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Today's Spending & Eating

April 8th, 2012 at 12:26 am

April 7

$140.80 - CAT scan
$62.00 - State tax

Breakfast - Cherry almond granola with skim milk
French Vanilla iced coffee

Snack - Toast & jelly

Lunch - Sloppy Joe on English muffin
Cauliflower Parmesan soup
Celery sticks
Peach ice tea

Snack - Carmel ice cream with added walnuts

Dinner - Chicken & egg salad sandwich
Wine

Last night's dinner - which I didn't record - was a slice of DiGiorno Supreme pizza, raw cauliflower & celery, and wine.

Today was pretty uneventful. I did a few things I didn't want to do, but I'm glad I did -- like finishing my state taxes, changing the printer cartridges, and mopping the kitchen floor. And I did some things I wanted to do -- like making the sloppy joes and cauliflower soup (yummy!) and taking a long walk. And I did a lot of reading.

I also prepared my grandsons' Easter baskets and I'll be heading up there tomorrow. Each of them is getting Star Wars Legos, chocolate eggs, a Reese's pieces "carrot" and a box of animal crackers.

Happy Easter everyone!

Daily spending challenge

April 6th, 2012 at 06:36 pm

April 5

No spending

April 6

Gas - $37.17
Postage - $2.47
Packing Tape - $3.29
Garage Sale - $4.00
Cat food & kitty litter - $15.66
Toiletries & makeup - $9.29
Ant Bait - $3.88
Easter candy - $11.88
Candy for work - $9.04
Digestive aid - $11.87
Groceries - $24.63

Total - $133.18

I figure I'm done for today. Not too happy with all the extra spending I did, but most of it was necessary. Even the Easter candy. When you have grandchildren, holiday treats are necessary! My "splurge" was mascara -- which was 25% off and I had a $2 coupon. And since I wear it every day, I guess I could call it a necessity, too.Smile

I hit my first garage sale of the season. It was not the best ever, but for $4 I got a pair of blue jean capris, a Nemadji bowl for the booth, and a "paint your own ornaments" kit which I will give to my grand-nieces.

My grocery shopping was above my usual $20. I was counting in my head and evidently made a mistake. Anyway, for $24.63, here is what I got: big canister of oatmeal, box of granola, loaf of wheat bread, celery, English muffins, 18 eggs, 32 oz. bottle of creamer, wine, big head of caulifower.

I thought I would start reporting what I eat, too. For two reasons -- to keep myself accountable, and it might be interesting to some of you how I eat on $20 a week.

Breakfast:

Black Coffee
Apple pancakes (diced fresh apple in batter)
Syrup
Milk

Lunch:

Chicken & egg salad sandwich
Salad (iceberg lettuce, croutons, poppyseed dressing)
Peach iced tea



Update - spending challenge

April 5th, 2012 at 02:44 am

April 1

Lock & keys - $7.49
Comcast - $42.60

April 3

Lab - $23.56
Doctor - $19.99

April 4

Donation - $20.00
Gifts - $17.76
Sweater - $4.35
Items for booth - $2.60
Potholders - .86
Dinner - $5.44

The donation was a memorial gift in honor of one of our Trustees who died in surgery this weekend. Very sad. The gifts, sweater, booth items and potholders came from Goodwill. I'm especially pleased with the gifts -- 2 brand-new games, a scarf, stocking stuffers and gift wrap. The booth items - a Bing & Groendahl Christmas plate and a handpainted Mexican wooden dish. Dinner was a Happy Meal and a shake from McDonalds.


Daily Expenses Challenge

April 4th, 2012 at 03:06 pm

April 1

Lock & keys - $7.49
Comcast - $42.60

April 3

Lab - $23.56
Doctor - $19.99

This and that

April 3rd, 2012 at 02:31 pm

Not too much to share today. I bought a lock for my "new" tire cover, which is mounted on the back of my car. It was repaired when I had the body work done, but they had to cut off the previous lock since I no longer had a key. (Wonder where that went?) Anyway, I was advised to lock up again as soon as possible, as tire theft is rampant in these times. So I bought the lock at the local hardware store for $7.50. Walked there to get it. Got a discount for being a previous Ace preferred customer, even though it isn't an Ace any more.

My office plants were in dire need of repotting, and I was planning to buy new pots, but I discovered that I had some leftover plastic pots on my patio. They were the right size and they look fine. I already had a bag of potting soil. So -- repotted plants, no money out! They look happy today. You can just tell they're stretching their legs!

I had such a good meal for dinner last night. A bowl of borscht, a grilled cheese sandwich, and a salad. I usually don't bother to make myself a three-course meal, but I am trying to be more mindful about what I eat -- and about using up what I have on hand.

March Recap - Spending is Up

April 1st, 2012 at 02:44 pm

Yes, my spending this month was up in pretty much every category.

Here is where I spent more:

Car Repair/Maintenance: $1031 - mostly on body work
Utilities: $217 - up because of double payment on gas
Gifts/Charity: $88 - office stuff, mostly
Groceries: $101 - still low, though
Eating Out: $192 - this was a perfect storm of office good-byes, stress relief, being in situations where I couldn't pack a lunch
Medical/Health: $81 - doctor's visit, lice treatment
Vacation/Travel: $82 - weekend trip to Indiana
Houshold Supplies: $30 - that ill-fated P&G promotion
Vet/Pet Supplies: $40 - did some stocking up
Personal: $25 - got a haircut (every other month)

Here is where I spent less:

Entertainment: $17
Business: $28 - a $95 income offset the cost
Clothing: $31 - Goodwill finds
Furnishings/Equipment: $8

Rent, Insurance and Fees/Services were all the same.

My total spending was $3158. Would have been pretty much in line had I not had the car fixed.

I stayed in all day yesterday, even though I had a car. In fact, I didn't even change out of my pajamas all day. I did a bit of cooking -- made some borscht and trifle. I read and watched "True Grit" on Netflix. I finished "Ape House" by Sarah Gruen and now I'm starting "The Hunger Games."


Ironic

March 31st, 2012 at 02:57 pm

One of the main reasons I decided to have the body work done on my car was to put it on my new Citi card, to help earn the $250 reward. Imagine my surprise when I pulled out my credit card to pay, and the body shop owner told me they don't take credit cards! Should have checked on that, but in this day and age, I just assumed.

They had a sign posted that they don't take checks either. I suppose most of their work is done through insurance, and it isn't a big issue? Anyway, I don't carry $1000+ in cash, so I offered to go get it from the bank (though it was after five, and I don't even know if an ATM will give you $1000.) He took the check. And in reality, I had to run to an ATM to transfer the funds from savings. The total cost was $1023.

They are a very old-fashioned shop, but old-fashioned in good service and honesty as well, so I'm not too disappointed. Especially since I have already spent the required $2000 to earn my $250 reward (though I'm not seeing it yet on the website). So I guess I must say it was my decision to go ahead and keep the appointment and have the work done even though it was not going to add to the reward.

The repair is amazing; the car looks beautiful. And it was so nice to have wheels again. I went straight to the grocery, without a list and without a plan, so here is how I spent my $19.81: Club crackers, DiGiorno pizza, American singles, ice cream, butter and peanut butter. Nothing fresh at all! However, I do still have a banana, some beets, lettuce, onions, part of a green pepper and some frozen vegetables at home. And I have four containers of leftover meals in the freezer, so it's not like I'm going to live on dairy and fats this week. Just amusing to see what I hone in on when I don't have a plan. Oh, and most of these things were on sale; I saved $7.80.

I also spent $7 on some garbage bags.

A Walk in the Rain

March 30th, 2012 at 05:06 pm

I am still carless. This morning it was raining when I woke up. I don't mind asking for a ride home, but I hate to call someone in the morning to pick me up. For one thing, they always have trouble finding me, as my apartment complex is daunting to people who aren't used to it.

So I watched the news and it looked like the rain would soon stop, and that another storm would come through later. I headed out with my raincoat and umbrella. Before I got too far the rain started. There is a grocery store about halfway into my walk, and my goal was to reach that and take shelter until the rain diminished. But by the time I got there, the rain had stopped again, so I kept on going. When I was about 10 minutes away from work, it started again. Overall, I did not get TOO wet -- a little damp on my feet and lower legs, but I had shoes to change into.

It was a really pretty walk. There is something about the freshness in the air, the rain-washed streets shimmering with reflected light. And I was rewarded at the end with free bagels in the breakroom, and fresh, hot coffee.

After I got to work, I got a call from the owner of the body shop. He knew I was walking and he was worried about me. He offered to send a ride! How nice was that?!

So it looks like the car won't be ready today, and I'll be confined at home for the weekend. Not really a problem. I think it will mean, though, that I will do my $20 grocery shop at the dollar store, which should be an interesting experiment.

In all my walking this week I have found .25. Not a quarter, but a combination of dimes and pennies. Of course the real value was in saving gas, and getting a good workout. A 35-minute walk twice a day has to be doing something good!

Walking in the cold

March 27th, 2012 at 02:21 pm

Now that it's cold again -- here I am walking to work! My car is in the body shop. Perfect timing, eh? So I crossed the usual "Here's Where I Pick Up Coins" parking lot last night and found nothing. I thought, what, is someone else working my territory? This morning I found a dime and a penny, so I'm back in business.

I had a bit of a spendy weekend. I went to Indiana to check on my booth and visit my BFF. Gas was only $23, as I was pretty full already and waited till I got to Indiana to fill up again at a lower price. We ate out at Logan's Roadhouse and Applebee's -- I spent about $35 on that, plus a couple of stops at McDonalds on the road was about $9. The Hunger Games movie cost $7 and popcorn was another $4. (But it was also my lunch. And I found a dime under my seat!) We went to Goodwill and I spent about $10, evenly divided between booth items and gifts. I put some new stuff in the booth and moved things around, and picked up two checks -- one for $30 and one for $65. And my BFF will pick up another on the 3rd of April. Still not breaking even, though.

Once home, I did my grocery shopping. Food came in at just under $20 again. I bought milk, bread, granola, frozen stir-fry veggies, poppyseed dressing, Vanilla wafers, a head of lettuce, four bananas and wine. I find I am surviving quite well on $20 a week, and it's probably what I should have been doing all along! I spent another $16 on cat food, kitty litter and Zyrtec.

I just got a doctor's bill for $52, but that will come out of flexible spending.

Yesterday I went to a meeting on another campus and in their bookstore I found recorder instruction books on sale for $3. I bought one for myself and one for my BFF. We have talked about learning to play the recorder together, so this is a start. (Neither one of us has a recorder yet!)

I'm really looking forward to warmer weather and getting my car back!

It's a rainy Friday

March 23rd, 2012 at 05:07 pm

So it's already a melancholy sort of day (especially after all that unseasonably warm, sunny weather) -- and to make it more melancholy, I am going through old emails at work (I have a bad habit of letting the mailbox pile up). Anyway, it's kind of like reading a diary -- so much has happened at work, and I am feeling sad about people who have left, some in not-too-happy circumstances.

I found a retirement calculator that estimates working days left -- not just calendar days. I have 622. That seems really doable! Oh, I have decided to retire as soon as I get Medicare. If -- when I get closer to the day -- I decide that it can be borne another year, I'll go to 2015, like it says on my bio, when I'll get the full social security benefit. But since I am retiring on my ex-husband's benefit, that may be a moot point. I really need to drag him to the SS office and figure this out.

Anyway, I'm liking the sound of 622 days.

This weekend I am going to visit my friend in Indiana and visit the booth as well. I have two small boxes of stuff to put in, and, hopefully, a check to pick up.

I just got a half.com payment today -- $6.77. I think I paid 4.94 in postage, so it's just a bit.

Jump in savings

March 21st, 2012 at 04:38 pm

I forgot to mention that when I got paid last week, I transferred $700 into savings. Woot!

The body shop called and scheduled me to bring my car in on Monday. They will need to keep it up to four days, so I hope the weather is good for walking! He offered to try to fix rather than replace the tire cover (I didn't know it was an option), which would save me some money. I told him that was great, and that I would also be just fine with a soft cover rather than the hard one. He will figure out which is cheaper to do.

I grabbed the $10 Amazon card for $5 yesterday. I also, finally, ordered a $5 Amazon card through Swagbucks. Can someone tell me how that will work? The confirmation email said it would appear on "My Accounts," but do they mean on Swagbucks or on Amazon?

My electric bill dropped by about $10, mostly due to changing my dryer habits, I think.

My natural gas bill was double, because I hadn't paid last month. What?? I pay through CheckFree, and I remember going through the process, but maybe I didn't hit the submit button. Anyway, the money was not drawn from my account, so I do owe it.

Busy weekend

March 19th, 2012 at 03:47 pm

I got a lot done this weekend. I took my car for the emissions test and it passed -- yay! That was a relief, because it's an older car and I've heard of people needing to get expensive repairs after failing the test. It took a big chunk of my morning, however, both to find the facility and then wait in line.

I also went to the lab and got my annual blood work done. I got a haircut. I did my grocery shopping and got gas. I filled a prescription.

On Saturday night I worked registration at a fancy fundraising dinner (got a free dinner!) Before the event, I bought a belt at Target that I thought the outfit needed. It turned out the outfit looked better without the belt, so I took it back for a refund on Sunday.

I also went to the library and returned a DVD that I had forgotten I had. That little mistake cost me $5. I will not forget again.

I also did some Goodwill shopping. I mostly got things for the booth, but also a few gifts for the stash. I made myself sit down and enter all the new inventory into my computer -- that way when I take the stuff down to put in the booth I can just label it and put it in. It's so much better to research the prices ahead of time, anyway. I found some good things! I invested about $14 in some brooches that are worth about $100. And a fish-shaped bottle that I thought wasn't worth much is selling on eBay for $15 -- and I mean there are bids on it.

So I'm planning to go down this weekend, work on the booth, and visit with my BFF.

Work is going okay so far. On Friday, I spent the whole day trying to get past a glitch in the software. An IT person was helping me and she finally figured out a work-around. Quite a relief, as it would have been a BIG problem if I couldn't process the donations.

Once again, I hit the $20 mark on grocery shopping. (This time it was 19.99!) For that I got 3.5 lbs. of boneless chicken breasts, a bottle of wine, a bag of frozen green beans, a BIG bottle of ketchup and a banana. For an additional $6 I bought three boxes of garbage bags -- the 8-gallon size was on sale and they are sometimes hard to find -- and it's the only size that works in the bathroom.

I got a little check - $23 -- from the United Health class action suit. I only had that provider for a year and didn't really expect anything, so it was a nice surprise.

Had two more restaurant bills -- one for the final, informal friends-only going-away for my boss at a local bar. The other with my other former boss who happened to be in town for the day. I think I have participated in five good-bye parties now! Most unusual, but I suppose this is how the other half lives -- eating out a lot. I do it rarely. Not this month!

It's a bad week

March 15th, 2012 at 01:16 am

And it's only Wednesday.

My boss is leaving tomorrow. I have to take over her duties, and so far, my computer and/or the software is not cooperating. There is a certain task I must do -- it has many steps and I CANNOT get through it without the program hanging up. I just want to scream.

I learned that the new reporting structure, which I do NOT like, will be permanent. I will always report to Mean Girl now.

And then -- and then -- I found LICE on my head! I did the treament yesterday and washed all my bedding and vacuumed the whole house. I think I've taken care of it -- of course, I'll have to do the treatment again in a week to eliminate any -- euuweeuuww -- eggs. I've never had lice before and this was a huge and unwelcome surprise.

On the positive side, the weather is lovely -- so nice it's surreal. But I'm too depressed to enjoy it. Ugh.

Oh. I guess I should make this money-related. The lice treament was $14.85; I got the generic.

AND -- I accidently left my purse at home this morning and it didn't even phase me. I'm so used to no-spend days it wasn't an issue not to have my wallet. I was only upset because I had to drive without my license.

Apologies to my server....

March 12th, 2012 at 08:17 pm

So yesterday I went up to see the grandsons. It had been a while, what with my cold and all. I felt like going out to lunch and offered to treat, since my kids so often feed me at their home.

We went to Buffalo Wild Wings, and we all had a yummy lunch. I got the bill, charged it, and signed the receipt, putting a nice tip on it. This morning I pull out the receipt, and I have the signed copy -- I walked out with it!

I called the restaurant and explained what happened. They were still able to charge me, since I had left the other receipt, but of course the poor server got no tip at all. So I verbally authorized the tip to go on my card. Luckily I had the girl's name, so it will go to the right one.

I felt so bad! My son is a server and I know how important that tip is. But hopefully it is now all rectified.

After the restaurant, we went to GS1's hockey lesson. Then he and his mom went to a birthday party and GS2 went down for a nap, so my son and I played a couple of rounds of "Ticket to Ride." If you like board games, check this one out! It's lots of fun, has some strategy but is not too complicated.

I came home, did some laundry, made some French onion soup, changed all the clocks, and went to bed early, preparing to get up early! (I was still exhausted this a.m.)

Another book sold on half.com, so I'm off the post office after work. Then -- a date with a good library book and a glass of wine. The good life!

Goodwill & booth answers

March 12th, 2012 at 02:51 pm

Once again I missed my Goodwill expedition on Wednesday, so went Saturday instead. I spent quite a bit of time there (much easier to do on a Saturday than a Wednesday night). I spent $36, and I'll try to recount from memory what I got:

A pair of Ralph Lauren khakis (look like new)
Sweatshirt, new
White turtleneck
Off-white t-shirt, new
Purple sweater, Croft & Barrow
Navy bra with aqua polka-dots, new (Target brand)
2 Corning ware dishes, for the booth
1 Pyrex baking dish, for the booth
Honey Bee Tree game
4 dishcloths, new

Somebody asked me before how the booth works. I rent space in an antique store -- my space is basically 10 X 10. I have to provide the fixtures, meaning any shelves, etc. the goods are displayed on. My rent is $82.50 per month. I paid a deposit equal to one months rent, which I will get back. The shop does the selling, and they take a commission -- and off the top of my head I can't remember what it is -- 10% I think? They take care of the sales tax, etc. They cut me check for what I've sold whenever I make it in there. It's three hours away, a place I chose because the rents here in Chicagoland are outrageous. However, I still don't make any money! My checks are almost always less than the rent.



In my next life I will have a brain....

March 10th, 2012 at 02:50 pm

I had a great plan on Thursday. I was going to take advantage of a Procter & Gamble promotion -- buy $20 worth of stuff and get a $5 coupon for anything on my next trip. There were restrictions -- I could only use two manufacturer's coupons, and the particular items that qualified were pretty specific. But I carefully made my list, searched out my best two coupons, and double checked everything I put in the cart against the ad to make sure about getting the correct sizes, etc. I did a pretty good job, because I spent $22 and only bought items I needed, and that were on sale. Only problem was, when I checked out, no $5 coupon appeared.

I asked the cashier about it, but she didn't know why. I went to customer service, and she pored over my receipt and the ad, too. Finally she said, "Oh! This promotion ended yesterday!" Yes, there it was in black and white. I was a day late.

And I was so excited that I was going to get an extra $5 to bump my food shopping up to $25. Oh well, better luck next time. It seems I am not very good at this stuff!

So last night I did the $20 food shopping. I went over a bit, not meaning to -- spent $21.66. That bought: an 18-oz. box of granola, a 16-oz. loaf of wheat bread, a pound of strawberries, a gallon of milk, 24 oz. of cottage cheese, 8 oz. of shredded mozzarella, a 28 oz. can of tomato puree, and a bottle of wine.

I will make lasagna this week. I also have the makings for omelets and soups to fill in, as well as some chili and chicken-cheese casserole in the freezer.

On Thursday I and three co-workers took our boss out for lunch (one of the bosses who is leaving). I spent about $6 toward her lunch, and $28 on mine -- but it fed me twice; I ate the leftovers on Friday. I ordered a rotisserie chicken half, a baked sweet potato and grilled vegetables, so it was healthy as well as easy to reheat.

My boss will not leave till this Thursday, but the partying is done. I had been gradually taking on her duties, and some of it is interesting, but I hope I don't have to do it too long. My normal duties are going to suffer.

The other morning I was pulling into the parking lot at work and someone told me a rear light was burnt out. I appreciated that -- I wouldn't have noticed until a cop pulled me over. I went to NAPA Auto Parts, and the guy there was so nice. He refused to sell me the package of two amber bulbs and went to the back and got a single clear bulb (I didn't need the amber bulb, since the cover is amber -- duh). Then he put it on, no charge. It was only $3.

It's early in the morning

March 8th, 2012 at 12:01 pm

I woke up early and I know if I went back to sleep I'd feel like a truck ran over me when it was time to get up. So I'm catching up with you guys.

I've been training at work to temporarily take the place of my boss -- some of the work is very detail-oriented and I'm going to have trouble remembering all the steps. I do have them written down, but still.... This might have been an opportunity if I were younger, but now, just a few years before retirement, it is a trial. My only assurance is that I am very much needed now whether I do the job well or not!

Yesterday TV went digital in my area. After all my wrangling with Comcast I was still getting basic cable, but yesterday it disappeared. Well, now I've gotten addicted to The Big Bang Theory, and I've always been a news junkie, so I did order the adaptor and install it. I don't know, it will probably mess me up on the bill.

I had some trouble getting it going and then getting the remote to work. Sure do miss the days when you plugged in a TV and turned the dial.

Today we are taking my boss out for a farewell luncheon, although she won't actually leave till next week. My other boss left yesterday. I'm excited, not only to go out to lunch, but to give her her gift, which is an Apple Store gift card. I think she'll be surprised.

Last night I picked up a good-bye card, and at the same time got some Easter baskets and plastic eggs. I'm going to fill the eggs with Lego pieces for my grandsons. I'll put a little candy in there, too, but my DIL is very strict with sweets and I don't want to rock any boats. The card, baskets and eggs were $13. I already have the Legos from a Goodwill find.

We've reserved a cabin in an Indiana park for early June -- DS & DIL, GK's, me and DIL's mother. Just for a long weekend. It should be a nice getaway. I hope by then I will have a new boss and it won't be hard to get away from work.

Body shop estimate

March 6th, 2012 at 03:40 pm

I went to the body shop last night. The estimate was higher than I expected -- not that I have any sense of what these things cost. It will be in the neighborhood of $1250; I was thinking about $600. Most of the cost stems from the extra work it will take to actually get at the problem, since the dent is in a difficult spot on the rear hatch.

Though this gives me pause, I think I still need to have it done. I plan to keep this car as long as it will hold up. The spot where it was damaged is rusting, and eventually it will rust through. And, if I do move to a more urban area and want to sell the car, it's going to have to be in good shape.

I don't need to get other estimates. I already know that this body shop does the best work, and has the most honest owners I could hope for. I've had work done with them in the past myself, and their reviews from others are stellar. In fact, if another shop were to give me a lower estimate, I would assume they were taking shortcuts that I wouldn't want.

This will definitely earn me the $250 from Citi, so I guess I can count that as a discount.

They won't be able to take me until next week, or possibly the week after. They are very busy.

So, $600 on tires last month, $1250 on body work this month. This is definitely the Year of the Car.

Goodwill trip, and other stuff

March 4th, 2012 at 02:54 pm

Yesterday I went to the body shop to get an estimate, but it was closed. They used to be open on Saturdays, but the sign on the door says that their hours are now basically 9-5 M-F. So I guess I'll have to stop in after work tomorrow.

Since I was already out, and I had missed my Wednesday shopping at Goodwill, I went to Goodwill, and I'm glad I did, even though I didn't get my 15% discount. I spent $34. Here's what I got:

A Honey Bee Tree game -- will keep here for grandson visits
3 rolls of gift wrap that will work for Xmas and birthdays
A tree for my DIL's Christmas Village -- it goes in the gift stash.
A replica fish bottle (blue) for the booth
3 wooden nutcracker ornaments for the booth
2 trinket boxes -- one with the Eiffel tower, one with the Arc de Triomphe mounted on top -- gift stash
Set of Wilton cookie cutters in cool flower shapes -- gift stash
Wedgwood oval plate -- booth
Mini pitcher -- booth
Melissa & Doug US puzzle in shrink wrap -- gift stash
Hammersley bone china mug -- booth
2 packages of Batman napkins -- gift stash
Ceramic pie server with snowman motif -- gift stash
Set of gloves & scarf -- new, and go with my new coat
Mini strainer -- for me!
Large T-shirt -- pajama top for me
Reading pillow (wedge shape with arms) -- for me

So many good finds, but I'm especially pleased with the reading pillow -- I've been wanting one for a long time. This is a new one, by the way, and it also happens to be a shade of green that fits right in with my bedroom decor. I tried it out last night and it's great! Very firm and just the right support.

The gloves & scarf were a great find, too. The coat I bought last week is turquoise and purple, and this set is comprised of stripes of turquoise, purple and black. They look great together.

Oh, and the puzzle! Gift-ready, and something I had already looked at as a gift for my grandson (in Barnes & Noble for QUITE a bit more). I had a United States puzzle when I was a kid and I loved it. GS is probably not ready for it yet, but by Christmas he will be six, and I think that is close enough. If not, it will keep for another year!

I had a terrible night's sleep again last night. My cold is settling into a cough and a sinus headache. Ironically, I was just thinking about asking my doctor for a sleep aid prescription, and she came on TV advising AGAINST them. (She does a health segment on the local news every Sunday morning). So I guess I won't. Smile

Last week I borrowed a one-week book from the library. It was the latest Sarah Paretsky, and since it is new and in high demand, it circulates one week with no renewals. And, I believe, a .50 per day overdue fee. Well, I knew I had to get it back yesterday, and I had lot left to read. I just tore through it, way too fast. I think I missed a lot of nuances, not to mention I'm not sure why the villain did it. And then, I got it to the library just minutes after it closed! I had to put it in the outside chute. They should not charge me a fee since it was technically back on time, but we'll see.

February recap

March 3rd, 2012 at 08:24 pm

Rent -- 1132
Car Repair/Maintenance -- 616
Utilities -- 174
Entertainment -- 163
Business -- 89
Groceries -- 82
Gifts/Charity -- 78
Clothing -- 63
Gas -- 58
Eating Out -- 46
Furnishings/Equipment -- 43
Vet/Pet Supplies -- 12
Personal -- 8
Fees/Services -- 5
Household Supplies -- 3

Total -- 2572

No surprises. The car repair is new tires & an oil change. The bigger entertainment cost is my ancestry.com subscription. The clothing includes a new coat. My grocery bill continues to be awesome!

Grocery trip

March 3rd, 2012 at 02:51 pm

I stopped for groceries last night on the way home from work. It was snowing and I didn't know what might greet me in the morning.

I spent $20.05 on groceries and $10 on cat food; $2.50 on maxi pads.

For $20 I got: 3 lbs. ground beef, 8 oz. fresh sliced mushrooms, a box of granola, a green pepper, a dozen eggs, a Caesar salad bag (with dressing & toppings included). The cat food, mushrooms, granola and salad were all on sale. I thought the ground beef was, too, but it didn't show up that way on the receipt.

I made a cheeseburger last night and set aside another patty for today. The rest of the ground beef I cooked for later use. This morning I simmered about a half-pound with Rotel and Mexican seasonings for tacos later in the week. The rest I may freeze.

Yesterday at noon my only option for lunch was oatmeal, and I just didn't want that, so I went to the cafeteria and got a flank steak salad. It was $6.50, but I came up short -- I forgot how low I was on cash -- and they don't take credit cards. Oy. The cashier very nicely only charged me $6. I'll be sure and get the extra to her next week.

Today I'm heading to the body shop to get an estimate on my car repair. It's old damage -- I just decided to fix it after all, since I'll probably keep this car until it won't go anymore. It seems to be going and going, so I'll fix the dents and make it look nice again.

New tire happiness & more

March 2nd, 2012 at 02:28 pm

I am really enjoying my new tires. I remember my late mother-in-law lamenting about spending money on things that don't "show" -- i.e. tires, mattresses, etc. Makes me chuckle because I have never been about the "show." I love it that my new tires make the ride so much better. I feel so buoyant and secure.

I won't do my February recap till tomorrow, because I am still collecting money from others for our joint gift to our departing co-worker. It has turned out to be quite complicated, with some people in for the dinner but not the gift, others the opposite, and some giving for both.

I saw the doctor yesterday for a regular checkup. I now need to make several more appointments. I'm not sick, but I do need to get some routine labs and imaging, and I'm finally going to see a specialist for bladder issues.

With my two bosses leaving, a new temporary reporting structure has been set. For the second time in my life this has happened: the one person I had already pinpointed as someone I would NEVER want to report to -- I will report to. This on top of all kinds of extra work and responsibilities falling on me will make this a very stressful time. I am glad I am so near retirement.

New tires

February 29th, 2012 at 07:39 pm

Well, today I put some serious money on my Citi card. I got a flat tire, and I ended up replacing all four tires. (I knew it was inevitable -- they are old). I got some all-weathers with 85,000 mile warranty on sale for $121 apiece. Threw in an oil change, and the total bill with wheel balance, recycling fee etc. was $616.

Yesterday I charged a $20 gift card, and tonight I will charge a dinner and our honoree's dinner. (The others will pay me back in cash).

Yesterday I gave in to a McDonald's craving at lunchtime and got a double cheeseburger, shamrock shake and fries! Not good for the budget or the waistline, but things are so unsettled at work I am needing comfort food. This morning I went to the cafeteria and got a muffin even though I had a piece of quiche for breakfast! Well, the cold isn't helping either. Don't they say feed a cold? Smile

I'm really excited about dinner tonight. It's at a Mexican restaurant that's pretty special. And we have a fun group going. My only worry is that I might fall asleep at the table. I woke up at 12:30 this morning and could not fall back asleep. I am pretty sure it was only an hour or two before the alarm went off that I finally fell asleep. I didn't think I was worrying THAT much about the job, but when I slept, I dreamed I opened an email that said our VP had died suddenly. Yikes!

I forgot to send the check for the booth rental -- it's due on the first, so I had to ask my friend who lives there to do it. I'll send her a check. I hope that next time I get there, there will be a check for ME! It's been a couple of months.

I sold a couple of books on half.com this month. Both were free to me, so I'll make a little pocket change.

And I had a free lunch today for listening to a presentation on SAD disorder. Chicken salad, roll, cookie, lemonade. I think I'll make a point of transferring $10 to savings every time I get a free lunch, because it seems to be happening frequently lately!

Upcoming work expenses, and free food

February 28th, 2012 at 02:31 pm

Things are going to get expensive at work, with two key people leaving. There are three meals out planned (yes, one person is getting two; a formal lunch for the whole staff and an informal gathering for her friends). Donation gathering is taking place. I have committed to giving $50 toward an Apple Store gift card. Usually I don't give that much, but this is my immediate boss, who has gone through a lot, and we all want to give her something toward her dream gift: an i-pad. The gift for the other person will be smaller, but there is probably a big group gift ask coming, too. Oh well, it's not like I don't have it, and I do really like the people involved.

Last night I went to a presentation by the daughter of one of my colleagues. She had been on a mission trip to Thailand and helped an organization that works to help young women who are at risk for getting caught in sex trafficking. Very disturbing and eye-opening. A free meal was provided -- a very nice one, in fact -- salad, breadsticks, ravioli and sorbet.

Sometime later this week I am supposed to go to a presentation on SAD disorder which will also provide a free lunch. These will help offset those meals out. Smile

I still have about 7/8 of a quiche, a 2-serving chicken noodle casserole and about 4 cups of pea soup to eat -- maintaining the ebb and flow of food for a single person can be a challenge sometimes.

Just random stuff

February 27th, 2012 at 03:55 pm

I did go see "The Descendents" on Saturday night -- free, of course, with my AMC gift card. I still have $10 left on it.

I liked it, and it was fun to see an evening movie with a big crowd -- something I haven't done in years. The theater complex was so busy I had trouble finding a parking place, so I guess the movie business is alive and well.

On Sunday, my cold was rearing its head, so I stayed in all day, which was kind of a shame since it was so nice outside. I showered only to dress again in a fresh pair of pajamas.

I made a quiche, and because there was some egg/cream liquid left over I also made a small breakfast casserole. Then I made some split pea soup, since I still had half a bag of peas left. I used bacon bits instead of ham, we'll see how it tastes. I brought some for lunch today.

I watched Episode 6 of Downton Abbey during the day and in the evening watched the Oscars. I'm also reading the latest Sarah Paretsky book. I love to read her V.I. Warshawski mysteries because they're set in Chicago.

I sold another book on half.com. This one only .75 -- it's one I've had for a long time and I'm kind of surprised it sold. I'll pack it up tonight and send it tomorrow.

A fun day

February 25th, 2012 at 10:27 pm

So far it's been a delightful day. I went to the grocery early in the morning and spent my $20 on food and another $16 on other items. The food I got for $20: bread, bacon bits, cream, walnuts, and brown sugar. Not a lot, huh? Part of the reason is that a got a big bag of walnuts, which was $10, a quart of cream and 2 lbs. of brown sugar. I am still trying to get the best unit price even though I am limiting myself to $20. The cream and bacon bits are to go into the quiche I'm making (I already have the cheese, eggs and pie crust). I always keep walnuts around, because they are low-carb and good for lowering cholesterol. Brown sugar -- well, I can't eat my oatmeal without it.

The non-food items were deoderant, vinegar and 2 bags of candy. Wait, you say, some of those are food! Well, the vinegar I use mainly for cleaning, almost never for cooking, and the candy is going to work so I'm counting it as a gift. Every once in a while I have to feed the candy kitty at work.

After the grocery I stopped at the library to get my state tax form. I also found two books to check out and I bought some used books -- mostly children's books to have at home for my grandchildren. $1.75 spent there.

After unloading my groceries I went to see "The Artist" using my AMC gift card. It was wonderful! I didn't know quite what to expect, but I thoroughly enjoyed it. I'm planning to go back tonight and see "The Descendents." Then I will have seen the two top contenders -- and I've already seen Hugo -- so that will make it more fun to watch the award show tomorrow night.

After the movie I stopped at Portillo's for lunch. Someone had recommended the tamales. When I ordered, I asked for tamales, and the clerk said, "How many?" I didn't know how big they were, so I asked, "How many should I order?" She said she would recommend two. Well, the tamales were pretty big, so I ate one and brought the other one home to have tomorrow. Pretty yummy, though, and cheap! Only $1.69 each. The whole lunch was $7.56 -- two tamales, onion rings and a drink.

And then I went to Kohl's to look for a winter coat. I found one, too -- not exactly what I was looking for -- but I wasn't really sure what I was looking for anyway, other than warm! I bought a Fila puffy jacket in turquoise and purple. It's very casual. It'll be great for weekends, and it will do for work, too, on casual days. It's very warm, and the colors look surprisingly good on me. But the best part is the price -- $46, marked down from $220!

Now I'm just kicking back until my next movie. And that reminds me. When I was at the theater, it struck me that there was nothing to keep me from walking into another movie after I'd watched the first one. How do they monitor that? Or do they just assume that some will take advantage? I've always wondered. Has anyone ever worked in a multi-plex theater? (Not that I'm planning to, I'm just curious).

Oh, and I also got a $5 Target gift card in the mail -- can't remember what I did to get it! So I counted that in my extra income, along with 3 pennies I found!

My boss quit

February 24th, 2012 at 01:42 pm

Wait, there's more.

HER boss quit a few weeks ago. I don't think I mentioned that before. But with both of them going, that makes a bigger impact.

They will be gone in early and mid-March respectively. It will take a while to fill the positions and train the new people. So I am getting a whole lot of new work to do, I'm sure.

In some scenarios this would be good, but my boss works very closely with the database and I, frankly, do not have those skills or background. Much of what she does I simply do not know how to do. And at this late point in my career, I really don't want to learn!

But I will do what I have to do. The one bright spot in this is that our new VP seems to be a very good manager and I trust him to be fair and understanding.

One of the departing bosses told me that she mentioned to him that if I was taking on more responsibility, I deserved more compensation. I am underpaid as it is. But we'll see. I'm not holding my breath on that one.

Goodwill Wednesday

February 23rd, 2012 at 02:18 pm

I didn't make it to Goodwill last Wednesday, and the week before I didn't buy anything. So I guess I was ready!

I spent $39 after my 15% discount. I am very excited by some of my finds. First of all, remember I was looking for corduroy pants? I finally gave up and decided I didn't need any. Well, last night, I found a like-new pair of Ralph Lauren cords in a nutmeg-brown shade. Perfect! And though I wasn't looking for a sweater, I happened upon a gorgeous Ralph Lauren off-white cable-knit turtleneck. I wonder if the same person brought them in?

So now I am all set to hike upon the moors, rambling through the heathers with my hounds! Oh heck, I may even wear the outfit to work!

Another great find was a new set of Legos -- Star Wars edition. It is actually an advent set for 2011, so before I gift it, I will take the Legos out of the box and repackage. My grandson will LOFF this! (His word for love).

Two gifts for my two daughters-in-law: a Fiesta bowl (white) for one, and a planter (rusty orange with a maple leaf pattern) for the other.

And I found six mini-plates for the booth. A set of three Copenhagen plates, one from Venice, and two Bavarian. And two Delft tiles.

For myself, another English bone china mug. Which I now officially collect, because this is the third one!

In other news, my son called and asked me for good dates in June for a camping weekend. We will rent a cabin somewhere in Indiana and have a long weekend together. My DIL's mother will come, too. I always love having something to look forward to!

Going down the tubes?

February 21st, 2012 at 07:34 pm

Just came back from a very contentious meeting about the College's fiscal state. The faculty is fighting the President's proposed solution, which is to beef up graduate and online programs. While I don't know if that is the ideal solution, I am certainly concerned that doing nothing at all will result in the ultimate failure of the College. I don't have too many years left here, so I am not really personally concerned, but it's an institution with a long and esteemed history. C'mon people!

As for my personal finances, not much is going on. I won $17 in a football pool (that was on Superbowl Sunday, but I just got the check). I finally sent back my Comcast box, and it was, as they promised, free shipping. I put only $415 on the Citi card last month, which means I have to put $800 on it for each of the next two months. I really have to plot out how I'm going to do that. Funny how things have reversed from how can I save to how can I spend? The point being, of course, that I don't want to spend unnecessarily just to get my $250 reward.

So my ideas are:

Body work on the car
Get the carpet shampooed
Buy a heavy winter coat
Gift cards for groceries, etc.
Get some jewelry repaired

Weird, isn't it? I don't like spending any more!

A Downton Abbey Day

February 20th, 2012 at 01:48 am

Knowing the final episode of the season was airing tonight, I tried to catch up on all the episodes online today. But I ran out of time. The final episode is showing now, but I still haven't seen episode 6. So I will wait and catch it and episode 7 on the computer as well.

Still, it's been a delightful day, living in Downton Abbey!

We finally got my son's birthday dinner under our belts! It all went well. The only mishap was the cake. I had frozen the layers, but when I unwrapped them, some of the cake peeled off with the foil. I couldn't hide the damage, but it still tasted good. Everything else was a hit. He loved his presents -- especially the jacket, which fit well and which he said would be just right to wear in the helicopter. After lunch he, his wife and I took a nice walk with his dog in the almost springlike weather -- it was just a good day all round.

On Friday night I did my $20 grocery shopping. This time I only counted food in the $20 and I spent $19.32. I spent a little more for birthday candles and cat food, so the total bill was $26. The $19 bought a gallon a milk, a jug of Simply Orange, a pint of sour cream, 8 ounces of cream cheese, a half-gallon of ice cream, a package of frozen spinach and two packages of sliced cheese (one Swiss, one cheddar). Everything was on sale except for the spinach. Sure was a lot of dairy, wasn't it? Most of the items were needed for the birthday meal, which was, in its final incarnation: London Broil, sour cream smashed potatoes, mushroom-Swiss crescent rolls, creamed spinach, and banana cake with vanilla filling and orange-caramel glaze. And a nice cabernet sauvignon.

On Friday I had an out-of-town all-day meeting for a professional organization I belong to. I volunteered for a committee, and was surprised to learn that I am expected to go to board meetings once a month. And they are held downtown. I guess I thought I would do my committee work by phone and email! Well, I will make the best of it, but that will be an expense I wasn't counting on. The College won't pay the expenses, not with their budget problems.

On the bright side, for this particular meeting I got a free lunch, but on the other hand, had to pay $5 for parking. This meeting was NOT downtown but in a small town about an hour away. Parking in the city will be much higher.

I've been fighting a sore throat all weekend. It just won't go away. Usually a sore throat means a cold is coming on, but so far, no other symptoms. I do hope I don't have strep, or something ugly like that!

Today I made chicken soup, which sure tasted good on my throat. Since this is a low carb day, it is just broth, chicken and onion. Tomorrow I will add noodles. I also made some granola, which is drying out now. I'm looking forward to having some for breakfast. My $20 challenge is forcing me to do a lot more cooking from scratch, but I am enjoying the process. I am feeling quite accomplished, actually!


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