breakfast and lunch today.
I've made an appointment with the contractor to fix my ceiling next Wednesday.
The weekend is almost upon us, and life is good!
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September 5th, 2013 at 01:56 pm
I woke up with the alarm this morning, but closed my eyes, and, behold! It was 15 minutes before time to leave!
My first thought was to take the later train, but that gets me to work a full hour after everyone else is there. After my half-day yesterday, I didn't want to do that. So I skipped the shower (don't tell -- I did wash the important areas, though!) threw on some clothes, fed the fish, grabbed a pack of granola bars and a pizza slice from the freezer, and left. Made the regular train in plenty of time, but I do feel a little discombobulated.
I even thought today was Friday for some reason.
So I find that today is our secretary's birthday, and she is a BIG birthday person! Luckily, I had a card in my desk that was actually perfect for her. She brought in an array of treats, so it's too bad I ate the granola bars on the train! I'll be hungry later, though, and then I can indulge.
My gardener friend brought in more tomatoes and some cucumbers. I'm sure going to miss the veggie freebies when gardening season is over.
Yesterday I stayed late at work to make up for the missed morning. That meant that I was HUNGRY on the long drive home. I stopped at Culver's ($7) and then immediately felt guilty afterwards. I do need to get a handle on the fast food. But I'm not going to beat myself up, because it seems to be a side effect of this crazy commute. Just need to work harder on planning ahead.
Today I paid a radiology bill associated with my cat scan ($17). Hope to make it a no-spend day otherwise.
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September 4th, 2013 at 07:53 pm
The plumber came and fixed the toilet for $130, which I didn't think was too bad, considering the prices I had seen on discussion boards. He was very nice, too. He fixed my kitchen faucet for free.
I'm not going to know what to do with all the quiet in the house now that the toilet is no longer flushing!
Spent $5 on the way to work to pick up lunch at KFC. A nice person in line gave me a coupon for $1 off.
I'll have to work late but can't stay after 6 -- the free lot closes then. This is the first day I used the free lot, trading in my $100 parking sticker for a short walk through the park.
So -- my August spending recap. Ta-da!
Housing - $1039
Gifts/Charity - $250
Medical/Health - $224
Utilities - $108
Fares/Parking - $107
Groceries - $103
Eating Out - $94
Clothing - $80
Furnishings/Equipment/Decor - $79
Entertainment - $60
Phone - $55
Vet/Pet Supplies - $45
Gas - $30
Household Supplies - $28
Fees/Services - $22
Laundry - $18
Personal - $15
Car Repair/Maintenance - $3
I spent $250 on gifts and there weren't even any birthdays! Some of that was helping out my son, an Amazon card for a hospitalized friend, garage sale finds for my gift stash, treats for work, cards and wrap.
The medical included my share toward the cat scan, a doctor visit, and a prescription.
I usually don't spend $80 on clothing, but I stocked up on panties and socks -- also found a garage sale purse, and Goodwill tops and capris.
In the furnishings category, I spent $24 on a great desk and chair, and also bought a step stool, picture frames, and cookware.
My entertainment included the entrance fee for my family's annual football pool, buying a raffle ticket for a local charity, toys for the toy box, and my Netflix subscription.
The fees: that much-lamented late fee to Macy's.
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September 4th, 2013 at 03:31 pm
I'm home today, waiting for the plumber. He's supposed to come some time between 8 and 12. He has two more hours to keep his promise!
I did my August spending recap but left the results at work, so I'll post it later. I remember that the total spending was in the neighborhood of $2300. I like to get nearer to $2000, but there were a few medical bills, a few gifts....
I did my ten-items shop at the grocery store -- mistakenly picked up 11 items. I don't have my receipt at home, so let's see if I can remember ...
Kitty litter
Wine
Sandwich bags
Oreos
Ice Cream
Tuna
Milk
Granola
Kraft Mac & Cheese
Creamer
Popcorn
I spent $29 on the above. Most of those items I wanted to have on hand for the grandchildren's visits. I also got free tomatoes and peppers at work from a gardener with too much produce.
I made lasagna this weekend, and cooked a frozen pizza, so I will be eating both of those for lunch and dinner all week. Welcome to Italian week!
I have been told that the plumber will charge $89 just for the visit, and that will not include any charge for the repair. I picked a plumber that advertised experience with vintage plumbing. I hope he will be worth what he costs.
So, with that, I will go back to waiting....
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September 3rd, 2013 at 04:09 pm
Well, I hope you can tell from the exaggeration that nothing really tragic happened. But it sure was frustrating.
On Saturday morning I woke up to a bathroom full of water and the ceiling bulging. I called the property manager's emergency number (it being a holiday weekend of course -- when else do accidents happen?) Turns out that the remodeling being done upstairs resulted in a nicked pipe. The neighbors aren't living there while the work is being done, but I was able to get the contractor on site, and he came and checked it out, stopped the leak, and promised that he would fix the ceiling at no cost to me.
So, despite the mess, I wasn't too upset.
I got going on my laundry, as I had four loads to do. I had two in the washers, and two in the dryers. I went down to check on them and found all machines stopped, and the four loads sitting there in various stages of wetness.
I called the property manager again. He advised that I find the fuse box. Well, the basement is FULL of fuse boxes -- and most of them are not well marked. I finally found the right one and flipped the switch. The machines started working again, but they cut out five more times -- and I reset five more times -- before I got the laundry done. There are three washers and three dryers in the basement, and I always assumed that that meant that all of them could be run at the same time. Apparently not. Apparently four is too many.
So that was a grueling laundry session.
Then on Sunday, I turned on the faucet in the sink and nothing happened. My grandsons were there, and they said there was a sign about water in the vestibule. I went down and checked -- a brief note that the water main for the whole block would be shut off for four hours. (I later checked my email and found a message there as well).
Well, I wish I had had more warning, but we made do. We went to the park and spent quite a bit of time there before coming back to find -- the toilet flushing. Nonstop. The water was working normally otherwise, but the toilet was flushing on its own, and there was no way to stop it. (It's an old flush valve toilet -- no tank.)
So I called the property manager again, feeling like the most jinxed person on earth. I got a person who carefully took the message but said that since it was not an emergency, it wouldn't be handled till the next day.
All day yesterday no one called back. The toilet flushed all day. It flushed all night. It is flushing now, while I sit here at work. I sent an email to the property manager this morning, hoping that will bring a better response.
You know, it's their money. I don't pay a water bill, but it does bother me that gallons and gallons of water are flushing through my toilet.
Those are the big three things that went wrong, but it seems like a million other things did, too. It was a weekend of water spilt, dishes broken, toes stubbed, grandchildren acting up, plans screwed up, sleep lost -- I can't remember such a lousy, unsettling, three-day weekend.
I'm almost grateful to be back at work!
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August 30th, 2013 at 04:00 pm
My son just learned that his new employers are moving the business to a different city. They must be very shaky and disorganized if they hire someone new one day and move the business the next, so it's probably just as well. Except that he is out of an income again! He is still expecting the airfield job to come through when their licensing is resolved, but needs something temporary. Sigh.
They do have savings, but I hate to see them burn through them. I hope something turns up soon.
I had a no-spend day yesterday, and I'm hoping to have a quiet, low-spend weekend. I'll be going to a cookout on Saturday, for which I'm making brownies, but other than that, I'll be doing laundry and catching up on housework and cooking. And sleep. Maybe I'll get more of the puzzle done.
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August 29th, 2013 at 01:53 pm
That was my big expenditure of the day. $30 for a top sirloin that was a tad overcooked, but still, it was a wonderful social evening.
I didn't get home until 10 because the trains run so infrequently at night. I had to wait more than a half hour at each stop. And I can never just fall asleep right away, especially after a stimulating evening, so I didn't get much sleep before the 4:45 alarm. I'm beat.
I saw seven rabbits yesterday -- and not all together. I saw seven rabbits in seven different spots. And they were so fearless, they hardly moved when I got near. One of them appeared to be living on a narrow strip of grass and shrubs on the elevated track -- a little island in a land of concrete. How weird it seems. When I was younger it was very rare to spot a rabbit, but now they're everywhere!
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August 28th, 2013 at 03:19 pm
Last night's commute was the kind you don't want to repeat too often. The train heading downtown was quite late due to police action at another stop. I arrived downtown just when my train home was scheduled to leave. I went running to the train, which I could see was still there and still boarding -- when I realized I didn't have my pass. I had left it on the other train!
Now, you have to visualize the downtown station. It's a big cavernous station with 14 tracks coming in, all in a line. I really didn't know which track I had arrived on, so I had to do some running around and questioning conductors just to figure out what train to check. I finally located the train just as it was closing its doors to clean up, and one conductor tried to throw me out, but the other one recognized me and heard my plea that I had left my pass on the train -- and not just this month's pass, but next month's too, tucked into the same holder. He told me to wait and he would do a quick check. And he found it! Glory be! Saved me over $100 right there.
Well, by this time, my other train was LONG gone. Not only that one, but the one scheduled after it. There was one more train heading north, but it doesn't stop at my station. Nevertheless, I took it, because I didn't know how late the next one might be. I called my son and left a message asking him to pick me up at the D station. He didn't get the message until later. So, I arrived at D station, on the hottest day of the year, wearing shoes that were already blistering my feet, and facing a two-mile walk home. (Oh, and I had no cash for a taxi.)
I did have a first aid kit in my bag, and I taped up my feet the best I could with band-aids. Still, only a few blocks later I knew it would be too painful to make that walk. But I was walking by a North Face store, and I had the inspiration to go in and look for a pair of thick socks. I found them -- SmartWool socks, which were $20 a pair. (!) I bought a pair and put them on and it was like magic. My feet were protected, and the walk was doable. I made it home, with one stop for a cooling bottle of 7-Up.
It was 7:00, and I had left work at 4:00.
More excitement this morning. I almost missed the train because I blew a fuse by plugging in my flat iron. After I reset it, the aquarium filter didn't re-start, so I had to prime the pump with more water to get it going, since I couldn't leave the fish all day without aeration. Made the train in the nick of time -- hair unkempt, no make-up, huffing and puffing.
This commute is getting to me!
In other news, my other spending yesterday included $6 for lunch, and $100 sent to my son in Florida, who broke his glasses and couldn't see to fly without getting new ones -- immediately. He and his wife are getting back on their feet but needed a little help with this one, and I was glad to do it. It is a loan, but I'm not going to stress about getting it back.
Tonight I'm meeting friends for dinner at a favorite Mexican restaurant. I'm really looking forward to a relaxing evening with good food and conversation! I hope I have no adventures to report tomorrow.
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August 27th, 2013 at 01:49 pm
Yesterday after driving to work and putting in a full day, I set out at about 4 to run some errands in my work town. The first errand was to mail a package -- 4 pounds of baby clothes for my granddaughter. The cost was $12. I had to wait in line to use the kiosk, but otherwise, no problem.
Then I went to Goodwill with a bag of stuff to drop off. What should have been a 5-minute drive took nearly an hour. First there was some kind of police action in the middle of the highway. They I got into a lane where someone was stalled. After I got around him, I sat in the turn lane for ... centuries? There were two turn lanes, one blocked off. We were turning onto a road that was down to one lane because of repaving. The really irritating thing was that drivers kept butting into our line, AND PEOPLE WERE LETTING THEM IN! Really? There's politeness, and then there's silliness.
Finally got to Goodwill, where I calmed down my road rage with a little shopping. I spent $16, and bought a pair of capris, a long-sleeved tee, a work blouse, a Santa ornament, a Blue Ridge pottery plate for my hutch, and a bud vase. Very happy with all my purchases.
Then it was back out onto the awful road again (not so bad this time, though) and on to get a haircut -- $15 including tip. I got a new hairdresser this time, and I liked her work. I will remember her name, because it's the same as my granddaughter's!
I didn't dare get back on the same road to go home, so I headed in the opposite direction till I found a main road north. On that road I stopped for gas - $30 -- and for a car wash -- $3. By the time I got to the road heading east toward home I was starving and couldn't wait another 30-40 minutes for dinner, so I went to McDonalds and bought the $1 cheddar onion burger and a small smoothie -- $3.77.
The traffic was still heavy and I don't even know what time I got home. I remember glancing at my watch after I'd chilled for a while (literally -- I hadn't left the air on), and being surprised that it was 9:30.
I wasn't ready for sleep and worked on the puzzle a while. Finally had a glass of wine and turned in.
A day like that makes me glad I usually take the train. Although it wasn't a BAD day, just a lot of frustrations.
Today it is supposed to get up into the upper 90's. I left my air conditioning units on -- low. It kind of makes me nervous, but if I don't, I'll walk into an oven tonight, and it would take hours to catch up. The cats will enjoy it.
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August 26th, 2013 at 02:49 pm
As always, it was a weekend that went way too fast.
On Saturday night, my grandsons slept over. Well, they slept; I didn't. There was a lot of moving around; let's just say it was musical beds.
My fatigue on Sunday, as well as the heat, made it difficult to do the things I had planned. For instance, I was supposed to bake for a work party today, but I didn't, so I ended up spending $14 on muffins on the way to work. I was planning to make lasagna -- that didn't happen either.
On Saturday morning, before the kids came, I went to Home Depot and spent $20 on single-edge blades, felt pads, and command strips. Then I went to PetSmart and spent $29 on cat food and aquarium supplies.
Finally, it was off to the grocery, where I bought two rolls of quarters, and made my ten selections. It was really hard this week. I ended up with:
Honey
Granola Bars
Almond Milk
Eggs
Cottage Cheese
Cream Cheese
Mozzarella
Wine
Watermelon
Green Pepper
Grand Total: $31
As I said, I was planning on making lasagna, but a quick look at the ground beef convinced me it was going to be meatless. And then it didn't get made! But I'll still try to assemble it this week, even if I can only do one step each night.
Other meals I have on tap are egg salad sandwiches, and chicken sandwiches (enough for two nights each); and in the freezer I have stirfry, pizza, and carrot soup.
Plus I have $15 toward an entree at BRAVO. I'm hoping they will let me just box it up and take it home.
Part of my Saturday routine has become using up or somehow processing all the perishables in the fridge. This week I had a cantaloupe which was unpleasantly hard and tasteless. I cut it into slivers and made a slaw with mayonnaise and dried cranberries -- still have two servings of that, and it's great! I also cooked and consumed my green beans.
I did only one load of laundry this weekend. I'm trying to wear my pj's two nights in a row. I love to wear fresh pj's but even I have to admit it's creating too much laundry.
I still had a free Redbox coupon from my McDonalds Monopoly adventure, so I rented The Call on Sunday afternoon. It was very good in the first half; kind of fell into cliched movie horror flick at the end, but I did enjoy it for free.
While the kids were at my house, I opened a 1000-piece jigsaw puzzle. They're too young to really help, but it encouraged them to open their puzzles and work on them. I've completed the border -- filling in all the rest will provide for some entertainment this week! I forgot how much I liked jigsaw puzzles. This was a freebie, too. Got it from my work "library" and will return it when I finish it.
So, on to today. I drove today. Not only did I have to pick up treats, but I have a package to mail, and I just can't handle all that on the train. I will make the drive worth my while. I brought a bag for Goodwill, and I will get my hair cut at my "old" place, as well as get gas and a car wash.
This is the last week I can park on campus, as my sticker will expire. My new sticker will only allow parking at the free lots off campus, but then again, they're free! A $100 annual savings right there.
Last night I was feeling a little ticked that I had to drive around the block to find a space to park. I reminded myself that I was saving $60 a month, by letting my parking space go, and a few circles around the block sure weren't going to kill me!
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August 23rd, 2013 at 02:00 pm
The lost vouchers were at home, hidden in a bunch of papers I had taken out of my old bag. I actually went through those papers before, and somehow missed seeing the vouchers, so I'm really glad I took a second look!
I bought my ticket this morning for the reduced price of $105.
I also bought a kiddie smoothie from Jamba Juice ($3) so that I will have TWO "Planes" cups for the grandsons (who will be sleeping over tomorrow night!)
And last night I bought an Amazon card for $25 to give to the daughter of a friend -- she is awaiting a heart transplant in the hospital, and I'm sure her days are long and she could use some distraction.
Wouldn't you know it, though, I recover one thing and lose something else. I left my umbrella on the train last night. Tonight, during my train break, I'll investigate the lost and found to see if I can get it back. If it's not there, I'll get a replacement at Goodwill.
I got a call from one of my medical suppliers that my credit card number didn't work. Turns out, they can't process flex cards. I told her to re-bill me and I'll write a check. I think my flex account is close to maxed out anyway.
Getting close to the end of the month, and my spending is still under $2000! When my assessment fee hits, that will take it over, though. And I still have a grocery trip, and I expect there will be some garage saling tomorrow, too. But still, a pretty tame month, moneywise.
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August 22nd, 2013 at 04:51 pm
Every month I take my train ticket receipt to the HR office and I receive $30 in vouchers for the next ticket. Well, it's time to buy my ticket, and I cannot find my vouchers! I've moved offices during that time, and I'm afraid that somehow they were lost in the shuffle. I've looked in all the logical places, and some illogical places, too. I need to do a thorough search at home, but I'm not feeling confident that I will find them there.
I really hate to lose $30. It's like losing money out of my pocket.
The HR office cannot reimburse me. It's in their policy. They did give me the serial numbers, so I can find out if someone else has used them, but I still don't think I would get reimbursed.
I just hope they are at home. Meanwhile, I'm going through a big stack of papers in my office, but I don't think they could possibly be in there.
I spent $3 yesterday on a salad at lunchtime. This morning I spent another $3 on a smoothie for breakfast. Last night's dinner was free -- a yogurt/fruit parfait bought with a McDonald's Monopoly coupon -- and today I ate the packed lunch that I didn't eat yesterday.
It's POURING outside, and I think we're getting a significant cooldown after a very hot day. I had to run my air conditioners all night. I'm glad I turned them off this morning AND left the windows closed.
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August 21st, 2013 at 01:49 pm
Yesterday one of my train buddies reappeared -- he is a high school teacher, so he doesn't ride the train in the summer. It was nice to catch up. He had a very exciting summer of travel, while I didn't have much to offer (my week in Florida sounded pretty lame in comparison to Ireland, the Colorado Rockies, Sedona, and the Grand Canyon). 
Just another sign that summer is over.
Today the students are moving in. All the main parking lots are cordoned off so that they can park and unload. Staff members are ticked off, as they always are. I just contentedly walk in from the station.
There is also upset in our office -- our offices have recently moved to a new wing of our building. Well, there is still a lot of construction and setting up, and now several staff members are fighting bitterly over the division of space and what kind of cubicle walls should be installed. Sheesh! I'm afraid it's dredging up deeper feelings from a staff member who doesn't really want to be part of our team and feels demoted.
I feel like, isn't life hard enough, without getting bent out of shape about your office? If you can get your work done, it's good enough, isn't it? Apparently not.
I believe I had another no-spend day -- can't think of a thing I bought yesterday.
Last night I made a salad of lettuce, pepperoni, hard-boiled egg, cheese, and sunflower seeds. Yum. This morning I grabbed the last of the frozen pumpkin muffins for breakfast, and some frozen chicken stirfry for lunch. However, it looks like there is a "Taste" street event on campus today, so I might have to check that out for lunch. See if there are any freebies, or at least, cheapies. The stirfry will keep till tomorrow.
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August 20th, 2013 at 01:31 pm
My only spending yesterday was $1.50 for a load of laundry. I am nearing the bottom of my quarter stash, so I'll have to remember to get some this weekend. Also have to remember to buy some water conditioners for the aquarium -- and felt pads for the desk chair. Hey! This is turning into an errand list!
My free meals seem to be continuing. Someone left muffins in the break room yesterday, so I took one for breakfast this morning. And lunch will be, in part, the leftover macaroni and cheese that my grandson didn't eat on Sunday. Okay, not really free, but certainly could have been garbage had I not made the effort to save it and tote it to work today.
I have earned $5 in Walgreens balance rewards -- I already had quite a few before signing up for the "steps" program, but the steps took me over the top. It is not clear how to redeem it -- perhaps just mention it when shopping at Walgreens? Or make an online purchase?
Yesterday my boss said something about planning for my replacement -- Yikes! It IS two years away!
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August 19th, 2013 at 05:40 pm
Third weekend in a row I've gone garage saling and I had great success! The grand prize was a sturdy desk and chair for $24 -- the bonus is that it fits perfectly in my space and looks great. I've been needing a replacement for my desk for years now. The old desk was a Target desk from Goodwill. I set it out by the dumpster with the IKEA chair and they were both gone the next time I looked. Nice recycling!
The new set really looks like wood, but it probably isn't. It's sleek and dark and the chair is very comfortable; just perfect.
But that's not all! I also bought a box full of beautiful baby clothes for $13, which I will send to my granddaughter. A new top for me for $1, some children's books for $1.75, some display bottles for $2. And I found a Razor scooter for my grandson for $10 -- like new and just the right size. And it's just like his brother's only smaller, with red handlebars! (The favorite color of the moment!) Success all round.
After garage saling we all (including DIL's mom) went out to lunch, where I spent $11. I think I startled everyone when I asked to have all the fruit and vegetables the kids didn't eat boxed up, as well as the onion and tomato slice from GS's hamburger! I used up most of it the next morning in an omelet with a fruit cup on the side.
So I am the cheapest woman alive. They already know it.
Later in the day I went grocery shopping with elder grandson -- he was a big help, and I was able to keep it down to 12 items, even with all the suggestions for great things to buy! (Like ice cream, cereal, candy bars....) He helped me scan and bag at the self-service line; quite the little grownup. (He's 6!) So, groceries were about $38.
$3 for laundry, $5 for a prescription -- that was the weekend spending.
On Sunday I made lunch for everyone -- fish sandwiches with sweet potato fries, and mac & cheese for the kids. Frozen yogurt for dessert, and then a game of Yahtzee. It was a good day.
Today I paid a $100 doctor bill.
I had my free breakfast and free lunch at work today; tonight's dinner will be leftovers from yesterday. Life is good!
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August 16th, 2013 at 02:12 pm
Yesterday was kind of a no-spend day. It was pay day, so I did pay my bills (the few that aren't automatic). I also gave a co-worker $10 toward a raffle ticket -- I had already promised. I've done this once-a-year raffle for three years and have never won anything, but the cause is good, which is the important part.
I signed up for Walgreen's Step for Balance Rewards. It is a program where you earn reward points for walking, weighing yourself, and setting goals. I am doing the walking anyway, so why not get paid? And making myself weigh in every day is not a bad habit to get into.
I forgot to set the alarm last night. My inner alarm woke me up with just 15 minutes to get ready, but I did it. All but washing my hair, which really needs to be done, but it was more important to catch the train on time.
I really wanted to get breakfast in the downtown station this morning, but I resisted. I thought about how I'd just earned $3 from Pine Cone, and did I want to just turn around and eat it, or put it into savings? Eating lost out. I have oatmeal here at work, and leftovers from yesterday's lunch are already waiting for me in the fridge, so there is really no excuse for buying food.
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August 15th, 2013 at 02:12 pm
More exciting than it's been in a while, because I actually have $300 to put into savings instead of everything being already spent.
I also sent $380 extra to my mortgage.
Last night the kids brought over my new train bag. It's so cool! Light, waterproof, with lots of pockets and dividers, and it's RED! It's also a shoulder bag, which will make it easier to carry. And the top zips shut -- an important factor. With my old bag, I couldn't shut out the rain.
Yesterday we had an ice cream social on campus. I skipped lunch -- not on purpose -- so the afternoon sundae was very welcome. On Monday, which is our kickoff day for the new school year, we will get a free buffet breakfast and a picnic lunch. Fabulous!
The weather is beautifully cool, making the walk to the station comfortable, and no air conditioning needed at home.
Happy Thursday, everyone!
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August 14th, 2013 at 03:25 pm
That would be me.
While clicking through MyPoints this morning, I went to a site called UnlockYourLuck.com. Usually I just close the page immediately, but this time I looked, and I decided to try the "free" tokens they offered. Well, long story short, I "won" a $5 gift card for .01, which, incidentally, also got me a $79 membership on ZBiddy I hadn't asked for. I had foolishly given them my Visa card info to pay the .01 (all along thinking, wrong, wrong, wrong) so the $79 was charged to that card. I was notified in an email. I Googled UnlockYourLuck and read the comments of all the other people who had been scammed, and the lack of cooperation they got, so I just went straight to my Visa holder and reported fraud, and had my card cancelled. Whew. Missed a bullet.
Sometimes it's hard to distinguish the real deals from the scams.
Yesterday was indeed a no-spend day, as I thought it might be. Today I spent $3 on breakfast at McDonalds -- the McGriddle was free (Monopoly coupon); the $3 was for a frappe. Thank goodness the game is over; I've had enough of McDonalds for a while! I seem to have lost my free parfait coupon, but my waistline doesn't need it, anyway.
Tomorrow is payday; very excited I will be transferring money to savings for a change!
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August 13th, 2013 at 05:09 pm
At my doctor's visit yesterday, I had very good news. The cat scan showed no change in the nodule on my adrenal gland. I don't have to get the scan any more -- it's been checked enough! If it hasn't grown in this amount of time, it will not grow. That is good news on the health front AND the financial front!
My only spending yesterday was $9 to mail a package of books to my sister.
No spending so far today, and I don't expect to do any.
I drove to work yesterday, since I had to pick up treats AND go to the doctor. So I also brought in some wall art to hang in my office, and I brought some stuff to donate to Goodwill. I try to make every car trip count! But it really brought home how much easier the train is. The stop and go traffic is grueling on my nerves. And all you can think about is how much gas you're wasting while you're sitting there waiting for someone else to move.
I like the way some of you have your current "read" on your sidebar, so I'm going to start sharing that, too! I usually have two books going at one time -- one at home, one on the commute!
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August 12th, 2013 at 04:57 pm
Yesterday was my birthday. My son and his family came over with a homemade cake and ordered my favorite pizza. Then they set to work and hung all the pictures in my condo. It was a lot of work -- took all afternoon, but the place now looks warm and homey. What a difference! They also brought me a picture of a new train bag they ordered for me -- it hasn't arrived yet! But it looks beautiful. Red leather with lots of pockets and dividers. It'll be great for my commute.
Now that the wall hangings are up I will finally post some pictures of my condo. Not today, though.
My Florida son sent me a Jib Jab of his daughter (who can't walk yet) dancing around. Very cute. I was so glad he respected my wish not to buy me a present. They need to get back on track now that he is working. I told him his new job was the best birthday present I could have.
So -- lots of spending has happened. I went to garage sales with DIL on Saturday and spent $24. Got a step stool, a cute wooden chair (free!), toys for the toy box, a Pampered Chef springform pan set (new), some colored bottles for my window, a beach bag, a purse, and a new boxed set of play food which I will save as a gift for my granddaughter. Later in the day I spent $24 at the grocery, and $44 at Kohl's for new underwear -- my birthday present to myself. I bought new panties online not too long ago, but I hate them. They are small and stretchy and the waistband rolls down like a window shade. I'm just going to keep them as back-ups, since I can't really give them to anyone else, having been worn. I am so much happier with the panties I bought yesterday.
On the day we hung the pictures, I spent $42 on new frames and command strips from Target. I spent $3 on laundry. Today I sent my cousin $34 for our annual family football pool, and $40 to pay her back for the dinner I had with her father at his retirement home, which automatically went onto her tab. I also spent $16 on donuts and cider for the office (our tradition here is to bring treats on your own birthday).
On Saturday night got dinner at McDonald's for $1.10, using a winning coupon for the fries and buying the cheddar-onion burger from the $1 menu.
I think that's it! I have a medical bill to pay, but it will come out of flexible spending. And I'm seeing the doctor today (followup on bronchitis) so I'll probably be generating a new bill as well.
Pay day is Thursday, and barring any surprises, I plan to put $300 into savings.
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August 9th, 2013 at 04:28 pm
Well, first of all, it's Friday! The happiest day of the week in terms of anticipation!
I found a dime in the alley on the way to the station this morning.
I got an email from an old friend who had given up on love -- he is now engaged and ready to embark on a whole new life.
I got a free chess set for my grandson. We have a leave one/take one shelf at work that is mostly books, but games and puzzles, too. Someone left a chess set, perfect for a child. So I snapped it up and had my son give it to him -- and I got such a nice thank-you call from GS!
I got a free cucumber yesterday and I'm looking forward to a cucumber sandwich for lunch.
For my birthday this weekend, my son and his wife are going to come and hang all my pictures and order in lunch!
I have a free Redbox code and I'll get a movie tomorrow.
The weather is cool enough that I don't need to turn on the air conditioners.
My co-workers are taking me to my favorite hamburger place on Monday.
I just got a free brand-new book "Shut Up, Skinny B--s: the Common Sense Guide to Following Your Hunger and Your Heart." I'm going to give to DIL (after I read it first). There was a stack of them in the break room -- the HR department often gets on these promo lists and we get free stuff. Nice to be right down the hall!
But most of all, it's Friday!
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August 8th, 2013 at 01:08 pm
Added another .02 to my found money. One in the station and one in CVS.
I bought two birthday cards at CVS for $7. One was for a co-workers' birthday today -- the other was the perfect card for a friend, and I just hope I can put my hands on it when her birthday rolls 'round in January!
I did a load of laundry ($1.50) and this morning I bought breakfast at McDonalds ($5). Won a breakfast sandwich -- haven't checked the codes yet.
My son in Florida called yesterday with great news! He got a job giving helicopter tours in Tampa! Even though it doesn't pay a lot, it will be enough to keep them going, and it will be a great opportunity for him to build up more hours. He felt he had stiff competition for this job, so he is thrilled. For Mom, big sigh of relief.
My other son is back from his trip, so I am off cat & fish duty (except at home of course, where I am always on cat & fish duty!).
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August 7th, 2013 at 02:35 pm
If you've read my blog at all, you already know that Corner Bakery is one of my favorites.
Well, today they proved that they have great customer service, too!
I got an email coupon for a free dessert since this is my birthday month. But when I printed it off, only the border and the logo printed -- none of the actual meat of the coupon. But there was a barcode, and I thought, what the heck, it's worth a try.
I went to the counter and explained and showed them the coupon. It was morning rush time and they were busy, but the supervisor took the time to look at the coupon, listen to what I had to say, then politely asked if I could pull it up on my phone. I told her I didn't have that kind of phone, and she told the cashier to just go ahead get me what I wanted. So I got my free muffin. I bought some coffee to go with it for $2. I can't believe how nice they were about it!
Love Corner Bakery.
In other good news, when I was throwing out trash I found a book sitting in the dumpster. It was right at the top, so I didn't have to dive. I'm not much of a dumpster diver, but I will take clean stuff in easy reach. This was a book by Gregory Maquire, author of Wicked (which I loved). It's based on the Cinderella story -- can't remember the title right now. But I'm delighted! It's in great condition, just a little shopworn! And yes, it appears to be clean; no nasty stuff on it.
I've decided not to renew my parking pass at work. It's $100 per year. I don't drive enough to make it worth while. There is a free lot a couple of blocks away, and I will get my free pass so I can use that. The lot is no farther away than the train station is -- and I understand there is even shuttle service, though I'm sure it is not very often!
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August 6th, 2013 at 04:52 pm
I got a call from Macy's this morning -- an automated message to call their billing department. So instead of calling, I got online to see what the problem was. Turns out, I charged something for $8 on the Macy's card two months ago and didn't pay the bill. I'm faithful about my bills, so I know I did not receive one in the mail. And I check my email regularly, and I know I did not get a reminder. So I "chatted" online with a rep. I pointed out that my home address was formatted wrong (I have a 1/2 in my address which wreaks havoc with computers). In this case 1/2 was interpreted as 1 2. Which is enough to get the mail lost. I got that corrected, but the rep said I had to call the 800 number to get the fee waived. Well the lady who answered wouldn't budge. Or almost wouldn't budge. I did get a $9 reduction, but still had to pay $30 for an $8 item. Plus, I probably got a ding on my credit history.
She said I probably didn't get the online reminder because it went to spam.
Whatever, I'm not dealing with Macy's again. If I have to buy something there, I'll use my trusty Discover card. I probably only used the Macy's card because of a promotion, so I didn't get much of a deal, did I?
On the good side, I found .04 yesterday -- pennies in four different places!
I needed to return a Redbox DVD yesterday and decided to try to do it during my train break downtown. I located a Redbox only two blocks away -- at a Wal-Mart. What?? A Wal-Mart in downtown Chicago? It was in a regular building, not the traditional big box. It had groceries and produce. I thought, what a great place to pick up an item I forgot to get at the grocery. I'll remember that!
And I made it back to the station in plenty of time.
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