A busy weekend, spending-wise, and just busy in general. On Saturday I took the train downtown and met a friend for a visit to the Art Institute. They were having a fabulous show called "Impressionism, Fashion and Modernity" which featured impressionist art that focused on the fashions of the times. Real dresses that either resembled the paintings, or had been worn by the models in the paintings, were displayed in showcases. Really exquisite. I enjoyed myself enormously, especially since I got in free on my friend's member pass. We had lunch at Pret A Manger across the street ($14) and then went back to look at the museum shops. They were having a 20% discount for members, so once again my friend loaned me the advantage of her membership. I bought an umbrella and a bracelet for my DIL, spending $40. The umbrella was a bit of a splurge, but I lost my last one on the train, so I needed it. This one is a Frank Lloyd Wright design. I love it! I cannot lose it on the train! Luckily it is collapsible and fits into my train bag.

On Sunday I paid my son $10 toward a lunch he had bought me earlier in the month, and I also spent $36 at the grocery store, once again mistakenly getting 11 items. Am I losing my ability to count? Here they are:

Tortillas
Walnuts
Granola Bars
Chocolate Syrup
Creamer
Ice Cream
Wine
Bacon
Raspberries
Mushrooms
Onion

Sunday was also my grandson's birthday. He had a donut party, with a stack of donuts for a cake, and donut-themed games. My gifts were a bag of art supplies and a Ninjago figure and watch. Of course, they paled beside all the other stuff he got, but I've learned to expect that, unfortunately.

My meal plan this week: I'm going to make chicken enchiladas tonight, and also fry some bacon for BLT's. I have carrot soup, sloppy joes, and lasagna in the freezer, and plenty of cheese and crackers.

Tomorrow my Florida son and his family are coming into town. There will be a gathering tomorrow night - plans not set yet - but I will get my real time with them on Saturday morning, when we go out to breakfast before taking them to the airport. They are staying with DIL's mom.

On Thursday I am going to another conference which I have helped to plan. I am hoping all goes well - it is always a little nerve-wracking. It will be downtown, so while I will get a free breakfast and lunch, I will have to pay for parking. I have too much to carry to take the train.

So that is how the week ahead is shaping up! Now I have to refigure my budget, since the Art Institute day cost more than I estimated, but I don't think I am too very far off track!

Yesterday was a no-spending day, not really planned, just happened!

And I made $3 from Pine Cone.

I've been checking daily to see if my mortgage check was cashed and was starting to get a little concerned...finally today I found the sealed envelope in my bag; guess I meant to stamp and mail and never did! Luckily, I pay about a half-month ahead of time, so it will still get there before the deadline.

I really do need to get that payment automated, but I like to have the freedom to add as much as I want to the basic payment. I more than doubled my payment this time, as I usually do.

I got the luxury of a free ride home from the station last night -- a very late train forced me to take a train that didn't stop at my station. An acquaintance who also rides my route had the same problem, and he was without his phone, so couldn't tell his wife. I loaned him my phone, and when his wife came, they gave me a ride home! That saved me two miles of walking!

Yesterday I was peeved because I had to throw out my yogurt lunch which was too old to risk eating. Funny how things work out -- there was a TON of cheese, crackers, and fruit left over from a reception, so I didn't have to buy a lunch after all. In fact, there was still some this morning and I had a free breakfast, too.

Tomorrow I'm going downtown to meet a friend for lunch and visit the Art Institute. She is very kindly taking me as a guest, but I still have to pay for lunch. I've budgeted $20. I'm planning to use my regular train ticket (which will force me to walk a little, but that's okay). So I think $20 will be adequate for the day. I haven't been there in a while and I'm really looking forward to the special impressionism exhibit.

Then on Sunday we are celebrating my grandson's 4th birthday. My gifts are bought; just a matter of wrapping now.

I am the Treasurer for a professional organization I belong to. These past few weeks I've been handling the registration fees for a conference our group is putting on. Yesterday I hit a wall.

A big university wants to send ten staff members, but needed an invoice for their business office. (Most registrations come through PayPal). So I created an invoice -- I understand the demands of a big university. I got a call from them -- neither the name of the organization nor the address on the invoice matched what they had on file. Well, the address changes every time the Treasurer changes -- we have no real address. But the name change was a bigger problem. I was aware that the bank account was under an old name, but everything seemed to be working, so I let things be.

So after work I went to the nearby bank branch, and filled out paperwork to update the name and address. I also made a new invoice with the correct name. I have my fingers crossed. The change won't be official until our President signs off on it -- which won't happen till next week at the conference.

The check will be for more than $1K, which I think is the reason it caught someone's attention.

Having to go to the bank got me on the road pretty late. It was raining, to boot. So the trip home was a traffic nightmare. I didn't get home until 7. I had to stop on the way and get a sandwich -- at least I had a $1 off coupon for Steak N Shake, so that's where I stopped; spent $5.

I didn't do anything I had planned to do in the evening. Just earned my 11 Swagbucks and then went to bed.

I had a UPS notice that my packages were not delivered because they needed permission to leave them in the foyer. Never happened before, but what the heck. I signed the slip, and then left it on my desk this morning! Fooey!

I packed yogurt for lunch today, but have since figured out it is too old, so I'll be throwing it away. I hate to waste food! And now I'll have to buy a lunch. Fooey, again.

It's a rainy, gloomy day, and I'm glad it's Thursday, because Thursday is better than Monday, Tuesday or Wednesday!

I guess I didn't set the alarm last night. I woke up at about the time I should be leaving to catch the train. Well, I've learned that taking a later train makes me MUCH later, because of the lag time at the downtown station, so I drove. I hate to waste the gas, though.

I got breakfast on the way for $5. Luckily, I had food leftover at work yesterday, so no need to pack a lunch.

I've done this commute for almost a year now, and it's not getting any easier! And of course, with winter coming, it will get harder for a while.

I did a load of laundry last night ($1.50). Just got another doctor's bill for $11, so I'll be taking care of that today. I still have enough in flexible spending to cover that small amount. Looks like it was a charge for a followup visit, mostly covered by insurance, but heck, it used to be that followup visits were free, back in the old days. To encourage people to actually come back!

I took another look at my budget for this month. I'm planning on spending $106 for my train pass, $75 more for groceries, $20 for household supplies, $25 for pet supplies, $55 for phone, and $25 for gas (I'll do that today). Then I have my special events: a train trip with the grandsons ($20), a breakfast with visiting family ($55), Art Institute & lunch ($20), and a $10 donation to a Chicago Marathon runner. That will leave me about $300 to put toward a plane ticket to get my sister here for Thanksgiving. She is turning 70 at the end of October, so it would be a good present for her milestone birthday. I'm not sure how far $300 will go -- I'll have to find a good deal.

I'm glad I made the trip -- everyone seemed so pleased that I had made the effort -- but I'm really tired today!

I spent less than expected -- budgeted $70, but spent $36 on gas and $14 on food. So I'm going to recalibrate the budget.

I got home about 10 and went to sleep pretty shortly. So I didn't really miss much sleep. But the trouble with the trip home is that the hard part -- driving through the city -- is at the end of the trip, when I'm already bone-tired!

I missed my free flu shot, and I'm hoping that it will be available on another day.

This weekend I'm looking forward to an excursion to the Art Institute, where I will meet my friend who lives in Hyde Park, and, on Sunday, my youngest grandson's birthday party. This is shaping up to be a busy month.

I put in my last post that I would send flowers for my DIL's grandmother's funeral. I've been going back and forth in my mind since she died, but now I've decided for sure I'm going to travel to the wake instead. It just meant so much to me that people came when my mother died. I want to be there to pay my respects.

So I won't send flowers, they will get my presence instead. I have budgeted about $70 for the trip.

It will be a lot of driving -- about 3 1/2 hours each way. But I haven't had a road trip in a while. I'll enjoy it.

I got my Capital One bill this morning, and that charge from zBiddy was still there! Even after cancelling my card and getting a new one. So I called, and I hope this time I got in taken off for sure. They got a rep from zBiddy on the line, and I did something I never did before. I angrily stated my case instead of just taking it! And I refused their offer for "discounts" "gas vouchers" "more bids", etc. I just kept saying, "Can't you remove the charge?" Well, they finally did, and gave me a confirmation number and a phone number to call, so I hope it's for real this time. Hey, it was $79 for something I didn't want and was tricked into buying. It wasn't even the money, it was the prinicple of the thing.

I'm going to be a lot more wary of the internet from now on.

Well, I lost an entry while I was trying to copy it. So I'll write a shorter replacement.

Went to a garage sale this morning and spent $2.75 on puzzles, a T-shirt, an ornament, a lunch bag, and decorative glass. Then went to the grocery and spent $31. My ten items: chicken, spinach, 2 cans of soup, cheese, wine, apples, buns, granola, and croutons. I also bought 2 sympathy cards, which I didn't count in the ten.

Things to budget for this month:
Funeral flowers for DIL's grandma
Pizza delivery to friend recuperating from surgery
Donation for marathon runner (lymphoma survivor)
Train ride for grandsons
Breakfast for son's family (briefly visiting from FL)
Plane ticket for sister (birthday present)
Afternoon at Art Institute and lunch with friend

That's on top of the usual groceries, gas, phone, train fare, laundry, pet supplies, etc. If I am careful I can keep it under $1000. Really careful. I don't have to buy the plane ticket this month, but it's time to start looking.

I transferred $150 to savings. Not a huge amount, but better than going backwards!

Hope I can do a little better next month.

I went with DIL to look at a condo for sale last night. We're scouting out places for her mother. This unit is rented -- I heard about it through a friend who lives in the same building. The owner was borderline rude to us -- very pushy about the "merits" of the place, which were pretty slim -- it's obviously been rented a long time; there's been no TLC. But we were polite. When we asked about price, she wouldn't say, only that she paid $170K, admittedly at the top of the market. She asked what we were looking to pay, and my DIL said her mother needed to find a place in the $100K area. The woman reacted very badly to that; said it was impossible and told us we had wasted her time. Hmmm. She wasted our time, too, by not revealing the price. But she will never get what she's dreaming of. It is shabby, no updates, a one-bedroom walkup on the third floor. There is another unit in the same building advertised for $107K, so we were not out of line for thinking her price would be in the same range.

Afterwards, we looked at a place in my building. Again, it was pretty shabby. Underloved. I would guess it was a rental, too, that housed a lot of CATS! However, it was priced right at $99K. Still, I don't think it is the place for DIL's mom. The bathtub would have to be reglazed, paint throughout, a new floor needed in the kitchen ... it is not anything like the condition my condo was in, and I only paid $111K. I know prices are starting to rise, but not that quickly.

We'll keep looking. Really, there's plenty of time, since she needs to get a job first! (She has a job, just not here!)

It really made me realize how much difference the owner's care and maintenance makes. My condo is a little old-fashioned jewel, and here in the same building -- a pretty yucky one.

Yesterday, the ceiling in my bathroom was repaired. Very nicely, I might add, and no cost to me. The contractor who was responsible for the damage was professional and personable from beginning to end.

I spent $2 yesterday on a cheap lunch at the station. I also did some laundry - $1.50 -- and I can't remember if I already reported that I paid my annual condo insurance premium -- $157.

Since I had a few extra hours at home yesterday, I did some cooking. I made a skillet dinner from ground beef, peppers, tomato paste and rice. Didn't turn out the greatest, but I think it will be better today after the flavors have melded.

I turned off my air last night with the expectation of some cooler weather ahead. The highest electric bill I've had yet was last month's $50. Not bad -- I thought it would be a lot worse.

Tonight my DIL and I are going to look at a condo that her mother might consider buying. It will mean getting off at a stop where I've never been before, but hey, I haven't had a train adventure in a while.

Speaking of train adventures, we had a guy this morning who was headed to a meeting, but totally on the wrong train. He had just been told to get on at a certain track number, but they change the track numbers! He didn't know that he had to check the board for any changes. I and another passenger helped him figure out what to do. The best solution was to get right back to the city, so he could get on the right train, but the inbound train arrives almost immediately after the outbound train departs. I hope he followed my directions and went immediately to the underground tunnel and got on the right side of the tracks! It's so confusing for someone who isn't used to the system.

I think tomorrow is payday! It is supposed to be the 15th, but as the 15th is a Sunday, I think we'll see it in our bank accounts tomorrow. Sweet!

I was at a retreat all day yesterday so was offline. Came back to a BUNCH of email this morning. Some sad -- the President of the board I'm on is stepping down due to worsening MS. And my DIL's grandmother passed away -- not unexpected, but since she just entered hospice, it seemed quick.

The retreat was one of those typical team-building things. But I tell you, I swear I will never fill out a personality test again. I am always the quiet intellectual introvert, who has high standards and feels a lot of responsibility. I don't think any of that is a bad thing. But the moderator yesterday pretty much called our little group a bunch of anal prigs who don't like people. (Ha, ha) Later in the day, when we were discussing the difference between phone calls and email (and she was definitely pro-phone call) I pointed out that email was useful because it could sometimes document the trail of the conversation. WOW! She practically went into a rant about WHY would I want to document anything, and how I wasn't really meeting the needs of the customer by being so anal as to ask for any clarification or details. YIKES! At break, my boss actually told her that in my position I needed to document requests, and she privately apologized -- but not really. She didn't mean it. I think this woman actually took a disliking to me because of that stupid test.

For the record, I like people very much. I don't like to go to loud parties where no one can be heard -- I don't think that makes me a people-hater. And I do a darn good job for my customers and they would say so, too. That was really so NOT what I needed.

At least it was a day of free food, and a brief respite from work.

Yesterday I had a $5 coupon for beauty products at CVS, so I decided to stock up on some cosmetics. Revlon was having a buy 2 get 1 half off sale that I figured would sweeten the deal. But even with the discounts I spent $33. Whew! That bought an eyeliner pencil, a lipstick, two bottles of nail polish, and brow scissors and brush. (My brows are getting wild as I age!) I don't buy cosmetics very often, and I don't think I'll be buying them again any time soon!

I did a lot of spending this weekend, and not on big stuff. It just all added up.

On Saturday morning I went garage saling with my DIL. I don't have the breakdown with me, but I spent $37. $20 of that was for a carved walnut panel that had been rescued from the Oak Park library building that was torn down in the 'sixties. It is carved in a repeating leaf pattern and looks very Frank Lloyd Wright! (No, I don't kid myself that it's his design -- just very much in the same school). I'm going to find a place to hang it on the wall.

The rest of my finds were bottles, toys, books, a cake stand, a wooden Santa, a game for my son ... too much to remember.

In the afternoon I went to the new Trader Joe's. I found it -- okay. It was a little small for my taste. I like lots of choice, I guess. But I did find my 10 items, and they were only $31.

Sourdough bread
Wine
Almond Milk
Tomato Paste
Spreadable Margarine
Crackers
Cereal Bars
Butter
Ground Beef
Country White Bread

Two breads and two spreads! I like my sourdough for toast and most sandwiches, but I like white bread for grilled cheese. I just keep it in the freezer for that use only. And I like butter for baking and cooking and melting over popcorn, but I like the spreadable stuff for -- spreading.

On Sunday I went to Home Depot, mainly to buy new flowers for the planters on my landing. The Martha Washington geraniums were shot. I bought six planters of mums for $20. I also bought some hardware and a watering can for $11.

On to PetSmart, where I bought an aquarium bucket for $11, and while I was there I picked up some kitty litter. $10.

Then to Target. I was intending only to buy a new bathroom towel. And I found the perfect one for $11. But I was distracted by a clearance display of school and art supplies. I decided to take care of my grandson's birthday, which is later this month, so I filled a $1 gift bag with pencils, notepads, sketch books, markers, crayons, dry erase board, you name it! When all was said and done, I'd spent $44 without even realizing it. I also bought a $20 Ninjago figure with accessories (which he'll probably like better than the art stuff, but the art stuff will last longer). I also picked up three cards for a total of $7, and toilet paper for $7.

So it was a bit spendy. Maybe next weekend I'll barricade myself inside!

I also went out for lunch with my kids and my nephew's family, and I owe my son $11 for that. It was a great old-fashioned Southern-type diner. I got a seafood cakes, eggs, home fries, and grits, and took home enough for a meal the next day.

The rest of the weekend's eating was centered around the free produce I had -- I made a tomato casserole and cucumber sandwiches which served for several meals.

Last night I cooked the ground beef and peppers for a skillet dish that I will assemble tonight. I still have plenty of leftovers in the freezer for lunches, and I'll be getting free breakfast and lunch tomorrow at a work retreat, so I'm doing great on food.

Yesterday while I was waiting for the train home a young woman suddenly started screaming and running around the station in a panic. I recognized her as one of our special students. We have a program here at the college for college-age young adults who are developmentally disabled. They don't earn a degree, but they take classes in life skills (practical information to help them be independent)and they earn a certificate. It's a great program.

I had trouble understanding what she was saying at first, as her speech is slurred, but it turned out she had left her wallet at the college. I offered to help her and she asked me to go with her to find it. Begged me, actually. There was a taxi sitting at the station, so she and I took it (I wasn't sure she could walk to the college -- she has a bad limp). And anyway she was in such a panic, I don't think she could have walked for that reason alone. Long story short, after checking two different buildings, she actually found the wallet. The taxi driver could see the situation and was very kind about waiting for us as we looked. The charge was $9 and I gave him a $2 tip.

It was hard to make the girl understand that we missed the train and that we would have to wait for another one, but when she comprehended, she called her mother to tell her she would be on a later train. I must have asked her a dozen times if her mother would be there and she said yes. So I just have to believe she eventually got where she was supposed to be safely.

Her only response after she was all settled down was, "Do you have any gum?" But I know there is a mother somewhere thanking me.

The funny thing is, I came to someone else's rescue again this morning! There was a man on the train who had a ticket, but it wasn't for the right zone. The conductor told him he would need to pay more to get to his destination, and he said he didn't have cash, just the ticket. I was sitting right across the aisle, so I asked the conductor if it would help to take a punch out of my ticket (which is just an extra that I purchased the day I forgot my monthly pass). Basically I was donating one of my rides, but since it is only a back-up ticket for me it didn't feel like I was losing anything. I was glad to help.

So call me superhero! Seriously, I do like to do random acts of kindness, but rarely get the opportunity two days in a row. It's a nice warm fuzzy feeling!

There was no other spending yesterday besides the taxi, and I brought my breakfast and lunch today.

I've made an appointment with the contractor to fix my ceiling next Wednesday.

The weekend is almost upon us, and life is good!

I woke up with the alarm this morning, but closed my eyes, and, behold! It was 15 minutes before time to leave!

My first thought was to take the later train, but that gets me to work a full hour after everyone else is there. After my half-day yesterday, I didn't want to do that. So I skipped the shower (don't tell -- I did wash the important areas, though!) threw on some clothes, fed the fish, grabbed a pack of granola bars and a pizza slice from the freezer, and left. Made the regular train in plenty of time, but I do feel a little discombobulated.

I even thought today was Friday for some reason.

So I find that today is our secretary's birthday, and she is a BIG birthday person! Luckily, I had a card in my desk that was actually perfect for her. She brought in an array of treats, so it's too bad I ate the granola bars on the train! I'll be hungry later, though, and then I can indulge.

My gardener friend brought in more tomatoes and some cucumbers. I'm sure going to miss the veggie freebies when gardening season is over.

Yesterday I stayed late at work to make up for the missed morning. That meant that I was HUNGRY on the long drive home. I stopped at Culver's ($7) and then immediately felt guilty afterwards. I do need to get a handle on the fast food. But I'm not going to beat myself up, because it seems to be a side effect of this crazy commute. Just need to work harder on planning ahead.

Today I paid a radiology bill associated with my cat scan ($17). Hope to make it a no-spend day otherwise.

The plumber came and fixed the toilet for $130, which I didn't think was too bad, considering the prices I had seen on discussion boards. He was very nice, too. He fixed my kitchen faucet for free.

I'm not going to know what to do with all the quiet in the house now that the toilet is no longer flushing!

Spent $5 on the way to work to pick up lunch at KFC. A nice person in line gave me a coupon for $1 off.

I'll have to work late but can't stay after 6 -- the free lot closes then. This is the first day I used the free lot, trading in my $100 parking sticker for a short walk through the park.

So -- my August spending recap. Ta-da!

Housing - $1039
Gifts/Charity - $250
Medical/Health - $224
Utilities - $108
Fares/Parking - $107
Groceries - $103
Eating Out - $94
Clothing - $80
Furnishings/Equipment/Decor - $79
Entertainment - $60
Phone - $55
Vet/Pet Supplies - $45
Gas - $30
Household Supplies - $28
Fees/Services - $22
Laundry - $18
Personal - $15
Car Repair/Maintenance - $3

I spent $250 on gifts and there weren't even any birthdays! Some of that was helping out my son, an Amazon card for a hospitalized friend, garage sale finds for my gift stash, treats for work, cards and wrap.

The medical included my share toward the cat scan, a doctor visit, and a prescription.

I usually don't spend $80 on clothing, but I stocked up on panties and socks -- also found a garage sale purse, and Goodwill tops and capris.

In the furnishings category, I spent $24 on a great desk and chair, and also bought a step stool, picture frames, and cookware.

My entertainment included the entrance fee for my family's annual football pool, buying a raffle ticket for a local charity, toys for the toy box, and my Netflix subscription.

The fees: that much-lamented late fee to Macy's.

I'm home today, waiting for the plumber. He's supposed to come some time between 8 and 12. He has two more hours to keep his promise!

I did my August spending recap but left the results at work, so I'll post it later. I remember that the total spending was in the neighborhood of $2300. I like to get nearer to $2000, but there were a few medical bills, a few gifts....

I did my ten-items shop at the grocery store -- mistakenly picked up 11 items. I don't have my receipt at home, so let's see if I can remember ...

Kitty litter
Wine
Sandwich bags
Oreos
Ice Cream
Tuna
Milk
Granola
Kraft Mac & Cheese
Creamer
Popcorn

I spent $29 on the above. Most of those items I wanted to have on hand for the grandchildren's visits. I also got free tomatoes and peppers at work from a gardener with too much produce.

I made lasagna this weekend, and cooked a frozen pizza, so I will be eating both of those for lunch and dinner all week. Welcome to Italian week!

I have been told that the plumber will charge $89 just for the visit, and that will not include any charge for the repair. I picked a plumber that advertised experience with vintage plumbing. I hope he will be worth what he costs.

So, with that, I will go back to waiting....

Well, I hope you can tell from the exaggeration that nothing really tragic happened. But it sure was frustrating.

On Saturday morning I woke up to a bathroom full of water and the ceiling bulging. I called the property manager's emergency number (it being a holiday weekend of course -- when else do accidents happen?) Turns out that the remodeling being done upstairs resulted in a nicked pipe. The neighbors aren't living there while the work is being done, but I was able to get the contractor on site, and he came and checked it out, stopped the leak, and promised that he would fix the ceiling at no cost to me.

So, despite the mess, I wasn't too upset.

I got going on my laundry, as I had four loads to do. I had two in the washers, and two in the dryers. I went down to check on them and found all machines stopped, and the four loads sitting there in various stages of wetness.

I called the property manager again. He advised that I find the fuse box. Well, the basement is FULL of fuse boxes -- and most of them are not well marked. I finally found the right one and flipped the switch. The machines started working again, but they cut out five more times -- and I reset five more times -- before I got the laundry done. There are three washers and three dryers in the basement, and I always assumed that that meant that all of them could be run at the same time. Apparently not. Apparently four is too many.

So that was a grueling laundry session.

Then on Sunday, I turned on the faucet in the sink and nothing happened. My grandsons were there, and they said there was a sign about water in the vestibule. I went down and checked -- a brief note that the water main for the whole block would be shut off for four hours. (I later checked my email and found a message there as well).

Well, I wish I had had more warning, but we made do. We went to the park and spent quite a bit of time there before coming back to find -- the toilet flushing. Nonstop. The water was working normally otherwise, but the toilet was flushing on its own, and there was no way to stop it. (It's an old flush valve toilet -- no tank.)

So I called the property manager again, feeling like the most jinxed person on earth. I got a person who carefully took the message but said that since it was not an emergency, it wouldn't be handled till the next day.

All day yesterday no one called back. The toilet flushed all day. It flushed all night. It is flushing now, while I sit here at work. I sent an email to the property manager this morning, hoping that will bring a better response.

You know, it's their money. I don't pay a water bill, but it does bother me that gallons and gallons of water are flushing through my toilet.

Those are the big three things that went wrong, but it seems like a million other things did, too. It was a weekend of water spilt, dishes broken, toes stubbed, grandchildren acting up, plans screwed up, sleep lost -- I can't remember such a lousy, unsettling, three-day weekend.

I'm almost grateful to be back at work!

My son just learned that his new employers are moving the business to a different city. They must be very shaky and disorganized if they hire someone new one day and move the business the next, so it's probably just as well. Except that he is out of an income again! He is still expecting the airfield job to come through when their licensing is resolved, but needs something temporary. Sigh.

They do have savings, but I hate to see them burn through them. I hope something turns up soon.

I had a no-spend day yesterday, and I'm hoping to have a quiet, low-spend weekend. I'll be going to a cookout on Saturday, for which I'm making brownies, but other than that, I'll be doing laundry and catching up on housework and cooking. And sleep. Maybe I'll get more of the puzzle done.

That was my big expenditure of the day. $30 for a top sirloin that was a tad overcooked, but still, it was a wonderful social evening.

I didn't get home until 10 because the trains run so infrequently at night. I had to wait more than a half hour at each stop. And I can never just fall asleep right away, especially after a stimulating evening, so I didn't get much sleep before the 4:45 alarm. I'm beat.

I saw seven rabbits yesterday -- and not all together. I saw seven rabbits in seven different spots. And they were so fearless, they hardly moved when I got near. One of them appeared to be living on a narrow strip of grass and shrubs on the elevated track -- a little island in a land of concrete. How weird it seems. When I was younger it was very rare to spot a rabbit, but now they're everywhere!

Last night's commute was the kind you don't want to repeat too often. The train heading downtown was quite late due to police action at another stop. I arrived downtown just when my train home was scheduled to leave. I went running to the train, which I could see was still there and still boarding -- when I realized I didn't have my pass. I had left it on the other train!

Now, you have to visualize the downtown station. It's a big cavernous station with 14 tracks coming in, all in a line. I really didn't know which track I had arrived on, so I had to do some running around and questioning conductors just to figure out what train to check. I finally located the train just as it was closing its doors to clean up, and one conductor tried to throw me out, but the other one recognized me and heard my plea that I had left my pass on the train -- and not just this month's pass, but next month's too, tucked into the same holder. He told me to wait and he would do a quick check. And he found it! Glory be! Saved me over $100 right there.

Well, by this time, my other train was LONG gone. Not only that one, but the one scheduled after it. There was one more train heading north, but it doesn't stop at my station. Nevertheless, I took it, because I didn't know how late the next one might be. I called my son and left a message asking him to pick me up at the D station. He didn't get the message until later. So, I arrived at D station, on the hottest day of the year, wearing shoes that were already blistering my feet, and facing a two-mile walk home. (Oh, and I had no cash for a taxi.)

I did have a first aid kit in my bag, and I taped up my feet the best I could with band-aids. Still, only a few blocks later I knew it would be too painful to make that walk. But I was walking by a North Face store, and I had the inspiration to go in and look for a pair of thick socks. I found them -- SmartWool socks, which were $20 a pair. (!) I bought a pair and put them on and it was like magic. My feet were protected, and the walk was doable. I made it home, with one stop for a cooling bottle of 7-Up.

It was 7:00, and I had left work at 4:00.

More excitement this morning. I almost missed the train because I blew a fuse by plugging in my flat iron. After I reset it, the aquarium filter didn't re-start, so I had to prime the pump with more water to get it going, since I couldn't leave the fish all day without aeration. Made the train in the nick of time -- hair unkempt, no make-up, huffing and puffing.

This commute is getting to me!

In other news, my other spending yesterday included $6 for lunch, and $100 sent to my son in Florida, who broke his glasses and couldn't see to fly without getting new ones -- immediately. He and his wife are getting back on their feet but needed a little help with this one, and I was glad to do it. It is a loan, but I'm not going to stress about getting it back.

Tonight I'm meeting friends for dinner at a favorite Mexican restaurant. I'm really looking forward to a relaxing evening with good food and conversation! I hope I have no adventures to report tomorrow.

Yesterday after driving to work and putting in a full day, I set out at about 4 to run some errands in my work town. The first errand was to mail a package -- 4 pounds of baby clothes for my granddaughter. The cost was $12. I had to wait in line to use the kiosk, but otherwise, no problem.

Then I went to Goodwill with a bag of stuff to drop off. What should have been a 5-minute drive took nearly an hour. First there was some kind of police action in the middle of the highway. They I got into a lane where someone was stalled. After I got around him, I sat in the turn lane for ... centuries? There were two turn lanes, one blocked off. We were turning onto a road that was down to one lane because of repaving. The really irritating thing was that drivers kept butting into our line, AND PEOPLE WERE LETTING THEM IN! Really? There's politeness, and then there's silliness.

Finally got to Goodwill, where I calmed down my road rage with a little shopping. I spent $16, and bought a pair of capris, a long-sleeved tee, a work blouse, a Santa ornament, a Blue Ridge pottery plate for my hutch, and a bud vase. Very happy with all my purchases.

Then it was back out onto the awful road again (not so bad this time, though) and on to get a haircut -- $15 including tip. I got a new hairdresser this time, and I liked her work. I will remember her name, because it's the same as my granddaughter's!

I didn't dare get back on the same road to go home, so I headed in the opposite direction till I found a main road north. On that road I stopped for gas - $30 -- and for a car wash -- $3. By the time I got to the road heading east toward home I was starving and couldn't wait another 30-40 minutes for dinner, so I went to McDonalds and bought the $1 cheddar onion burger and a small smoothie -- $3.77.

The traffic was still heavy and I don't even know what time I got home. I remember glancing at my watch after I'd chilled for a while (literally -- I hadn't left the air on), and being surprised that it was 9:30.

I wasn't ready for sleep and worked on the puzzle a while. Finally had a glass of wine and turned in.

A day like that makes me glad I usually take the train. Although it wasn't a BAD day, just a lot of frustrations.

Today it is supposed to get up into the upper 90's. I left my air conditioning units on -- low. It kind of makes me nervous, but if I don't, I'll walk into an oven tonight, and it would take hours to catch up. The cats will enjoy it.

As always, it was a weekend that went way too fast.

On Saturday night, my grandsons slept over. Well, they slept; I didn't. There was a lot of moving around; let's just say it was musical beds.

My fatigue on Sunday, as well as the heat, made it difficult to do the things I had planned. For instance, I was supposed to bake for a work party today, but I didn't, so I ended up spending $14 on muffins on the way to work. I was planning to make lasagna -- that didn't happen either.

On Saturday morning, before the kids came, I went to Home Depot and spent $20 on single-edge blades, felt pads, and command strips. Then I went to PetSmart and spent $29 on cat food and aquarium supplies.

Finally, it was off to the grocery, where I bought two rolls of quarters, and made my ten selections. It was really hard this week. I ended up with:

Honey
Granola Bars
Almond Milk
Eggs
Cottage Cheese
Cream Cheese
Mozzarella
Wine
Watermelon
Green Pepper
Grand Total: $31

As I said, I was planning on making lasagna, but a quick look at the ground beef convinced me it was going to be meatless. And then it didn't get made! But I'll still try to assemble it this week, even if I can only do one step each night.

Other meals I have on tap are egg salad sandwiches, and chicken sandwiches (enough for two nights each); and in the freezer I have stirfry, pizza, and carrot soup.

Plus I have $15 toward an entree at BRAVO. I'm hoping they will let me just box it up and take it home.

Part of my Saturday routine has become using up or somehow processing all the perishables in the fridge. This week I had a cantaloupe which was unpleasantly hard and tasteless. I cut it into slivers and made a slaw with mayonnaise and dried cranberries -- still have two servings of that, and it's great! I also cooked and consumed my green beans.

I did only one load of laundry this weekend. I'm trying to wear my pj's two nights in a row. I love to wear fresh pj's but even I have to admit it's creating too much laundry.

I still had a free Redbox coupon from my McDonalds Monopoly adventure, so I rented The Call on Sunday afternoon. It was very good in the first half; kind of fell into cliched movie horror flick at the end, but I did enjoy it for free.

While the kids were at my house, I opened a 1000-piece jigsaw puzzle. They're too young to really help, but it encouraged them to open their puzzles and work on them. I've completed the border -- filling in all the rest will provide for some entertainment this week! I forgot how much I liked jigsaw puzzles. This was a freebie, too. Got it from my work "library" and will return it when I finish it.

So, on to today. I drove today. Not only did I have to pick up treats, but I have a package to mail, and I just can't handle all that on the train. I will make the drive worth my while. I brought a bag for Goodwill, and I will get my hair cut at my "old" place, as well as get gas and a car wash.

This is the last week I can park on campus, as my sticker will expire. My new sticker will only allow parking at the free lots off campus, but then again, they're free! A $100 annual savings right there.

Last night I was feeling a little ticked that I had to drive around the block to find a space to park. I reminded myself that I was saving $60 a month, by letting my parking space go, and a few circles around the block sure weren't going to kill me!

The lost vouchers were at home, hidden in a bunch of papers I had taken out of my old bag. I actually went through those papers before, and somehow missed seeing the vouchers, so I'm really glad I took a second look!

I bought my ticket this morning for the reduced price of $105.

I also bought a kiddie smoothie from Jamba Juice ($3) so that I will have TWO "Planes" cups for the grandsons (who will be sleeping over tomorrow night!)

And last night I bought an Amazon card for $25 to give to the daughter of a friend -- she is awaiting a heart transplant in the hospital, and I'm sure her days are long and she could use some distraction.

Wouldn't you know it, though, I recover one thing and lose something else. I left my umbrella on the train last night. Tonight, during my train break, I'll investigate the lost and found to see if I can get it back. If it's not there, I'll get a replacement at Goodwill.

I got a call from one of my medical suppliers that my credit card number didn't work. Turns out, they can't process flex cards. I told her to re-bill me and I'll write a check. I think my flex account is close to maxed out anyway.

Getting close to the end of the month, and my spending is still under $2000! When my assessment fee hits, that will take it over, though. And I still have a grocery trip, and I expect there will be some garage saling tomorrow, too. But still, a pretty tame month, moneywise.

Every month I take my train ticket receipt to the HR office and I receive $30 in vouchers for the next ticket. Well, it's time to buy my ticket, and I cannot find my vouchers! I've moved offices during that time, and I'm afraid that somehow they were lost in the shuffle. I've looked in all the logical places, and some illogical places, too. I need to do a thorough search at home, but I'm not feeling confident that I will find them there.

I really hate to lose $30. It's like losing money out of my pocket.

The HR office cannot reimburse me. It's in their policy. They did give me the serial numbers, so I can find out if someone else has used them, but I still don't think I would get reimbursed.

I just hope they are at home. Meanwhile, I'm going through a big stack of papers in my office, but I don't think they could possibly be in there.

I spent $3 yesterday on a salad at lunchtime. This morning I spent another $3 on a smoothie for breakfast. Last night's dinner was free -- a yogurt/fruit parfait bought with a McDonald's Monopoly coupon -- and today I ate the packed lunch that I didn't eat yesterday.

It's POURING outside, and I think we're getting a significant cooldown after a very hot day. I had to run my air conditioners all night. I'm glad I turned them off this morning AND left the windows closed.

Yesterday one of my train buddies reappeared -- he is a high school teacher, so he doesn't ride the train in the summer. It was nice to catch up. He had a very exciting summer of travel, while I didn't have much to offer (my week in Florida sounded pretty lame in comparison to Ireland, the Colorado Rockies, Sedona, and the Grand Canyon).

Just another sign that summer is over.

Today the students are moving in. All the main parking lots are cordoned off so that they can park and unload. Staff members are ticked off, as they always are. I just contentedly walk in from the station.

There is also upset in our office -- our offices have recently moved to a new wing of our building. Well, there is still a lot of construction and setting up, and now several staff members are fighting bitterly over the division of space and what kind of cubicle walls should be installed. Sheesh! I'm afraid it's dredging up deeper feelings from a staff member who doesn't really want to be part of our team and feels demoted.

I feel like, isn't life hard enough, without getting bent out of shape about your office? If you can get your work done, it's good enough, isn't it? Apparently not.

I believe I had another no-spend day -- can't think of a thing I bought yesterday.

Last night I made a salad of lettuce, pepperoni, hard-boiled egg, cheese, and sunflower seeds. Yum. This morning I grabbed the last of the frozen pumpkin muffins for breakfast, and some frozen chicken stirfry for lunch. However, it looks like there is a "Taste" street event on campus today, so I might have to check that out for lunch. See if there are any freebies, or at least, cheapies. The stirfry will keep till tomorrow.

My only spending yesterday was $1.50 for a load of laundry. I am nearing the bottom of my quarter stash, so I'll have to remember to get some this weekend. Also have to remember to buy some water conditioners for the aquarium -- and felt pads for the desk chair. Hey! This is turning into an errand list!

My free meals seem to be continuing. Someone left muffins in the break room yesterday, so I took one for breakfast this morning. And lunch will be, in part, the leftover macaroni and cheese that my grandson didn't eat on Sunday. Okay, not really free, but certainly could have been garbage had I not made the effort to save it and tote it to work today.

I have earned $5 in Walgreens balance rewards -- I already had quite a few before signing up for the "steps" program, but the steps took me over the top. It is not clear how to redeem it -- perhaps just mention it when shopping at Walgreens? Or make an online purchase?

Yesterday my boss said something about planning for my replacement -- Yikes! It IS two years away!

Third weekend in a row I've gone garage saling and I had great success! The grand prize was a sturdy desk and chair for $24 -- the bonus is that it fits perfectly in my space and looks great. I've been needing a replacement for my desk for years now. The old desk was a Target desk from Goodwill. I set it out by the dumpster with the IKEA chair and they were both gone the next time I looked. Nice recycling!

The new set really looks like wood, but it probably isn't. It's sleek and dark and the chair is very comfortable; just perfect.

But that's not all! I also bought a box full of beautiful baby clothes for $13, which I will send to my granddaughter. A new top for me for $1, some children's books for $1.75, some display bottles for $2. And I found a Razor scooter for my grandson for $10 -- like new and just the right size. And it's just like his brother's only smaller, with red handlebars! (The favorite color of the moment!) Success all round.

After garage saling we all (including DIL's mom) went out to lunch, where I spent $11. I think I startled everyone when I asked to have all the fruit and vegetables the kids didn't eat boxed up, as well as the onion and tomato slice from GS's hamburger! I used up most of it the next morning in an omelet with a fruit cup on the side.

So I am the cheapest woman alive. They already know it.

Later in the day I went grocery shopping with elder grandson -- he was a big help, and I was able to keep it down to 12 items, even with all the suggestions for great things to buy! (Like ice cream, cereal, candy bars....) He helped me scan and bag at the self-service line; quite the little grownup. (He's 6!) So, groceries were about $38.

$3 for laundry, $5 for a prescription -- that was the weekend spending.

On Sunday I made lunch for everyone -- fish sandwiches with sweet potato fries, and mac & cheese for the kids. Frozen yogurt for dessert, and then a game of Yahtzee. It was a good day.

Today I paid a $100 doctor bill.

I had my free breakfast and free lunch at work today; tonight's dinner will be leftovers from yesterday. Life is good!

Yesterday was kind of a no-spend day. It was pay day, so I did pay my bills (the few that aren't automatic). I also gave a co-worker $10 toward a raffle ticket -- I had already promised. I've done this once-a-year raffle for three years and have never won anything, but the cause is good, which is the important part.

I signed up for Walgreen's Step for Balance Rewards. It is a program where you earn reward points for walking, weighing yourself, and setting goals. I am doing the walking anyway, so why not get paid? And making myself weigh in every day is not a bad habit to get into.

I forgot to set the alarm last night. My inner alarm woke me up with just 15 minutes to get ready, but I did it. All but washing my hair, which really needs to be done, but it was more important to catch the train on time.

I really wanted to get breakfast in the downtown station this morning, but I resisted. I thought about how I'd just earned $3 from Pine Cone, and did I want to just turn around and eat it, or put it into savings? Eating lost out. I have oatmeal here at work, and leftovers from yesterday's lunch are already waiting for me in the fridge, so there is really no excuse for buying food.

More exciting than it's been in a while, because I actually have $300 to put into savings instead of everything being already spent.

I also sent $380 extra to my mortgage.

Last night the kids brought over my new train bag. It's so cool! Light, waterproof, with lots of pockets and dividers, and it's RED! It's also a shoulder bag, which will make it easier to carry. And the top zips shut -- an important factor. With my old bag, I couldn't shut out the rain.

Yesterday we had an ice cream social on campus. I skipped lunch -- not on purpose -- so the afternoon sundae was very welcome. On Monday, which is our kickoff day for the new school year, we will get a free buffet breakfast and a picnic lunch. Fabulous!

The weather is beautifully cool, making the walk to the station comfortable, and no air conditioning needed at home.

Happy Thursday, everyone!

That would be me.

While clicking through MyPoints this morning, I went to a site called UnlockYourLuck.com. Usually I just close the page immediately, but this time I looked, and I decided to try the "free" tokens they offered. Well, long story short, I "won" a $5 gift card for .01, which, incidentally, also got me a $79 membership on ZBiddy I hadn't asked for. I had foolishly given them my Visa card info to pay the .01 (all along thinking, wrong, wrong, wrong) so the $79 was charged to that card. I was notified in an email. I Googled UnlockYourLuck and read the comments of all the other people who had been scammed, and the lack of cooperation they got, so I just went straight to my Visa holder and reported fraud, and had my card cancelled. Whew. Missed a bullet.

Sometimes it's hard to distinguish the real deals from the scams.

Yesterday was indeed a no-spend day, as I thought it might be. Today I spent $3 on breakfast at McDonalds -- the McGriddle was free (Monopoly coupon); the $3 was for a frappe. Thank goodness the game is over; I've had enough of McDonalds for a while! I seem to have lost my free parfait coupon, but my waistline doesn't need it, anyway.

Tomorrow is payday; very excited I will be transferring money to savings for a change!

At my doctor's visit yesterday, I had very good news. The cat scan showed no change in the nodule on my adrenal gland. I don't have to get the scan any more -- it's been checked enough! If it hasn't grown in this amount of time, it will not grow. That is good news on the health front AND the financial front!

My only spending yesterday was $9 to mail a package of books to my sister.

No spending so far today, and I don't expect to do any.

I drove to work yesterday, since I had to pick up treats AND go to the doctor. So I also brought in some wall art to hang in my office, and I brought some stuff to donate to Goodwill. I try to make every car trip count! But it really brought home how much easier the train is. The stop and go traffic is grueling on my nerves. And all you can think about is how much gas you're wasting while you're sitting there waiting for someone else to move.

I like the way some of you have your current "read" on your sidebar, so I'm going to start sharing that, too! I usually have two books going at one time -- one at home, one on the commute!