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March 25th, 2016 at 11:12 pm
Calories: 1644
I used a calculator to find that a woman of my age, at my level of activity, should consume 1493 calories per day to lose weight. That's about what I thought, very close to my personal goal of 1400. But since I'm so hungry, and therefore cheating, maybe I'll take up FF's suggestion and up my allowance a little.
No financial activity today except $1.50 for a load of laundry.
Oh, and I saw on my online bank account that I was charged twice for the birth certificate -- or at least two charges are pending. I had to go through the process twice because THEY said it didn't go through. Not happy. I sent them an email, but I probably won't get a real answer for a few days.
Other than doing the laundry, I didn't leave my condo today. I didn't do all of the cooking I planned on, but made steps -- i.e. I didn't make the quiche but I fried the bacon -- I didn't make the soup but boiled the carrots. I will get those things done tomorrow. I need to make granola, too.
Variables spending is 81% and less than a week to go. I have plenty of food and gas -- but I do need to pick up some dry cleaning tomorrow, so I'm not home free.
This year I have no plans for Easter. I usually do the Easter bunny/egg hunt thing with the grandkids, but they are on their way to Florida. I haven't pushed myself to join in on someone else's holiday -- so I've decided to make Sunday kind of a spiritual retreat day -- a day to pause and reflect. I'll let you know if I come up with anything earthshaking!
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March 25th, 2016 at 12:14 pm
Calories: 1673
Struggling a bit. Suddenly 1400 seems so low. Got to stay focused on the big picture.
Yesterday I grocery-shopped early in the morning. My grandson had promised to take pepperoni to school for "mystery sandwich" day, but didn't tell anyone till it was almost too late. I volunteered to get it and I bought a few items for myself: paper towels, detergent, cat food, kitty litter, canola oil, half & half, poppy seeds, toothpaste, bacon, turkey sausage, and salad mix. $51. Then I delivered the pepperoni to my grandson as he was climbing in the car to go to school. Tragedy averted.
Later in the day I completed the application to get a new birth certificate. $18.
I paid my bills, which included my mortgage and three credit cards, Discover, Visa and Kohl's. And I sent $20 in Easter cards to my Florida grandchildren.
While reading Dollar Stretcher, I was prompted to try missingmoney.com, and, lo and behold, I found a payment from Indiana Gas (to me) being held in North Carolina. All I know is it is less than $50, but I ordered a check. Maybe it will be enough to pay for the birth certificate!
Today's plans are to do laundry and finish listening to the audiobook I checked out for my trip. Plus, I have some cooking to do -- I want to make curried carrot soup, crustless quiche, and cook off a chicken breast I took out of the freezer. It's cold again, so a good day to stay inside and get things done.
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March 24th, 2016 at 11:04 am
Calories: 2320
Oops. I should have planned better. I knew I had a birthday party in the evening, for my DIL's mom, but I racked up too many calories during the day. I was in a using-up mode, and I had French toast sticks for breakfast and a Reuben sandwich for lunch. At the party, I ate two tacos with guac and strawberry shortcake.
Oh well, back on the wagon today.
Yesterday was payday, but the deposit showed as "processing." So I'll pay the bills today, just to make sure everything is covered. I have the mortgage and two credit card bills to pay.
I am working on a bonus on one of the cards. So far I've only spent about $700. I have to spend $2500 in my first three billing cycles, so I basically have two more months to spend $1800. Need to get going. I have car repairs to do, a window to replace, a passport to buy, and a vet visit to make. I'm sure I can come up with more.
Speaking of the passport, I have to take my birth certificate along with my application. I thought I knew just where it was, but it isn't there. I have to get a replacement. That is not as distressing as the thought of where the birth certificate might be. It's possible it was stolen. I remember I carried it in my work notebook for a while because I needed ID for something. Terrible idea I know. Is it possible someone lifted it, and I didn't notice? I haven't had any problems with identity theft, but if someone took it, they would be using my maiden name.
I hope it is just lost somewhere in my house.
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March 22nd, 2016 at 10:26 pm
Day 28: 1210
Day 29: 1333
Day 30: 1479
Day 31 (Today): 1410
I spent a long weekend with my BFF in Indiana. As you can see above I stuck to my diet, even with dinners at Applebee's and Olive Garden, movie treats, and a hot dog at Dog & Suds!
The mini-vacation cost me $29 in food and $17 in gas. My BFF had a lot of gift cards she wanted to use up and was very generous in sharing with me. We even went to a movie (Zootopia) that cost me nothing because she had a gift card.
We both really like to treasure-hunt at Goodwill, so that was one of our stops. I spent $6 on clothing, $22 on gifts, and $14 on stuff for the house. Best find was a dressy red jacket and a black satin skirt for $2! I'll have to lose more weight to get into them, but for $2, it was worth the gamble. Another good find was two Wilton cake pans -- like new -- but they were $6.
I did some re-thinking about my variables budget, and decided it was silly and even counterproductive to try to to work large semi-annual and annual expenses into it, even things like the dentist and annual subscriptions. They just throw it all off. I have the slush fund in place for unusual expenses, and that is what I should use. With that adjustment, my variables spending is now at a more reasonable 69%. To make this work, of course, I will have to be vigilant about consistently rebuilding the slush fund whenever I come in under budget. I don't anticipate this will be a problem, but I will certainly be mindful of it.
I came home very tired this morning, but it was a good time.
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March 18th, 2016 at 11:04 pm
Calories: 829
Grilled Swiss on Rye
Brussels Sprouts w/ Parmesan
Apple
Yogurt
1 square dark chocolate
Wine
Yes, calories are really low today, but I suspect they were really high yesterday.
I went to Walgreens today, just taking a walk, but of course I made the mistake of going in. I just wanted to see if they had the eyebrow pencil I had seen advertised.
Well, they had them, and they were offering a second one for half-price. So I bought two, one for home and one for my travel kit.
Then I looked at the reading glasses, and I saw there was a BOGO deal on Foster Grants. So yes, I got two pairs of reading glasses. I have lost two pairs this year. I keep reading glasses in my living room, bedroom, bathroom, kitchen, work area, and purse. I really need them all these places and I am NOT going to wear them on a chain around my neck. In the past, I have picked them up supercheap at garage sales and such, but this time, I got nice ones at the right strength for me -- and they are attractive, too. I think they will help with my headaches. I can really tell the difference, and I'm kind of embarrassed I never got the correct strength before.
Anyway, I spent $48 at Walgreens. (But I saved $39!!) That pushed my variables spending to 109%. And it's only the 18th. And I still have a weekend trip ahead of me. Ah well. Last month was low-spend, and I think April had better be low-spend as well!
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March 18th, 2016 at 03:25 pm
Day Twenty-Six was a planned cheat day. I don't know how many calories I consumed, but it was well over the limit. I figure I will do this for special occasions, but I will have to be careful about how many "special occasions" I have. I'm thinking I should limit cheat days to once a month, and only for a good reason, so, say if April goes by without a special occasion, I don't just create a cheat day for the fun of it. Make sense?
The dinner was a success; everyone enjoyed the food and had a good time. I made quite a mess in the kitchen but I've got it down to one sinkful of dishes waiting to go into the dishwasher.
Today I'm getting ready to go to Indiana for three days to visit my BFF. We are trying to visit once a month, alternating between her home and mine. Since we are both retired, it should be doable. I wish she lived in my area, but this is the next best thing. With her blessing, I am taking my laundry there, which will save me both in quarters and stair-climbing.
Before yesterday's dinner I went to Target, intending to buy placemats and maybe some flowers. Well, Target doesn't sell flowers (at least my Target doesn't). And the placemats were not what I had in mind, so I passed on them. But I did find three plain white platters, half-price, on one of the clearance end caps. I snatched them up; they are exactly what I need, an excellent find. I also bought a water bottle and a little gift (recipe book) for my DIL. I spent $33.
I also spent $5 for lunch at McDonalds. I didn't want to worry about making lunch while I was cleaning and prepping for the dinner. I bought myself a Happy Meal, because the portions are small, and I had them add an extra toy, so I would have something for both boys when they came over. And they were delighted with their Hot Wheels!
So I'm at 98% in variables, and it is unlikely I will come in under budget. But last month was only 66%, so I can afford to go over a bit. Just as long as I don't make it a habit!
I will report tonight on my calorie intake today, and then I'll do a catch-up post on Tuesday, when I come home again. I WILL be counting calories, even though I am, so to speak, on vacation!
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March 16th, 2016 at 09:57 pm
Calories: 1448
Toast & Marmalade
Cheese & Olive Quesadilla
Applesauce
Baby Brussell Sprouts & Parmesan
4 Gingersnaps
I went grocery shopping this morning and spent $52. I won't list my items, because I bought 22, not 10! I am getting ready for my St. Pat's dinner tomorrow, which will be a very high-calorie menu -- Grilled Reuben sandwiches, homemade French fries and Shamrock Shakes. I figure each sandwich is 650-700 calories. Add the fries and shake, and it will be a big cheat. But it is a planned cheat, and I will be back on the wagon the next day. This meal has become an annual tradition, and I like to have a few traditions.
Yesterday I wore a pair of jeans that were starting to feel quite loose, and I thought, "It's working!" This morning I pulled on a different pair of pants -- they were still tight. It's going to be a slow process, but at least it's a plan I can stick to, and I don't feel deprived or angry. The big plus is just knowing that I'm working on it has made me much more tolerant about my body. I know I will make a difference in the long run.
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March 15th, 2016 at 10:14 pm
Calories: 1321
Everything Bagel w/Olive-Nut Spread
Chicken Biscuit
Popcorn, No Butter
1 Square Dark Chocolate
Tea w/Sugar
Veggie Plate
I haven't actually eaten the veggie plate yet, but I have counted it, and I will eat it later.
Today after voting in the Illinois primary I walked to the hairdresser's and got a haircut ($15). I had been letting it grow out a little, but yesterday I happened upon an old picture of my shorter style and realized I just liked it a lot better. Even though it's trendy for older women to wear longer hair, it doesn't necessarily look better. So wearing long hair will not be one of the ways I save money in retirement! Ah well, my haircuts are cheap. I found a great cutter at Supercuts, and I will mourn when she moves back to Seattle in a year or so.
I did two loads of laundry today -- I washed my sofa pillows, the cat's bed, and my bath mat. All really needed. I also did some more filing. I've gotten down to one box of papers to sort and file. And most of them will be tossed.
I didn't get to the grocery store today, but it's better to go tomorrow anyway -- closer to the day of the dinner. And I have to do some serious cleaning tomorrow. I love my DIL, but she and her mom are much more particular about housework than I am, so I always feel a bit on the defensive when they come to my house.
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March 14th, 2016 at 10:40 pm
Calories: 1467
Egg Casserole w/Cheese & Broccoli
Everything Bagel w/Olive-nut spread
Veggie Plate
4 Gingersnaps
Wine
Tea w/Sugar
The sugar in the tea was a mistake. I meant to put in Truvia; didn't even realize I'd added sugar until I tasted it and it was unusually good!
I had a bad day. I felt very depressed this morning, thinking all kinds of crazy thoughts, and then a headache came on. It was so bad I went to bed after taking Advil; then I used the PurMist to clear out my sinuses, just in case. In the afternoon the headache got better, and my mood improved, too. I'm almost back to normal now.
Tomorrow is election day. After voting, I'll go to the store and get the supplies for my St. Pat's dinner. Then I'll get started on cleaning. All the floors need cleaning -- but I want to hold off until closer to the time the company comes.
Today I cleaned my stovetop, soaking my burners in ammonia. I wonder if the fumes got my headache started? The good news is they look spotless.
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March 13th, 2016 at 10:44 pm
Calories: 1669
Egg casserole w/cheese & broccoli
Toast w/butter
Everything bagel w/nut-olive spread
Popcorn w/butter
Gingersnaps
Piece of dark chocolate
I know, I know. It's a depressing cold, rainy day and I was depressed and I just ate stuff I like. Carbs galore. Tomorrow is a new day.
It was another lazy day. I did a lot of reading, and watched "Dances with Wolves" on TV. I also caught up on "Finding Your Roots" on PBS, a show I enjoy very much.
I did clean the aquarium, a job I like to put off. I was going to do another load of laundry, but didn't want to go outside, even though it's just down the staircase. It's an outdoor staircase.
But I did change all the clocks! This is the first year in a long time that the time change won't affect me at all, since I can get up whenever I want!
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March 12th, 2016 at 11:14 pm
Calories: 1384
Pancakes & Syrup
Bacon
Berries, Grapes
Olive/Walnut Sandwich
Yogurt
Everything Bagel
Wine
I behaved myself at the brunch, only taking two small pancakes with a dash of syrup, 2 slices of bacon and a lot of fruit. And I had several cups of black coffee.
On the way home, I stopped at the grocery and picked up another free yogurt. They keep giving me virtual coupons, and I keep taking them up on it. I will always take free food.
Once home, I did a load of laundry, but otherwise have been quite lazy. And I think I will continue to be lazy the rest of the day!
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March 12th, 2016 at 12:48 am
Calories: 1467
Egg Casserole w/Cheese & Broccoli
Coffee w/Creamer
Olive-Walnut Sandwich
4 Gingersnaps
Lite Yogurt
Everything Bagel
In the interest of truthful reporting, I caved and had a bowl of cereal last night, raising the calories yesterday to 1883. Eek!
I took some items to the dry cleaner's today, and learned that this family business is being sold after 65 years. I hope it will continue to be a good place to go! I don't do too much dry cleaning, but there are some things that just have to be done professionally, and I like going to a place I trust.
I went to OfficeMax and bought command hooks and file tabs for $8. Then I went to the grocery and spent $26. Items bought: Facial tissue, cat food, tuna, Easter candy (yeah, I'm finally done with that!), Swiss cheese, Greek yogurt and Easter cards. I had coupons for most things, saving $9. On the way home I stopped at Dollar Tree and spent $5 on 5 packages of frozen fruit. Variables spending is a scary 83%. But it is the dentist bill and the Ancestry.com bill that are throwing it out of whack, especially both falling in the same month.
Getting a free breakfast/brunch tomorrow at my ex's house (family party). I'll try to be mindful of what I'm eating, but make it a true brunch, taking the place of breakfast and lunch, calorie-wise. Then I hope a light afternoon snack and light dinner will suffice.
Since I ran out of file tabs, I didn't get too much farther on my filing project, but I'll pick it up again tomorrow. I'm doing a lot of purging as I file -- it is very cleansing!
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March 10th, 2016 at 10:29 pm
Calories: 1558
Egg casserole w/cheese & broccoli
Coffee w/ creamer
Grilled cheese sandwich
Steamed carrots
Yogurt
Popcorn
Gingersnaps
1 piece dark chocolate
It's only 4:20, but I have to be done eating for the day; the calories are too high. It shouldn't be a problem, though; I am always hungrier at midday than I am in the evening. It was just one of those hungry days.
No financial news today, other than I found a $20 bill while sorting papers. I got some serious work done today sorting and filing. Still lots of work to do, as I have put it off for way too long. But it's a good feeling to have completed as much as I have. And it's good to be looking at a clean desk. Now I have to tackle the various boxes and bags I have stowed away, full of papers I didn't want to make decisions about. I figure I will be able to throw away about 90% of them.
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March 10th, 2016 at 12:14 am
Calories: 1377
Coffee w/Creamer
Cheese Quesadilla w/Avocado & Tomato
1/2 Blue Moon Burger
1 cup Chicken Salad w/Cranberries & Walnuts
4 Gingersnaps
Herbal Tea
I'm still a little hungry, but I'm done today.
I deposited the $15K today, walking to the bank to do it. On the way back I stopped at Walgreens and bought two Beanie Baby bunnies for the grandsons' Easter baskets ($10) and two packages of brushpicks ($5). I am much better about flossing with a brushpick, so I decided to go for it. I don't like handling floss that's wet with saliva, even if it is my own saliva! The dentist made me aware yesterday that I need to be much more vigilant about flossing, and the brushpicks will make it much more likely that I will do it.
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March 9th, 2016 at 12:45 am
Calories: 1826 (whoops!)
Everything Bagel
1/2 Blue Moon Burger
French Fries w/ Ketchup
Split Pea Soup w/Croutons
Shamrock Shake
Yeah, it was that kind of day. I didn't eat at home at all. I didn't go hog wild, but didn't eat like a dieter, either. That's okay, a bit of a cheat will happen now and then. I'm in this for the long run, and I'll be back on the wagon tomorrow.
It was a spending day as well.
I went to the bakery outlet and spent $7 for bread, buns, and bagels. I bought gas for $23. The dentist cost $176 after my senior discount. (That was for an oral evaluation, cleaning, and fluoride treatment.) Lunch with my friend was $25. I paid her share, because she has so often helped me with cat care and rides in the past. Under duress I let her pay the tip. A trip to Goodwill cost $19, all for gift items. (And I got a $5 rewards coupon for future shopping). Finally, I stopped at the grocery store and spent $19 for cat treats, dishwasher detergent, kitty litter, and low-fat cream cheese. I had $1.50 in coupons and everything was on sale.
I also got the $15K from the credit union, which I will deposit at Chase tomorrow, and I got the direct deposit from the College changed to Chase. So I've almost completed everything that had to be done to earn the $500 bonus.
It felt like a busy day. Of course, I drove 45 miles as well, which I'm not used to any more!
Now I'm ready to put my feet up and rest!
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March 7th, 2016 at 10:55 pm
Calories: 1486
Strawberry & Banana Smoothie
Coffee w/ Creamer
Chicken Salad Sandwich
Applesauce
Cheese & Broccoli Omelet
Toast & Butter
It's early, but I don't plan to eat anything else today, so I'll report in and make it an obligation!
Today I sent $50 to the college I retired from -- since I was in development myself, I really sympathize with their fundraising efforts -- and the college needs support. I also renewed my AARP membership for $13. Supposedly they will send me a free day bag.
Variables spending is at 43%. Tomorrow I have a dentist's appointment, and I'm going out to lunch with friends. If the dentist bill is high, I won't count it as a variable; it will come out of the EF. But it shouldn't be as bad as last time; I won't get x-rays this time.
Tomorrow I will also go to the credit union and get a cashier's check for $15K to put in the new Chase account. And I will go to the College and have them change my direct deposit to the Chase account. I have already signed up for paperless invoicing and bill pay, so I will have met all the requirements for the $500 bonus.
I took a 40-minute walk today to the mailbox and then on to the lake shore. It was brisk, but not cold. Tomorrow it is supposed to be quite warm. My radiators are already shut off. I'm a little cold, but I'm wearing double layers, and I keep moving around, so I'm doing okay. Soon I'll be complaining that I'm too hot!
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March 6th, 2016 at 11:58 pm
Calories: 1615
Strawberry & Banana Smoothie
Coffee w/ Creamer
Grilled Cheese Sandwich
Chicken Noodle Soup
Popcorn w/ Butter
1 Square Dark Chocolate
Chicken Medallions
Asparagus
Calories are getting a little higher than I would like, so I have to watch it better. I did take an hour-long walk today, so that helped.
Ancestry.com charged my Discover card $189. I was expecting it, but thought the charge would come in the middle of the month. I was going to switch the charge to my Alliant card, but I was too late. Oh well.
I got free yogurt today with a virtual coupon, and I also spent $6 on Easter candy.
Variables spending is at 35%. Lots of stuff coming up, so it won't be a cheap month, but with last month finishing up at 66% I can afford to spend a little more this month.
My son in Florida got the word that the mortgage was approved for his new house. He is so thrilled -- they all are. Their new place will be smaller, but it will be in a better neighborhood, with amenities much closer. And it will be theirs. They are packing now and will be moving very soon.
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March 5th, 2016 at 11:33 pm
Calories: 1537
Strawberries & "cream" (nonfat)
Toast & butter
Taco salad
Frozen yogurt
Chicken noodle soup
Grilled cheese sandwich
Wine
Calories are a bit high today. I should have skipped the wine, but I drank it before I totaled them up!
I went to Kohl's today. I had a 30% off coupon, plus a $5 off coupon. I wanted to find boots, and I did! The boots were on clearance, as I thought they would be. I bought two pairs for $37. Both pairs are knee-high, which is what I really wanted. I haven't had knee-high boots in ages, because my calves are too big. (I don't think they're all THAT big, but clearly manufacturers disagree.) These boots have an extra zipper that provides a little slack. When my legs slim down, I can just zip them up!
The only downside is that I had to use my Kohl's card, rather than put it on my bonus-earning Alliant card. But for the price it was worth it.
I was intending to get Kohl's cash, but since they were so cheap, I didn't get up to the $50 requirement! I decided not to get anything else; there is nothing else I need. For that reason alone, it's just as well that I didn't get the Kohl's cash.
I added the $5 coupon to my snowflakes.
It's going to get warm outside in the next few days, so I'm mentally preparing myself for no heat inside. Maybe this round it won't be so bad.
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March 4th, 2016 at 11:36 pm
Calories: 1453
Oatmeal w/raisins & walnuts
Chicken biscuit w/lettuce & mayo
Asparagus
Homemade chicken noodle soup
Grilled cheese sandwich
Wine
Dark chocolate
I am very comfortable eating calories in this range. I don't weigh myself (makes me crazy!) so I can only judge progress by the fit of my pants. I believe they are a little looser -- either that or I have a good imagination! Anyway, I am in this for the long run. My plan is to keep reporting till my title is Day Three Hundred Sixty Five (which will be after my cruise and my Key West vacation). Bear with me; it really helps me to share.
I went to Chase today and opened two accounts -- checking and savings -- in order to get a $500 bonus. The guy I worked with was very helpful; he completely understood about the bonus and said others were doing the same thing, even opening and closing multiple times. Not that he recommended that. Now I have to go to the credit union and get a cashier's check, and get the college to change my direct deposit. I'll take care of both of those tasks on Tuesday. So, $500 coming for my grandkids' college funds! Yay!
Afterwards I went to the grocery to buy my ten items. Actually got eleven, since I couldn't pass up the cheap bananas. Here is my list: Cat chow, salsa, tortillas, paper towels, shredded cheese, eggs, chicken breasts, strawberries, bananas, onion, bread. Total was $28. I used $2.55 in coupons, so that amount went to snowflakes.
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March 4th, 2016 at 12:39 am
Calories: 1410
Banana French toast sticks w/ syrup
Coffee w/ creamer
Taco salad
Popcorn
Pizza bread w/ olives & onion
1 square dark chocolate
I stayed in all day today and only spent $5 to download AdBlock. (I also downloaded Chrome so I could use it.) It's awesome! So thanks for the suggestion! I didn't realize how much all the crawling ads were bothering me.
I think I will go ahead with transferring $15K to a Discover online savings account, but I'm going to do it tomorrow when I'm fresher. I also looked over a Chase offer with a $500 bonus, but it requires opening a checking account, switching my direct deposit, and keeping the accounts open for six months. Also their interest rate is very low. I think I'd rather take a smaller bonus and keep it simpler. My aging brain is seeking less complication, not more!
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March 3rd, 2016 at 01:46 am
Calories: 1469
Granola w/almond milk & raisins
Coffee w/ creamer
Taco salad
1 square chocolate
Frozen yogurt
Chicken biscuit
Lettuce w/ ranch dressing
Wine
A calm and quiet day. I did a load of laundry and cleaned the fish tank. Did a lot of reading. Visited with a neighbor in the laundry room. A very typical retirement day!
Too cold to walk.
I chuckled when I got my property tax bill yesterday -- on the day it is due! Then I realized it was the duplicate I had asked for so I could keep it on file.
Got a promo from Discover offering a $100 bonus if I put $15K into a savings account. I could do it; I could take it from the EF fund. I'm mulling it over. Never had a cyber account before; I'm so old-school in some ways, and I'd rather have my EF all in one place.
I do have my new Alliant credit card in hand. I've only charged $47; I have 90 days to charge $2500. The dentist's appointment will help with that. Too bad I didn't have it for the property tax!
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March 1st, 2016 at 11:01 pm
Calories: 1665
Food Consumed:
Yogurt w/oatmeal & blueberries
Toast w/ butter & marmalade
Peanut soup
Cornbread
Carrot strips & ranch dip
Taco salad
Calories are a bit high today, a good number for maintenance but not for dieting. So no wine or chocolate today!
The big news is I have HEAT! I can't even describe what a difference it makes in the way I feel. I have energy; I'm getting things done instead of rolled up like a burrito on the couch!
My only spending today was $1.50 for a load of laundry.
We had a snowfall, but not what they were predicting. I could have driven to the dentist today, but it's just as well that I rescheduled. I'm planning to have lunch with friends in that area, and the new date is better for them.
Happy March, everyone!
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March 1st, 2016 at 12:27 am
Came in at 1412 calories today.
Egg casserole
Coffee w/creamer
Toast w/butter & marmalade
Red Vine pizza
Peanut soup
Crackers
I had veggies on the pizza and in the casserole. If I get hungry later I will have a serving of veggies, but right now I'm feeling about right.
I did my February recap:
Taxes: $942
Housing: $677
Utilities: $162
Vacation/Travel: $122
Gifts/Charity: $106
Groceries: $86
Fees/Services: $84
Phone: $52
Eating Out: $41
Entertainment: $31
Medical/Health: $29
Household Supplies: $13
Vet/Pet Supplies: $11
Personal: $11
Laundry: $11
Grand Total: $2378
The taxes are my first semi-annual payment of property taxes. I'll be paying my state income tax next month.
Fees/Services included I-pass fee, tax prep fee, and my passport picture. Next month I'll pay for the actual passport.
Everything else was nice and low. My variables percentage was 66%, even better than I thought.
I was planning to go to the dentist tomorrow, but I called to reschedule. Heavy snow is predicted for tomorrow, and I don't want to drive in it. My dentist is more than 20 miles away.
Today was the fourth day in a row that I haven't had heat. I think it is finally coming on tonight, though I have had enough false alarms, I'm not sure yet it will stay on. All I can say is, I'd better get heat tonight; the temperature is plunging.
Our association president shared an email he sent to the property managers. "Three days without heat. HELP!" I suspect they really believe they can turn off the heat when it gets into the fifties outside, because "it's so warm!" Yeah, it's warm for February. Still cold. They should live here.
I wish my suffering were translating into lower costs, but it doesn't make any difference at all. I pay my assessment fees just the same, whether I freeze or burn up.
Okay, I'm done complaining! Looking forward to a toasty day tomorrow while I watch the snow fall!
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February 29th, 2016 at 12:18 am
It was a good day. 1441 calories.
Egg casserole
Coffee w/ creamer
Red Vine pizza
8 oz. Sprite
Chicken patty on bun w/lettuce & mayo
Green beans
Wine
1 square dark chocolate
The red vine pizza is a specialty from Blaze Pizza, made with sauce, soft mozzarella, basil and cherry tomatoes. I had lunch at Blaze with my son's family. I picked up the tab for all; $39.
I brought home two pieces of pizza for lunch tomorrow.
I took a 45-minute walk to the grocery store, where I used a coupon to get a free yogurt.
I spent most of the day with the grandsons; in the park, at lunch, and watching them play videogames. I came home late afternoon, and now I'm watching "Places in the Heart" and loving it.
Wrapping up the month tomorrow. Right now my variables stand at 69%. May be a bit higher when I do the final reckoning, but in any event, I've done well.
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February 28th, 2016 at 02:23 pm
I went to sleep last night before making an entry for Day Seven. I went to bed early to read, because I was so cold, and fell asleep. I'm looking forward to the temperature outside diving; that's when the radiators come on.
I also had a bad headache and just had to baby myself.
But one good outcome: I accidentally skipped supper, and calories for the day were only 783!
Food consumed:
Coffee w/creamer
Toast w/peanut butter & jelly
Cream of veggie soup
Greek yogurt w/ honey
1 square dark chocolate
In the morning I went to Aldi, planning to buy only 10 items. As often happens at Aldi, I got more, but the groceries still fit into my two totes, so in a way I kept to my plan. And I got good diet stuff.
My purchases:
Crackers
Almond Milk
Butter
Frozen Brussel Sprouts
Iceberg Lettuce
Frozen Broccoli Florets
Frozen Asparagus
Frozen Green Beans
Carrots
Canned Broth
Applesauce
Flour
Canned Black Olives
Chocolates
Let me explain about the chocolates. In the discount bin, there were Russell Stover valentine boxes marked down to $2.05. Since I keep myself on my diet by rewarding myself with little hits of chocolate, I thought it was a good idea to get a box for that price.
The total bill was $22.
After lunch I went to see "The Big Short" (which I obviously didn't see the other day when I said I was going to!) It cost me $7. I thought it was a pretty amazing movie; certainly clarifying about what went wrong in the housing market, and a little depressing to think about the level of greed that fueled it. I loved Steve Carell's speech at the end about how fraud never works; I wish those in power really believed that.
I didn't do any significant exercising, though I did some running around, and parked far away from my destinations. I got to Aldi about 15 minutes early and walked around in Home Depot waiting for Aldi to open.
I found a penny. So far this year, I've picked up .97 off the street. I've also earned $15 from Pine Cone. Every little bit helps.
Oh, and in the interest of transparency, I gave $5 to a homeless woman. It was right after the movie, and I was feeling very un-greedy.
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February 26th, 2016 at 10:53 pm
Now I've done it. I knew this day would come. It's only 4:30 and I've already eaten 1522 calories. I'm going to really try to make it through the rest of the day drinking water. My food choices were not great. My excuse? The boiler is off, and I'm freezing. The urge for comfort eating was undeniable.
French toast sticks w/butter & syrup
Black coffee
2 tortilla pizzas
Popcorn w/ butter (1/4 cup unpopped)
1 square dark chocolate
No walk today; it's too cold. I'll do the stretching exercises tonight.
I watched a good movie today from Xfinity's streaming service: The Lucky Ones. It's about three soldiers who bond on a car trip while on leave. I'd never heard of it before -- it may be an indie movie.
I watched it while lying on the couch, covered in blankets, with my cat lying on top of me. And I was still cold. The radiators have come on briefly, but go off again. I don't know what's up, but I wish they would fix it.
Financially, all is well. It was a no-spend day, except for one load of laundry. Tomorrow I'll go to the grocery again; my list has reached ten. So I'm not done for the month. Variables spending is at 60%, so I'm bound to come in under.
Also, my property tax was about $250 less than expected which gives me a little boost in savings.
March will be a little different. I will have a dentist's appointment on the first (which is out of town), and at least three potential eating-out events. I'll have to work harder to make ends meet.
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February 26th, 2016 at 12:56 am
Coming in at 1416 calories today. Food consumed:
Coffee w/creamer
2 eggs over easy
Lightly buttered toast
2 clementines
Chicken parmesan sandwich
1/2 cup applesauce
1 cup French onion soup w/cheese bread topping
5 oz. wine
1/2 cup frozen yogurt
I also took a 1/2 hour walk.
I had two financial surprises today. I paid my Discover bill and realized that I was charged $40 to renew my I-pass (for tollway fares). No problem, but I was charged in January, and I never counted it then. So it goes into February expenses; I'm not going to go back and change everything. That pushes my variables spending to 59%, still very good.
Then, looking at last February's expenses, I realized that I paid the first installment of my property tax last February, but I hadn't yet received a bill this year. So I got online, and saw that it is due on March 1! I was able to pay online, with a $1 fee, but I'm sure glad I looked. I looked all over, and I don't believe I ever got the bill. I remember that I got an application for my senior exemption, but the actual bill -- no. Not unless senioritis has really set in.
That said, I really have to get better about my paperwork. I hate it, and I'm bad at it. I'd like everything to be electronic.
I had to take $1100 out of my slush fund. But that's what it's for.
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February 24th, 2016 at 11:48 pm
I figure as long as I stay under 1500 calories per day, I'm doing well, and today I had 1485 calories. Here's what I ate:
Blueberry pancakes
Coffee w/ creamer
French onion soup w/cheese bread
Popcorn
Piece of dark chocolate
Turkey/veggie fried rice
The blizzard that was so loudly predicted didn't materialize to much of anything in my neck of the woods. We've had snow in the air, but nothing really sticking. Further south, and to the east, there has been heavy accumulation. Even so, I stayed in. It is windy, and may be slippery, too.
I did a load of laundry today ($1.50) and paid my mortgage. It's pay day for my Social Security. The amount is still showing as "processing" at the bank, so I'll wait until it is processed before I pay the Discover bill, which is $1165.
I've been finding a lot of free entertainment on broadcast TV lately. Today I watched "Awakenings" with Robin Williams, which I've seen before, but enjoyed again. There's a bit at the end where his character talks about the human spirit being stronger than any drug. It was quite moving, and I couldn't help but wonder why Robin couldn't get to that place himself. He brought so much joy to so many people, but he couldn't save himself. I wish he was still with us, and still performing.
No exercise today, but I'll do my stretching before bedtime.
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February 24th, 2016 at 12:18 am
I can't believe how well the diet is going, after all my procrastination! I consumed 1416 calories today, and did 10 minutes of stretching exercises.
The food:
Black Coffee
Oatmeal w/ blueberries & brown sugar
French onion soup w/ cheese bread topping
Half cup of frozen yogurt
Turkey stirfry w/ rice
5 oz. wine
Water all day long
I intended to get out and walk today, but I got so involved watching "Sybil," (Sally Field with multiple personalities) I never made it. It ran for about 4 hours. I think I had only seen bits of it before; it was interesting watching the whole thing.
I did do a load of laundry, and on top of cooking my meals I made a batch of poppy seed dressing from scratch, using up all my poppy seeds and some toasted sesame oil that needed to be used. I don't have any salad materials right now, but when I do, I'll be glad the dressing is already made.
Tomorrow we are supposed to get a heavy snowfall, so I'll probably regret that I didn't walk today.
Looking forward to my pants getting looser!
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February 22nd, 2016 at 11:40 pm
Well, believe it or not, I consumed almost exactly the same in calories today as I did yesterday - 1377. And I took a 35-minute walk.
My food intake:
Greek yogurt w/ honey
Coffee w/ non-fat creamer
Turkey sandwich
Blueberries w/non-fat "cream"
2 pizza tortillas
5 oz. wine
Right now I feel fine -- not hungry. The water helps with that.
I had ten items on my grocery list today, so I went shopping -- three different places. I bought kitty litter at PetSmart ($4). Then I went to Aldi (next door) and bought a dark chocolate almond bar, blueberries, biscuits, tuna, pizza sauce, vinegar, and frozen chicken patties ($13). Then I went to Jewel and bought a box of wine and a package of pantiliners ($17). My variables are at 54%.
The chocolate bar I can break into small pieces. It will help when I get sweet cravings.
I bought the kitty litter at PetSmart, because I had a $3 coupon. I bought a damaged carton which was marked down, and there was a $5 coupon on the package. That's why I got such a great price on the kitty litter.
It's been a good day. I watched last night's showings of Downton Abbey and Mercy Street. Mercy Street is over for the season and Downton Abbey will be done forever next week. Pain and sorrow!
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